Speedy Cash Loans | Quick Cash Online up to $10,000

Nifty Loans provides speedy cash loans from $2,500 to $10,000.

If you need short term financial assistance, Nifty Loans offers speedy cash loans online for eligible Australian applicants. We are one of the fastest-growing Australian lenders.

Searching for speedy cash online payday loans?

If you have been searching for a speedy cash payday loan, Nifty Loans may have a loan option for you. We offer speedy cash loans from $2,500 to $10,000 to eligible applicants in need of short term loans. We are one of Australia’s fastest online lenders that specialise in what are commonly referred to as payday loans Australia. We endeavour to deliver outcomes within 60-minutes* and support instant transfers on approval; this means that you could have your cash ready to use within 60-seconds** of approval. If you are searching for a fast financial solution, Nifty Loans may have a quick cash loan to suit you.

What can I use a speedy cash loan for?

Speedy cash loans can be used just like any other personal loan. We receive applications for loans online for a variety of reasons; we have helped thousands of Australians with short term payday loans. These are some of the reasons we receive applications for our speedy cash loans:

  • Unexpectedly high bills
  • Holiday expenses
  • White goods
  • Dental procedures
  • Medical costs
  • Urgent car repairs
  • Car registration
  • Engagement ring finance
Supporting documents

We require electronic copies of the following documents in order to process your loan. So that our team can process your application as speedily as possible, please ensure that you supply these documents when you submit your application:

  • 100 points of ID
  • Your basic personal information (full name, date of birth, address, etc.)
  • The reason for your loan
  • Your online banking details
  • Your myGov login information (if you receive Centrelink benefits)
Eligibility criteria

We have some standard eligibility criteria all of our applicants must meet before we can consider their loan. Please ensure you meet the following requirements before you apply so that we can process your loan application:

  • You are at least 18 years old
  • You have had a consistent income into your bank account for at least 90 days
  • You are an Australian citizen or permanent resident
  • You have an active email address and mobile number
  • You have internet banking set up

Speedy cash loans for bad credit

Nifty Loans is an online lender which allows us to be more lenient than traditional lenders in terms of our lending criteria. We provide bad credit loans to eligible applicants in need of credit. We use current bank statements to conduct a thorough financial assessment; this is to ensure that you can reasonably manage your loan repayments. If we find that you can manage your loan, even with bad credit, we may be able to provide you with a same day loan.

We follow the responsible lending guidelines set by ASIC and therefore must conduct credit checks on every applicant. However, a poor credit history will not stop you from accessing finance through Nifty Loans.

Frequently Asked Questions

How much can I borrow?

You can apply to borrow any amount from $2,500 to $10,000. If you are searching for a speedy cash 2500 loan, you can apply for a $2,500 loan and our team will conduct their financial assessment. Your repayments will depend on how much you borrow.

What are the fees and charges?

The fees and charges on your loan will be clearly outlined to you in the terms and conditions of your contract. Each of our loan options accompanies different fees and charges. Your current financial situation may influence other fees and charges, including the interest rate offered to you.

How do I repay my loan?

We will set up a direct debit in line with your current pay cycle. Your payments will be automatically debited from your bank account. When your loan has been repaid in full, your direct debits will stop.

Can I pay off my loan early?

We do not charge early settlement fees on our loans. This means that if you are in the position to repay your loan earlier than your set term, you are free to do so without incurring additional fees.

Ready to apply?