Perth Loans | $300 to $10,000 | Cash in 60 Seconds* | Apply Now

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Get your cash within 60 seconds of approval*

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Fast Personal Loan

up to $5,000

or

Car Loan

for cars over $10,000

Personal Loan

Car Loan

I want to borrow $1,000

For loans over $5,000 we recommend utilising your car as security.

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Fast Personal Loans

  • Smart and quick application form, which can be completed in minutes
  • 70% of applicants receive an outcome instantly
  • For applications that do not receive instant outcome, most receive a final outcome within 60 minutes!*

*During normal business hours.

How Could Online Perth Loans Help You? Here’s The Answer!

Stunning beaches, world-class wineries, endless sunshine. The list goes on to describe why Perth is one of the most beautiful cities in the world. Yet as many of us locals will know, Perth is an increasingly expensive city to live in. Even with its wonderful landscapes and vibrant culture, the financial pressures that locals face on a day to day basis cannot be ignored. Fortunately, help is only a couple of clicks away. Perth Loans can help take the pressure off managing your money and get you the funding you need when emergencies arise.

Cash loans Perth, are super nifty when you need access to cash quickly. The reason they are so convenient is that you can apply for them 100% online and receive the money within 24-hours of applying (provided we have all the information we need). Because we are 100% online, it doesn’t matter what suburb you live in, whether it be Thornlie, Armadale, Morley, Gosnells, Canning Vale, Scarborough, Rockingham, South Perth, Dianella, Ballajura or Willetton. Whether you need help covering an unexpected bill or a weekend away from the city, Nifty Loans could be exactly what you’re looking for.

perth loans

What’s so Wonderful about Perth?

It may be no secret to locals, but in recent years Perth has really come of age as a popular tourist destination for Australian and international tourists. For most of us living here, we consider ourselves to be extremely lucky to call Perth home. With a nickname like ‘Perfect Perth,’ you’d expect there to be some incredible perks to living in this city. Here we’ve listed a few reasons why people love living in Perth:

1: Laidback Lifestyle

The relaxed vibe is almost instantly detectable once you step foot in this city. Being so close to the coast and having such a great climate, it’s really not hard to see why people enjoy the lifestyle here so much. Most people spend their spare time enjoying the outdoors, hanging out at the beach and soaking up the ever-present sun. It’s like being on a working holiday here!

2: Dining Out

Perth is a hot destination for foodies. Home to luxury restaurants, delicious food stands, and quirky cafes. So whether you’re into uploading insta-worthy meals or just keen on a cheeky feed with your mates, there is something for everyone in Peth.

3: Escaping the City

Living in Perth definitely has its perks, one of those being we’re a stone’s throw away from some incredible destinations to get your nature fix. With nearby spots like Pinnacles Desert, Wave Rock, Rottnest Island and the Margaret River, there’s no shortage of adventure opportunities. This combined with the incredible weather makes it almost impossible to stay indoors!

4: Perth in bursting at the seams with world-class education

Perth has not one but 5 world-class universities in addition to a number of TAFE and vocational institutions to choose from. In recent years Perth has become a hub for international students to come and study it’s not hard to see why. In many ways, with the amount of students and institutions scattered throughout Perth, it can sometimes seem like vibrant ‘student town.’

The struggles of living in Perth

For all its charms, there are some aspects of living in Perth that makes me wonder, is it really all that great here? When you’re working hard trying to make ends meet and have to toss-up whether you can fit a restaurant meal into your budget, it can sometimes feel like you’re being pushed to the breaking point. Living in Perth ain’t always easy:

1: It’s one of the most isolated cities in the world

While some people may consider this to be an advantage of living here, the reality is, if you’re looking to pop over to Sydney or Melbourne for a quick getaway, you’re looking at a 5-hour flight and a costly one at that. The location can sometimes give you a sense of disconnection between you and the rest of the country. Perth is actually so isolated that it’s easier, quicker and cheaper to fly to Bali than it is to fly to the east coast.

2: It’s not as cheap as you think

Although housing prices seem unreachable in Sydney and Melbourne, the cost of living in Perth is actually above average. Perth is up there with Sydney as one of the most expensive places to live in the world. Stick to a budget can sometimes be easier said than done living in this city.

What can Perth Loans be used for?

If you live in Perth, don’t let finances get you down! Nifty Loans’ fast online cash loans can get you the funding you need. Not quite sure on what to spend the money on? Here are a few ideas on how Perth Loans could help you:

Taking the Pressure Off

If you’re living on a tight budget, unexpected expenses can pop up and throw your entire budget into disarray. Maybe you forgot your internet bill was due or perhaps your laptop died suddenly. You may not be ready, but we have you covered. Nifty can get you the Cash Loans Perth in your time of need, so you don’t have to dip into your savings unnecessarily.

Do you Offer Travel Loans

We all need an escape from home from time to time but living in Perth, that isn’t always the easiest task. Nifty Loans can help you source the best personal loans to help you pay for that much-needed vacation. Whether you want to head overseas on the trip of a lifetime, or just travel to the East Coast for a relaxing break – you don’t need to dip into your savings or wait until your next payday.

Can I apply for car repair loans?

Now let’s be real, car problems never happen when you’re flushed with cash. Inevitably, your car will break down only when you do not have the money to cover it. Well, Nifty loans could get you the funding you need to fix your problem ASAP.

Can I consolidate my debts with a consolidation loan?

Nifty Loans does offer personal loans to consolidate any past outstanding debts you may have. So, if some past financial mishaps have left your debt all over the place, get it under control with Nifty Loans. Nifty Loans can help you secure Perth Loans for debt consolidation. If you’re considering this, it may be wise to consult with a financial advisor to ensure it’s right for you.

Unexpected Bills
Travel
Car Repairs
Consolidation

Am I eligible to apply?

To apply we have some basic eligibility criteria for you to check. These include:

  • Being at least 18 years of age;
  • You must be an Australian citizen or permanent resident;
  • Be receiving a regular income into a personal bank account for at least the last 90-days;
  • Have an active mobile number and email address.

That’s it! If you fit the above criteria and you’re interested in applying for a fast loan, scroll to the top of this page and hit our Apply Now button! We’ll take care of you from there.

Perth Loans in just 4 easy steps

Step One:

To start your application, scroll up to find our loan calculator located at the top of this page. Simply select the amount you’d like to borrow and the length you wish and click ‘apply now.’ This will take you directly to the application. No dramas!

Step Two:

Next, our team will assess your financial history and your current relationship with money. We will consider your bank statements and spending habits to determine the outcome of your application. This is done to comply with responsible lending practices.

Step Three:

We weren’t joking when we said we are 100% online. By utilising the latest in safe banking technology we can obtain a read-only copy of your bank statements to assess your income and spending habits.

Step Four:

In as little as 60 minutes we can get back to you with an outcome if you apply in business hours. Also, this time may vary depending on the information you’ve provided in your application and the details of your financial history and spending habits. Unfortunately, we can’t guarantee approval times as each applicant is different, but we do our best to assess your application as quickly as possible.

Can I get urgent cash loans Perth?

With Nifty, get your cash in a flash. If approved, we can transfer your funds directly to your account within 60 seconds*. Applying for Quick Loans Perth with Nifty is simple and easy. Above you can find our easy and accessible application form that will only take you minutes to complete. We specialise in quick, 100% online personal loans with super fast outcomes.

I’m looking for Perth Loans, but have bad credit. Can I still apply?

Nifty Loans offers bad credit loans Perth. We do conduct credit checks, however, we look at more than just your credit score. We assess your current relationship with money, rather than simply looking at a number. At Nifty, we give every applicant a fair go at finding the loan you need, where you have bad credit or not.

So don’t be too worried about your bad credit rating, apply today for Perth Loans! We’re firm believers that everyone deserves a fair go and that credit history isn’t the be-all and end-all of assessing suitability.

Can I pay out my loan early?

You can pay off your loan early, without incurring any early payout fees! Unlike the big banks, we will not charge you a fee for paying your loan early. If you’ve got the cash and want to get it out of the way, who are we to charge you for wanting to be financially free! In fact, the earlier you pay off your loan, the more money you will save on monthly fees.

If you’re wanting to pay back your loan early, don’t hesitate! We’re not out to bombard you with unnecessary fees that you could be spending on more important things.

Ready to apply?

No need to photocopy all your bank statements or Centrelink statements, gone are the days of mountainous paperwork! We are 100% online and that means managing your time and cash just got a whole lot easier.

Finally, if you are not happy with your application experience with Nifty loans then you can withdraw your request at no cost whatsoever!

So, what are you waiting for? Start your partnership with Nifty loans and get back onto the path of financial happiness. We are a 100% online, fast approval, no fuss, finance company. So, don’t wait, apply today!

*Only available for NPP enabled bank accounts

Are you looking for something simple? We offer Easy Loans! 

Looking for fast payday loans? Look no further!

 

Apply Now

Andy Andy

AUTHORITATIVE SOURCE

Andrew Bell

Since founding Nifty in 2016, Bell has continued to make waves within the local financial sector for his continued ambition and willingness to adopt emerging technologies.

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Loan Costs

Large Loans

Large Loans

Large Loan Example

$5,000 - $10,000

Loan amount:
$5,000
Terms:
9 - 24 months
Establishment fee:
Variable
Monthly Fee:
$0
APR:
21.24%
Comparison Rate:
48%**
View Example
Loan amounts:
$5,000
Terms:
18 months, (78 weekly repayments)
Establishment fee and Total Interest:
$1,897.54
Total payable:
$6,897.54
Weekly installments:
$88.43
View Loan Details
Medium Loans

Medium Loans

Medium Loan Example

$2,001 - $4,600

Loan amounts:
$2,001 - $4,600
Terms:
9 - 24 months
Establishment fee:
$400
Monthly Fee:
$0
APR:
47.8%
Comparison Rate:
65.86%**
View Example
Loan amounts:
$2,500
Terms:
24 Months, (104 weekly repayments)
Establishment fee:
$400
Total other fees:
$1,609.44 (reducing interest)
Total payable:
$4,509.44
Weekly installments:
$43.36
View Loan Details
Small Loans

Small Loans

Small Loan Example

$300 - $2,000

Loan amounts:
$300 - $2,000
Terms:
6 - 9 months
Establishment fee:
20%
Monthly Fee:
4%
APR:
N / A *
Comparison Rate:
138.37%**
View Example
Loan amount:
$1,000
Terms:
6 Months, (24 weekly repayments
Establishment fee:
$200
Total other fees:
$240
Total payable:
$1,440
Weekly installments:
$60
View Loan Details

* Not applicable. Small loans do not charge an annual interest rate.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.