*During normal business hours.
*Only available for NPP enabled bank accounts
- It's possible with Nifty.
Need cash in a hurry without the hassle of a traditional lender? Remember, at Nifty Loans, we can provide hassle-free, same day cash loans, online in Australia. We don’t mess around with paper forms and long waiting times. Our team cuts straight to the chase so you get the cash you need without delay. So when you need quick loans same day, think Nifty!
Its the middle of an Australian summer. You have all the relatives, plus a few other stragglers, gearing up to come to your place for Christmas. You got the prawns, turkey, chicken, beef, pavlova, and trifle (plus enough fruit and vegetables to feed a small town) completely filling up every crevice in your fridge and freezer.
You have been telling the kids time and time again, “don’t leave the fridge door open” for as long as you can remember. And then BOOM. You have pushed your luck one too many times. The poor old fridge has given up. Not only that, but you don’t have the cash to run out and buy a new one (especially considering how much everyone has just spent on food).
Fridges and freezers don’t always come cheap (especially when you are storing a near industrial amount). Everyone is strapped for cash, but you also can’t bear to see all that food and money go to waste. That’s when it occurs to you “I need quick loans same day approved”. When you need loans same day, there are options out there for you!
What was the last expense you needed to pay the same day?
Quick Same day loans are designed to be delivered super fast. Nifty offers same day loans up to $10,000 that could be in your account in just 60 seconds once approved for NPP enabled bank accounts! Keep in mind, however, that this is dependent on your individual circumstances and how your bank handles transfers. If an unforeseen expense pops up, don’t waste time googling ‘same day approval on fast cash loans online’, ‘500 cash loans same day’ or ‘how to get a loan of $10,000’, just apply with Nifty! Keep in mind that you will need to apply within AEST business hours if you would like to receive an outcome on the same day!
We are a 100% online Australian money lender. At Nifty, we pride ourselves on delivering super-fast loans and providing genuine customer service.
When life throws you a curveball, Nifty can offer same day small loans between $300 – $10,000. Cash loans under the value of $2,000 are repaid over a maximum period of 12 months. Nifty’s larger loans between $2,100 and $10,000 can be repaid over a period of 9 to 24 months. Whatever your circumstance, Nifty could have the loan for you.
If you are a borrower who needs cash in their account as soon as possible, why not apply for same day loans? Due to our Nifty application being 100% online and completely hassle-free applying for a loan could be as simple as 1, 2, 3. Here’s how it works:
Before you can apply for same day cash loans online, you simply need to meet the following requirements:
That’s it! Just those four requirements and you’re ready to apply with Nifty Loans!
Applying with Nifty Loans, there are a few details to have by your side just to make your life that bit easier!
So, before you apply just get these details ready:
Having these details handy will help you breeze through your application. Leave the legwork to us, and complete your quick loans application in just a few minutes!
Firstly, submitting an application is easy and stress-free with Nifty – you just need a few pieces of information handy and can get started any time. Secondly, our application form could be completed in minutes, and it’s 100% online! Here what you’ll need to do:
Our cash loans application is simple and convenient. Say goodbye to fruitless trips to the bank and long waiting periods. At Nifty, we don’t make you jump through multiple hoops to gain approval on a same day loan. To start your application, simply scroll up and use our loan calculator. After selecting how much you wish to borrow, you’ll need to consider how long you would like to take to pay back your loan. Finally, once you are happy with your loan terms, click the Apply button and you’re on your way! It’s that easy.
After you’ve submitted your application, the rest is down to our expert team of loan specialists. So, don’t sweat it. In other words, just sit back and relax while we assess your application. However, we’d recommend that you keep a keen eye on your emails and texts.
If the Nifty team has been able to match you with a same day loan we’ll get in touch straight away. Of course, you will need to review and sign your electronic contract before we can pay out your loan.
Finally, as soon as our team receives a signed copy of our agreement we’ll transfer your loan. If your bank is NPP or Osko enabled you could have the cash in your account and ready to use in just 60 seconds. No-fuss, no worries. This is, of course, provided your contract is signed before the close of business.
For applications that require a manual assessment, most have an outcome within 60 minutes*!
Faced with an unexpected expense, we bet you’re looking for a lender that can offer fast outcomes and even faster payouts. Nifty is the best choice for same day loans. Here are just a few reasons why:
Importantly, here at Nifty, we understand that life doesn’t always go to plan and sometimes customers need a second chance!
At Nifty, we do not offer payday loans. Traditionally, payday loans were lent and then repaid on the borrowers next payday. Not only do payday loans often come with eye-watering interest rates but they are now illegal in Australia. For this reason, at Nifty, we offer SACC’s. A SACC is a Small Amount Credit Contract and can be lent over a smaller period of time.
“Same day loans bad credit” is more than just a search term. It’s something we do well. In fact, unlike many traditional lenders, Nifty does not assess your application based solely on your credit score. Clearly, our team prefers to take a more realistic approach to lending. We might take a look at your bank statements to get a better idea of your spending habits, income and existing financial commitments in order to determine whether or not you will be able to repay a personal loan.
At Nifty, we want to get a better understanding of your current relationship with money. Importantly, we might be able to look past your bad credit and give your application the fair assessment it deserves.
No. Nifty is likely to conduct a credit check on your assessment. At Nifty, we are committed to responsible lending. As a part of this commitment, we are required to conduct credit checks on same day cash loan applications.
Our team might take a look at your bank statements in order to assess whether you are able to afford a loan. We do our best to get a good idea of where you are currently at with your finances. If we can see you’ve been receiving a regular income for at least three months, and have been keeping up with any other repayments you may have, you could still be approved for a loan. So, even if you have bad credit, consider applying with Nifty.
Yes. At Nifty, we can consider regular pension payments as a form of income. As with all of our loan products, however, we can not guarantee approval. Our team will need to assess your individual financial situation.
Yes. Nifty could consider regular Centrelink payments as a form of income. If your repayments will comfortably fit within your Centrelink payments, you could stand every chance of being considered for approval. As we mentioned, the Nifty team will need to conduct a thorough assessment of your individual financial situation.
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Need money today but don’t know where or how to get it? Here are some other things to consider to get you started.
Decided a loan is what you are after? If you have bad credit, receive Centrelink or just looking for some quick loans same day, apply with Nifty Loans. We’re a fresh take on an old system, and ready to bring fast, quick lending into the light. To apply, just complete our application – it only takes a few minutes!
You may be experiencing information overload about getting loans same day, but don’t worry if you have unanswered questions about our service. You can head to the FAQs page at any time and see if your answer is waiting for you.
If you’re looking for a personal loan, Nifty can now help you out, bad credit and all!
Since founding Nifty in 2016, Bell has continued to make waves within the local financial sector for his continued ambition and willingness to adopt emerging technologies.Read More
$2,001 - $4,600
$300 - $2,000
* Not applicable. Small loans do not charge an annual interest rate.
** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.