Relocation Loans | Online Loans for $2,500 to $10,000

Tired of your view? On the hunt for a new one? Finding your dream home may seem like the easy part. The next step is to move all that stuff you’ve accumulated over the years, and we bet there’s a lot of it. Moving can be both exciting and daunting. That’s why Nifty Loans wants to help soften the blow. If you’re looking to cover the costs of moving, we’re ready to help with relocation loans. You can apply in minutes and you could have your cash in no time! So, when you find yourself ready to begin your adventure in a new home, don’t let moving costs stand in your way! Before we get into the nitty-gritty of our loans, we’d better introduce ourselves.

Introducing Nifty Loans

Nifty Loans is a short-term lender that is ready to find Aussies the finance they need. We specialise in personal loans. Unfortunately, we don’t offer the likes of a relocation home loan or relocation mortgage loans, however, we certainly offer a range of personal loans! Whether you’re looking for travel loansvet loansmedical loansbad credit loans, or relocation loans; we’re just a click away! We offer personal loans for a variety of reasons, starting at $2,500 and going up to $10,000. The repayment period depends on the amount you choose to borrow.

Don’t think you have time to apply? Think again. Nifty Loans is 100% online, so all you need is a few minutes of your time, and a laptop or mobile. So, don’t wait, apply today and our team will get straight to work!

What exactly are ‘relocation loans’?

Essentially, they are personal loans for moving expenses. They range from $2,500 to $10,000. The repayment period depends on how much you choose to borrow. If you’re not moving far, small loans will probably cover your expenses.

If you’re moving interstate or perhaps you’ve found yourself a beach cottage to retire by the sea, you may be searching for something a little bigger. Nifty Loans also provides large, secured loans ranging from $5,000 to $10,000 and can be repaid over 9 to 24 months.

Does this sound like something you can get on board with? If so, just scroll up and apply with Nifty today!

Who is eligible to apply for relocation loans?

At Nifty Loans, we want all Aussies to have the chance to apply for the cash they need. However, we do have a few requirements to meet before you can apply. To apply you must:

  1. Be over 18-years old;
  2. Be an Australia citizen or permanent resident;
  3. Have a regular income flowing into your personal account for at least 3-months;
  4. Have an active mobile number and email address.

That’s it! Just tick off these four requirements, and you’re eligible to apply. See, that’s not so hard! Notice we didn’t say anything about bad credit or Centrelink? Don’t worry, more on that later, and it’s good news!

What to have by your side when you apply

To apply with Nifty Loans, all you really need is a few minutes of your time and a laptop or smartphone. However, it certainly doesn’t hurt to have a few details handy when you apply to save walking away from a half-finished application. So, to breeze through your application, have these details handy:

  • Personal contact details e.g. mobile number and email address and 100-points of ID;
  • The reason for your loan;
  • Internet banking details;
  • MyGov info;
  • Employment info.

Having these details by your side when you apply will save you the hassle of searching for them whilst you’re trying to submit your application. So, whether you apply on the go, or from your comfiest couch, have these details handy to fly through your application.

No hidden costs

At Nifty Loans, we want our clients to know the possible cost of their loan before they take out a loan. We don’t think you should be in the dark about possible repayments. All fees and costs associated with your loan will be clearly outlined in your loan contract. But, before you apply, you can find a general idea of what your loan may cost at the bottom of this page for the following loan types.

Medium Loans Unsecured or Secured $2,500 – $4,600
Large Loans Secured $5,000 – $10,000

Other fees and charges may be payable. Unfortunately, if you fail to make a repayment without notifying us of any changes in your situation, additional fees may be added to the balance of the loan. If you have any questions about what fees and charges are associated with your loan, please get in contact with our customer service team.

100% online no fuss lending. That’s Nifty

When you apply with Nifty Loans, you can forget running to your nearest branch before it closes, never-ending lines, and tiresome meetings. That’s all part of yesteryear! At Nifty, we think differently. Applying for a loan should take minutes, not days. And we’re ready to help make applying for a loan easy and simple for all Aussies, bad credit and all.

That’s why our entire lending process is 100% online. No need to leave the warm embrace of your couch, or interrupt your productive workday with a trip to the bank. Just whip out our phone, find our website and apply! It just takes a few minutes, then you can go back to what you do best. That’s no-fuss lending. That’s Nifty Loans.

Frequently asked questions

What if you’re not approved?

As a responsible lender, we may not be able to approve you for a loan at this time, but it doesn’t have to be bad news for long. If your application isn’t approved, you’re welcome to apply again when your budget has a bit more breathing room for loan repayments. Just because we said no now, doesn’t mean we will next time. So, keep Nifty Loans in your back pocket.

Do we conduct credit checks?

The short answer is yes, we do conduct credit checks. However, our team doesn’t consider your credit score as the only criteria for assessment. At Nifty Loans, we look at the big picture, including expenses, bank statements etc., not just your credit score. So, don’t let the fact that we conduct credit checks deter you from applying with Nifty. Just scroll up and hit the Apply button to get started.

Do we offer bad credit loans?

Yes! At Nifty Loans, we do offer bad credit loans. What are bad credit loans, you may ask? Well, they’re simply personal loans for those with less-than-perfect credit. At Nifty Loans, we don’t think credit scores should be the bottom line. We look at your current relationship with money when assessing your application. A couple of past financial mishaps shouldn’t necessarily dictate your financial future. We want all Aussies to feel welcome when they apply with Nifty, bad credit and all. So, don’t let bad credit stop you from applying for the finance you may need. Just apply with Nifty, and our team will do their best to help.

What about Centrelink and applying for relocation loans?

At Nifty, if you receive Centrelink payments you’re more than welcome to apply! Receiving Centrelink and applying for finance sometimes doesn’t mix, especially when you apply with traditional lenders.

Well, we’re glad you found us!

When we assess your application, we can classify certain Centrelink benefits as regular income if you’ve been receiving payments for at least 3-months. So, if you receive Centrelink and are looking to relocate, you can breathe a sigh of relief and apply for relocation loans for people receiving Centrelink!

Let’s be friends

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Relocating? Contact Nifty!

Costs are steep, and whilst you’re busy focusing on your latest dream home, you may lose track of possible relocation costs. That’s when relocation loans come in handy. And what’s even handier? Nifty’s application is 100% online and you can complete it in minutes. We don’t require any pesky paperwork, instead, we electronically pull any relevant info we need to assess your application. So, whether you’ll be needing 1 or 10 moving trucks, Nifty Loans can provide the cash that will have your back when costs pile up.