*During normal business hours.
Nifty Loans offers loan approval within just 60-minutes* to eligible borrowers.
Nifty Loans offers personal loans from $300 to $10,000, 100% online. We are one of Australia’s fastest-growing lenders and often approve applications within just one hour.
Nifty Loans is an online lender. This allows us to specialise in delivering fast loan outcomes and efficient service. Nifty Loans offers personal loans from $300 to $10,000; we may be able to approve your loan within just 60-minutes*. We support instant transfers on approval, so the cash could be in your account within just 60-seconds of approval**.
If you are searching for a quick payday loan, Nifty Loans may be able to provide you with a short term loan to cover your unexpected expenses. Whether you require urgent cash for a vet bill or an unexpected travel cost, Nifty Loans provides fast cash loans to Australians in need of short term finance.
A one hour cash loan is a personal loan delivered within just 60-minutes*. Nifty Loans often delivers loan outcomes within just one-hour to eligible borrowers that apply within our business hours. We offer quick loans from $300 to $10,000 for a variety of expenses. There are three types of personal loans that we offer: small loans, medium loans and large loans.
|Loan type||Security||Loan amount||Repayment schedule|
|Small loan||Unsecured||$300 to $2,000||6 to 9 months|
|Medium loan||Secured||$2,100 to $4,600||9 to 24 months|
|Large loan||Secured||$5,000 to $10,000||9 to 24 months|
If you are unsure whether your unexpected expense can be covered by a one-hour loan, here are some of the most common reasons we receive loan applications:
Applying for a one hour payday loan with Nifty Loans is simple and easy with our online application form. Within just a few minutes, you could submit your application for an online loan; you could hear back from us within 60-minutes*. We also deliver instant transfers on approval, so the money could be in your account in just 60-seconds**. When you need cash in one hour payday loans, Nifty Loans may be the lender for you. Follow these simple steps to apply:
Step 1: Complete and submit the online application form including supplying all supporting documents
Step 2: Our team will assess your application
Step 3: We will let you know whether your application was successful
Step 4: If approved, review and sign your electronic contract
Step 5: Receive your cash into your bank account
We have standard eligibility criteria all of our applicants must meet. To ensure that your loan application can be processed, please ensure that you meet the following criteria before you apply:
We do not require copies of your physical paperwork, but we must still receive digital copies of your supporting documents along with your application. To ensure we can deliver the fastest possible loan outcome, please ensure you supply your supporting documents when you submit your application:
If you have been searching for ‘one hour payday loans no credit check’, it is likely that you have a poor credit history. While we cannot offer payday loans no credit check, we can offer loans for bad credit. Nifty Loans is an online lender, which allows us to be more lenient in our credit requirements than traditional lenders like banks. A traditional loan, like a bank loan, is often not an option for a person with bad credit. However, Nifty Loans offers bad credit loans to eligible borrowers that meet our lending criteria.
We conduct a thorough financial analysis of all of our loan applicants to ensure that they can afford their loan repayments. If we find that an applicant can afford their loan, even with bad credit, we may be able to provide them with a small loan. We must still conduct credit checks on all of our applicants in line with responsible lending guidelines set by ASIC; however, a bad credit score will not stop you from accessing short term loans from Nifty Loans.
You can apply to borrow any amount from $300 to $10,000. Our assessment team will determine your affordability and your repayment terms will vary depending on how much you borrow.
We use a bank statement service to access read-only copies of your bank statements as a part of our financial assessment. We will analyse your income and expenses to ensure that a loan is currently affordable for you.
We consider most forms of Centrelink income as regular income. If you have been receiving your government benefits for at least 90 days and meet our other eligibility criteria, we may be able to provide you with a one-hour loan.
We will set up a direct debit in line with your pay cycle. You will repay your loan through automatic direct debits on this selected day. When your loan has been paid off in full, your payments will stop.
*If the loan is applied for within our business hours. Individual circumstances may vary processing times.
**If you have an NPP-enabled bank accountApply Now
Since founding Nifty in 2016, Bell has continued to make waves within the local financial sector for his continued ambition and willingness to adopt emerging technologies.Read More
$5,000 - $10,000
$2,001 - $4,600
$300 - $2,000
* Not applicable. Small loans do not charge an annual interest rate.
** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.