Speedy Cash Loans | $300 - $10,000 | Fast Outcomes | Appy Today!

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Fast Personal Loan

up to $5,000

or

Car Loan

for cars over $10,000

Personal Loan

Car Loan

I want to borrow $1,000

For loans over $5,000 we recommend utilising your car as security.

Paid back over 9Months

Estimated repayments

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Fast Personal Loans

  • Smart and quick application form, which can be completed in minutes
  • 70% of applicants receive an outcome instantly
  • For applications that do not receive instant outcome, most receive a final outcome within 60 minutes!*

*During normal business hours.

Cash in your bank within 60 seconds of approval*

*Only available for NPP enabled bank accounts

- It's possible with Nifty.

Tell Me More!
Cash in your bank within 60 seconds of approval*

Apply for Speedy Cash Loans Today

When you’re in the middle of a crisis, speedy cash loans can really come in handy! A trustworthy lender that can provide a cash loan 100% online with 60-minute outcomes is hard to come by – Nifty is that lender.

We have revolutionised the world of online lending and made it simple to get a fast loan when you need it. You could apply for a speedy money loan with Nifty in just minutes – the application form can even be done on your smartphone. How convenient is that!

We can’t guarantee approval for every single applicant, however, we can guarantee you a fair go. What does that mean? Well, Nifty believes all Aussies should be given the opportunity to access speedy cash personal loans without the fuss. Worried about bad credit? There’s no need to be. At Nifty, we take a fresh approach to bad credit. That means we look at more than just your credit score giving you a better opportunity at a speedy money loan. So, why hesitate? Submitting an application is completely free. If you choose to apply during AEST business hours, a member of our team could have an outcome for you within 60 minutes!

What Are Speedy Cash Loans?

Speedy cash online loans are basically money loans in a hurry. At Nifty, we understand that sometimes you need cash fast and there is no time to waste. That’s why, if you apply during AEST business hours, our team will do our best to get back to you within 60 minutes with an outcome.

Nifty offers loans for a variety of reasons and expenses. You could be eligible for a consumer loan, payday loan or even an instalment loan. So, why not apply today and let us see what we could do for you?

Why Trust Nifty?

We bet you’re thinking, ‘There are so many lenders out there, why should I trust Nifty’? That’s right, there are a lot of online lenders out there promising the world. That’s why it’s important to do your research. Just because a lender promises something, does not always mean they will deliver on their promise.

At Nifty, we never promise anything that we can’t deliver. Our team is realistic and down to earth. Nifty is committed to responsible lending, and that means we’ll never lend you an amount of cash that we do not believe you’ll be able to repay.

At Nifty, we don’t claim that we don’t do no credit check loans. When you apply for a speedy cash personal loan with us, our team will check your credit score. However, this is just a part of our commitment to responsible lending. We don’t want to get you into a deeper financial hole – at Nifty, we want to promote financial well-being.

Our team will always do their best to match you with an appropriate loan product for your personal financial situation.

What Can I Use My Loan For?

Wondering what you could use your speedy cash personal loan for? Nifty provides cash loans for a variety of different expenses – including farm loans! You might be surprised what you could use your funding for. Here are a few examples…

Speedy Cash Loans For Holiday Expenses

Planning a holiday? Maybe you need a little extra cash to make it happen? Nifty could have the speedy cash loan you need for the holiday of your dreams. We can provide between $300 and $10,000 quickly – you could be jetting off sooner than you think. The best part is, Nifty is 100% online. You could even use your smartphone to apply for a personal loan wherever you are and whenever you like! At Nifty, we’re all about convenience. So, if you’re ready to apply for a personal loan, simply scroll up and start the application process right now!

Speedy Cash Loans Near Me For Dental Bills

The dentist is everyone’s worst nightmare. Not only is it extremely invasive, but it’s never cheap. The worst part is, it usually comes at the worst possible time. Why blow the budget when you could apply for a speedy cash loan with Nifty? If you’ve spent the day googling ‘speedy cash loans near me’, you can stop right here. Nifty is always in your back pocket – literally, you can even apply for a loan from your smartphone. So, what are you waiting for?

Speedy Cash Personal Loans For Car Repairs

Has your car broken down at the worst possible moment? No spare cash for repairs? There’s no need to stress – Nifty could have you back on the road in no time with a speedy cash personal loan for car repairs. If you apply during regular AEST business hours, we could even have an outcome for you within 60 minutes! So, don’t struggle stretching your cash to the absolute limit. Nifty can provide flexible repayment options to suit your lifestyle. Got questions? Just get in touch!

Eligibility Criteria

Wondering whether or not you’re eligible for a speedy cash online loan? At Nifty, we like to keep things super simple. So, if you meet the following criteria, you’re all clear to scroll up and apply right now.

  1. All applicants must have an active mobile number and email address;
  2. You must be at least 18 years old;
  3. A regular income must have been deposited into your own personal bank account for the last three months;
  4. Internet banking must be set up;
  5. Applicants must be able to prove you are an Australian citizen or permanent resident.

Documentation

We like to keep the unnecessaries to a minimum – that includes the documentation we require. Our 100% online application form can be completed in as little as a few minutes. Here’s what you’ll need to have with you when completing the form…

  • Personal info (name, date of birth, etc.);
  • 100 points of identification;
  • Internet banking details;
  • Your reason for applying for a loan;
  • Your MyGov details (if you receive Centrelink benefits);
  • Employment details and employer contact info;
  • Proof that you are an Australian citizen or permanent resident.

Employment Checks

Are you wondering whether we will get in touch with your employer when you apply for a speedy cash loan with Nifty? The simple answer is, possibly. As part of our application assessment process, Nifty may contact your workplace to conduct an employment check if we can’t verify your income.

Our lending team places enormous importance on responsible lending, which is why we will always check you have an income before lending any cash. Our team is highly trained and experienced in conducting employment checks, so there is no need to stress. We will never let your employer know why you are applying for a loan.

Online Banking Details

What do we use your online banking details for? In a nutshell, they help us get a better idea of your regular spending habits, deposits in and out of your account and your overall income.

We don’t actually access your real bank account – so, you can breathe a sigh of relief! The Nifty team will only look at read-only copies of your bank statements, and we use the latest safe banking technology to ensure your information is always encrypted. That means no one will ever be able to see your information or passwords.

Centrelink And Speedy Loans

“Can I get a speedy loan whilst receiving Centrelink payments?” We get this question a lot.

Unfortunately, there is no blanket statement to answer this question. In some cases, Centrelink can be used as a form of income and in other cases, it can’t. If you are wondering whether or not Centrelink could be used as a source of income on your loan application, our team suggests you simply go ahead and apply. The application itself is absolutely free and we could have an answer for you very quickly. At Nifty, we are proud of the fact that our team does their best to give all Aussies a fair go when it comes to a personal loan. So, what have you got to lose?

Our Nifty Promise

Our customers are the reason we are in business. Nifty places great value on the level of customer service we provide our applicants. Our team is helpful, down to earth and realistic. We are always here to answer any questions you might have regarding the loan application process – so, you can always get in touch!

We will never encourage irresponsible financial habits, as we always want to promote financial well-being to our applicants and ensure they are able to comfortably repay their loan amount. We take the time to carefully look into all of our loan applications and match our customers with compatible loan products – that’s the Nifty promise.

No Hidden Fees Or Charges

At Nifty, we believe in 100% transparency for our clients. That’s why we will never keep any of our fees or charges a secret. When you sign an agreement with Nifty, we encourage you to read your contract carefully. If there are any discrepancies or if you are unsure about anything just shoot us a message! Our team is here for you. We want to make the process as simple as possible, so do not hesitate to ask those burning questions.

Nifty is a responsible lender. So, when you sign an agreement you can rest easy knowing that we will never lend you an amount of cash that you will not be able to repay. Our team wants to promote financial wellbeing and see you on the road to success.

Apply Today

Ready to get speedy cash loans straight to your bank account? An application with Nifty couldn’t be easier. It’s super simple and 100% online! Here’s how to apply…

Step 1: If you’re ready to apply for a speedy cash loan, scroll up and use the loan calculator to enter an amount and repayment period. When you’re happy, simply hit ‘apply now.’

Step 2: If you choose to continue with your application, you will be directed to our 100% online application form. This form only takes a few minutes to complete. Once you’ve submitted your application form, our team will start the assessment.

Step 3: If your speedy cash loan application is successful, a member of our team will be in touch. We will send over a contract for you to review and sign. It is important to make yourself aware of any fees and charges you could incur for late or failed payment.

Step 4: Once we’ve received your signed agreement, our team will transfer the funds straight into your account. It’s important to remember that bank transfer times can affect how quickly the money appears in your account. However, we will do our best to get the cash to your account as soon as possible – ideally on the same day!

We Love Our Customers!

At Nifty, we love helping Aussies get speedy money loans. Our team can’t guarantee approval for every applicant, however, we can guarantee you will always get a fair go when you apply with Nifty. Have a look for yourself:

Search TermAmountApproved
Speedy Cash Online LoansAUD ($)500
Speedy Cash Loans Near MeAUD ($)3,400
Speedy Cash Personal LoanAUD ($)4,600

Disclaimer: The above examples are for demonstrative purposes only. They do not, in any way, reflect the terms of your possible loan, or the amount you may be approved for.

Ready to Apply?

Ready to apply for speedy cash loans? Then, why not just scroll up and get started with our loan calculator. Select how much you wish to borrow and for how long, then click ‘Apply Now’ and you’re on your way! The application itself is completely free. That means there is no reason to hesitate! Go ahead and apply – what have you got to lose?

 

Apply Now

Andy Andy

AUTHORITATIVE SOURCE

Andrew Bell

Since founding Nifty in 2016, Bell has continued to make waves within the local financial sector for his continued ambition and willingness to adopt emerging technologies.

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Loan Costs

Large Loans

Large Loans

Large Loan Example

$5,000

Loan amount:
$5,000
Terms:
9 - 24 months
Establishment fee:
Variable
Monthly Fee:
$0
APR:
21.24%
Comparison Rate:
48%**
View Example
Loan amounts:
$5,000
Terms:
18 months, (78 weekly repayments)
EEstablishment fee and Total Interest:
$1,897.54
Total payable:
$6,897.54
Weekly installments:
$88.43
View Loan Details
Medium Loans

Medium Loans

Medium Loan Example

$2,001 - $4,600

Loan amounts:
$2,001 - $4,600
Terms:
9 - 24 months
Establishment fee:
$400
Monthly Fee:
$0
APR:
47.8%
Comparison Rate:
65.86%**
View Example
Loan amounts:
$2,500
Terms:
24 Months, (104 weekly repayments)
EEstablishment fee:
$400
Total other fees:
$1,609.44 (reducing interest)
Total payable:
$4,509.44
Weekly installments:
$43.36
View Loan Details
Small Loans

Small Loans

Small Loan Example

$300 - $2,000

Loan amounts:
$300 - $2,000
Terms:
6 - 9 months
Establishment fee:
20%
Monthly Fee:
4%
APR:
N / A *
Comparison Rate:
138.37%**
View Example
Loan amount:
$1,000
Terms:
6 Months, (24 weekly repayments
EEstablishment fee:
$200
Total other fees:
$240
Total payable:
$1,440
Weekly installments:
$60
View Loan Details

* Not applicable. Small loans do not charge an annual interest rate.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.