Small Loans Fast | $300 to $10,000 | 100% Online | Apply Now

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Fast Personal Loan

up to $5,000

or

Car Loan

for cars over $10,000

Personal Loan

Car Loan

I want to borrow $1,000

For loans over $5,000 we recommend utilising your car as security.

Paid back over 9Months

Estimated repayments:

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Fast Personal Loans

  • Smart and quick application form, which can be completed in minutes
  • 70% of applicants receive an outcome instantly
  • For applications that do not receive instant outcome, most receive a final outcome within 60 minutes!*

*During normal business hours.

Cash in your bank within 60 seconds of approval*

*Only available for NPP enabled bank accounts

- It's possible with Nifty.

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Cash in your bank within 60 seconds of approval*

Have You Been Googling ‘Small Loans Fast’? Nifty Could Have The Cash You Need

Have you been googling ‘small loans fast’ with no luck at all? Well, you’ve come to the right place. Nifty Loans is a trusted lender that can provide small loans fast. We pride ourselves on being super fast, straight to the point and easy to deal with. We could even provide you with small fast cash loans bad credit. Nifty takes a realistic look at finance. We have a fresh take on how you can borrow money. We think it should take minutes, not days. So, why not see what we can do for you today? Nifty could even provide small loans for air conditioning costs, loans for relocation costs, truck loans, even loans for unemployed applicants.

small loans fast

Who Are We

Nifty Loans is an Aussie lender, ready to help everyday Aussies find the loan they need. We are proud to be 100% online. That means wherever you are and whenever you need the cash, we are here to help. Our online application process could only take a few minutes to complete. You could even have the cash in your account by the end of the day.* It’s that simple!

At Nifty, we have helped heaps of Aussies sort out the cash they need, and quickly. Why should you have the face it alone? No scams, or fine print. Nifty is proud to be 100% transparent. If our lending experts believe there is a loan product to suit your individual circumstance, we will do everything we can to get you the cash fast.

Why Should You Trust Nifty?

That’s simple. We tell you the truth. At Nifty, we will never promise anything that we can’t deliver. We believe in transparency for all our customers. That means we are always here to answer your questions.

No matter how silly you think they may be – at Nifty, we encourage you to ask! The best part is we are 100% online. So, why not get in touch today! We will always do our best to get back to you as soon as possible.

At Nifty, we think that in a fast-paced world, cash shouldn’t be any different. Not many of us have the time to sit around and wait. Nor do we have the time to waste on hold to the bank or in a never-ending line. That’s why Nifty has revolutionised the lending experience.

Why over-complicate it? We only require the basics to start the loan approval process. Not only do we believe in speedy cash, at Nifty, we think you deserve a second chance when it comes to bad credit. Nifty is proud to say we take a fresh approach to not-so-perfect credit. We will have a good look at the whole picture and your current relationship with money. So, there’s no reason you shouldn’t apply for a fast easy small loan today. Nifty could provide loans for people with bad credit.

So, What Are Small Loans Fast?

That’s easy. Small loans fast is just the cash you need right now without the fuss or wait times. We understand that when disaster strikes there is no time for messing around. When you need cash now, Nifty could provide the goods. Our experienced lending team do their best to get back to you within 60 minutes of application (during business hours). If all goes to plan you could even have the cash in your account by the end of the day.*

Traditional lenders can be a handful. The bank often needs pages and pages of endless paperwork to file an application for a personal loan. You could even be waiting weeks just to get a yes or no, let alone even longer for the cash to arrive in your account. At Nifty, we know that’s not practical. If we are able to provide you with a small loan fast approval you could have the cash in your account by the end of the day). That’s what we call fast easy small loans.

*If you apply during regular AEST business hours.

What Are Small Fast Cash Loans Bad Credit?

Small fast cash loans bad credit might seem like a mouthful, but, we can assure you it’s simple. We aim to provide fast cash loans to people with bad credit – that’s the long and short of it. Let us cut straight to the chase. We can not promise you we won’t conduct a credit check, however, we can assure you that you will get a fair go.

At Nifty, we prefer to look at the whole picture. We take into account your current relationship and use that as an indicator. Our experienced team of lenders focuses on how you are going to pay back the loan. After all, we know that is the most important part. We are proud of the fact that we have a fresh take on credit. At Nifty, we think all Aussies deserve a second chance. Why should we hold bad credit over your head?

What Can I Use My Small Loans Fast Approval For?

A variety of different things, here are just a few reasons you can apply for a personal loan for:

Small Loans Fast Approval For Medical Bills

Medical bills can be heavy… especially if you don’t have private health insurance. You could be left thousands of dollars out of pocket. But, why should you go it alone? With Nifty Loans, you could get the cash you need to alleviate the stress right now.

When you’re not well, the last thing you want to worry about is cash. Don’t let money or lack thereof prevent you from recovering. Why not let Nifty give you a helping hand? You could get between $300 and $5,000 right now with our 100% online application process.

Fast Easy Small Loans For Cosmetic Surgery

Bet you didn’t see that one coming. Yes, you could get a loan of up to $10,000 to facilitate cosmetic surgery. If you’ve dreamed of making a few small changes, there is no time like the present. Don’t wait, if you apply today you could have an answer within 60 minutes (depending on when you apply and whether we require any extra info). The cash could even be in your account by this afternoon. Access to funds is subject to inter-bank transfer times.

Our flexible finance options will allow you to find a loan product suited to your individual circumstance. We understand that two people are not the same – that’s why Nifty works with you.

Our experienced team is at your disposal. Ask as many questions as you see fit and we will do our best to get back to you as soon as possible. You can always get in touch.

Small Loans Fast For Education Costs

If you’re heading back to Uni this semester don’t let cash get the better of you. Working and studying whilst trying to afford education costs can be very tricky. You don’t have time for that. At Nifty, we can provide the cash you need for textbook, laptops – just to name a few – right now. Why suffer for weeks without the proper materials you need to study effectively.

Nifty can provide flexible finance options that could allow you to pay off your loan on your terms. Bad credit? Don’t worry, we have a fresh take on bad credit. We look at much more than your credit rating as a part of the approval process. We prefer to look to the future and the means by which you are going to pay back your small loans fast. Why wait? You can apply anytime, anywhere.

Small Loans Fast Approval For Weddings

It seems to be as soon as you mention the word ‘wedding’ the price quadruples. Looking at the price tag can be extremely painful. But, it doesn’t have to be. Why let money get in the way of your big day. No regrets – get the dress with a personal loan from Nifty.

We understand that when the big day is around the corner there’s no time to mess around. That’s why we provide fast easy small loans. Super simple and hassle-free. You could even apply on your phone right now. All we need is a few basic details and you could be on the road to wedded bliss. Let us walk you down the aisle in style!

Fast Easy Small Loans For Vet Bills

We know that when your furry friend is sick you need cash right now to make it better. A trip to the vet can put a major dent in the bank account and leave you playing catch up for weeks. Why blow it? You could get a small loan fast approval with Nifty right now. We do flexible and reliable finance.

That means you can repay the loan on terms that suit you. Our experienced lending team will do their best to find a loan product that suits you. You can rest easy knowing that we will never approve a loan that we don’t think you can repay.

An application with Nifty Loans could only take a few minutes to complete and we could have a decision for you within the hour (during business hours). The money might even be in your account by the end of the day. So, what are you waiting for? Apply right now.

How Do Our Loans Work?

When you apply with Nifty Loans, you have a choice. You can apply for three different loans types:

Small Loans

Small loans are, as the name suggests, on the smaller end of the spectrum. You could apply for a small loan of $300 to $2,000 with repayments terms of between 6 and 12 months. Small loans are unsecured. This means you don’t need to attach equity. This is super convenient if you don’t own a car, caravan, boat or motorbike.

Medium Loans

Medium loans can be taken out for amounts between $2,100 and $4,600. The repayment period on a medium loan is 9 to 24 months. Although it is not mandatory, we do suggest you attach equity to a medium loan. Equity could be a caravan, car, motorbike or boat.

Large Loans

Large loans can be taken out for up to $10,000. The repayment period on large loans is also 9 to 24 months. We definitely recommend providing equity to attach to large loan, however, it is not essential.

We Help Aussies!

We’ve already helped lots of happy customers with the cash they need! Take a look…

Quick Cash OnlineAmountApproved
Instant Cash Online For Bad CreditAUD ($)900
Fast Loans Online TodayAUD ($)2,500
Fast Cash LoansAUD ($)500

Disclaimer: The above examples are for demonstrative purposes only. They do not, in any way, reflect the terms of your possible loan, or the amount you may be approved for.

Before You Apply With Nifty

Before you apply for a personal loan with Nifty we recommend you ask questions and do your research. Everyone is different and it is essential that the loan product you apply for is correct for your individual circumstance. It is important that you are aware of the possible fees and charges that you could incur if a payment fails or is made late. There’s no need to stress though. We will always make sure you are aware before entering into the agreement.

At Nifty, we believe in 100% transparency. That’s why we are always here to answer your questions. Nothing is too trivial. You can shoot us a message whenever you like. We will do our best to get back to you as soon as possible.

Apply Now

Applying with Nifty is pretty easy, just follow these three easy steps:

  1. We’re 100% online. So, head over to our website and use the loan calculator to select an amount and repayment period. We will then show you what your weekly, fortnightly or monthly repayments could be.
  2. All you need to do now is complete our speedy application form. This could take you just minutes to fill out. We will do our best to have an answer to you within 60 minutes (during business hours).
  3. If your application is successful we’ll send over a contract for you to review and sign. We’ll then get the cash to your account as soon as possible. This might even be on the same day – if the banks cooperate.

How Easy Is That

A small loan fast with Nifty Personal Loans couldn’t be easier if we tried. Don’t suffer through financial troubles on your own. Let Nifty lend a hand today!

When unexpected expenses arise who do you turn to for last-minute cash? Nifty’s nearly instant loans could get you the funding you need to get back on your feet today!

Not Sure Where To Get A Loan? Nifty Could Help You Access the Personal Finance You Need.

 

Apply Now

Andy Andy

AUTHORITATIVE SOURCE

Andrew Bell

Since founding Nifty in 2016, Bell has continued to make waves within the local financial sector for his continued ambition and willingness to adopt emerging technologies.

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Loan Costs

Large Loans

Large Loans

Large Loan Example

$5,000 - $10,000

Loan amount:
$5,000
Terms:
9 - 24 months
Establishment fee:
Variable
Monthly Fee:
$0
APR:
21.24%
Comparison Rate:
48%**
View Example
Loan amounts:
$5,000
Terms:
18 months, (78 weekly repayments)
Establishment fee and Total Interest:
$1,897.54
Total payable:
$6,897.54
Weekly installments:
$88.43
View Loan Details
Medium Loans

Medium Loans

Medium Loan Example

$2,001 - $4,600

Loan amounts:
$2,001 - $4,600
Terms:
9 - 24 months
Establishment fee:
$400
Monthly Fee:
$0
APR:
47.8%
Comparison Rate:
65.86%**
View Example
Loan amounts:
$2,500
Terms:
24 Months, (104 weekly repayments)
Establishment fee:
$400
Total other fees:
$1,609.44 (reducing interest)
Total payable:
$4,509.44
Weekly installments:
$43.36
View Loan Details
Small Loans

Small Loans

Small Loan Example

$300 - $2,000

Loan amounts:
$300 - $2,000
Terms:
6 - 9 months
Establishment fee:
20%
Monthly Fee:
4%
APR:
N / A *
Comparison Rate:
138.37%**
View Example
Loan amount:
$1,000
Terms:
6 Months, (24 weekly repayments
Establishment fee:
$200
Total other fees:
$240
Total payable:
$1,440
Weekly installments:
$60
View Loan Details

* Not applicable. Small loans do not charge an annual interest rate.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.