Speedy Cash Loans | Quick Cash Online up to $10,000

No fuss.
Just nifty loans.

Get your cash within 60 seconds of approval*

Apply now for:

Fast Personal Loan

up to $5,000

or

Car Loan

for cars over $10,000

Personal Loan

Car Loan

I want to borrow $1,000

For loans over $5,000 we recommend utilising your car as security.

Paid back over 9Months

Estimated repayments:

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Fast Personal Loans

  • Smart and quick application form, which can be completed in minutes
  • 70% of applicants receive an outcome instantly
  • For applications that do not receive instant outcome, most receive a final outcome within 60 minutes!*

*During normal business hours.

Speedy Cash Loans

Nifty Loans provides speedy cash loans from $300 to $10,000.

If you need short term financial assistance, Nifty Loans offers speedy cash loans online for eligible Australian applicants. We are one of the fastest-growing Australian lenders.

Searching for speedy cash online payday loans?

If you have been searching for a speedy cash payday loan, Nifty Loans may have a loan option for you. We offer speedy cash loans from $300 to $10,000 to eligible applicants in need of short term loans. We are one of Australia’s fastest online lenders that specialise in what are commonly referred to as payday loans Australia. We endeavour to deliver outcomes within 60-minutes* and support instant transfers on approval; this means that you could have your cash ready to use within 60-seconds of approval**. If you are searching for a fast financial solution, Nifty Loans may have a quick cash loan to suit you.

What are speedy cash loans?

Speedy cash loans online are a form of personal loan delivered in a short period of time. Nifty Loans endeavours to process our loan applications within 60-minutes* and we support instant transfers on approval. We offer three types of personal cash loans: small loans, medium loans and large loans.

Loan type Loan amount Security Repayment options
Small loan $300 to $2,000 Unsecured 6 to 9 months
Medium loan $2,100 to $4,600 Secured 9 to 24 months
Large loan $5,000 to $10,000 Secured 9 to 24 months

If you would like a more detailed breakdown of these loan options, please refer to our costs page.

What can I use a speedy cash loan for?

Speedy cash loans can be used just like any other personal loan. We receive applications for loans online for a variety of reasons; we have helped thousands of Australians with short term payday loans. These are some of the reasons we receive applications for our speedy cash loans:

  • Unexpected bills
  • Holiday expenses
  • White goods
  • Dental procedures
  • Medical costs
  • Urgent car repairs
  • Car registration
  • Engagement ring finance

How to apply for a speedy cash loan

If you are ready to apply for a speedy cash loan online, the application process could not be easier with our simple online application form. Within just a few minutes you can complete your loan application; we will endeavour to deliver your loan outcome within 60-minutes*. We support instant transfers on approval, so you could receive your money within 60-seconds of approval**. If you are ready to apply for your loan online, please follow these steps:

Step 1: Complete your online application form and submit along with your supporting documents

Step 2: Our team will process your application ASAP

Step 3: We will let you know the outcome of your loan application

Step 4: If approved, review and sign your loan contract

Step 5: Receive your speedy cash loan payout

Supporting documents

We require electronic copies of the following documents in order to process your loan. So that our team can process your application as speedily as possible, please ensure that you supply these documents when you submit your application:

  • 100 points of ID
  • Your basic personal information (full name, date of birth, address etc.)
  • The reason for your loan
  • Your online banking details
  • Your myGov login information (if you receive Centrelink benefits)

Eligibility criteria

We have some standard eligibility criteria all of our applicants must meet before we can consider their loan. Please ensure you meet the following requirements before you apply so that we can process your loan application:

  • You are at least 18 years old
  • You have had a consistent income into your bank account for at least 90 days
  • You are an Australian citizen or permanent resident
  • You have an active email address and mobile number
  • You have internet banking set up

Speedy cash loans for bad credit

Nifty Loans is an online lender which allows us to be more lenient than traditional lenders in terms of our lending criteria. We provide bad credit loans to eligible applicants in need of credit. We use current bank statements to conduct a thorough financial assessment; this is to ensure that you can reasonably manage your loan repayments. If we find that you can manage your loan, even with bad credit, we may be able to provide you with a same day loan.

We follow the responsible lending guidelines set by ASIC and therefore must conduct credit checks on every applicant. However, a poor credit history will not stop you from accessing finance through Nifty Loans.

FAQs

How much can I borrow?

You can apply to borrow any amount from $300 to $10,000. If you are searching for a speedy cash 2000 loan, you can apply for a $2,000 loan and our team will conduct their financial assessment. Your repayments will depend on how much you borrow.

What are the fees and charges?

The fees and charges on your loan will be clearly outlined to you in the terms and conditions of your contract. Each of our loan options accompanies different fees and charges. Your current financial situation may influence other fees and charges, including the interest rate offered to you. 

How do I repay my loan?

We will set up a direct debit in line with your current pay cycle. Your payments will be automatically debited from your bank account. When your loan has been repaid in full, your direct debits will stop.

Can I pay off my loan early?

We do not charge early settlement fees on our loans. This means that if you are in the position to repay your loan earlier than your set term, you are free to do so without incurring additional fees. 

*If you apply within our business hours

**If you have an NPP-enabled bank account

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Andy Andy

AUTHORITATIVE SOURCE

Andrew Bell

Since founding Nifty in 2016, Bell has continued to make waves within the local financial sector for his continued ambition and willingness to adopt emerging technologies.

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Loan Costs

Large Loans

Large Loan Example

$5,000 - $10,000

Loan amount:
$5,000
Terms:
9 - 24 months
Establishment fee:
Variable
Monthly Fee:
$0
APR:
21.24%
Comparison Rate:
48%**
View Example
Loan amounts:
$5,000
Terms:
18 months, (78 weekly repayments)
Establishment fee and Total Interest:
$1,897.54
Total payable:
$6,897.54
Weekly installments:
$88.43
View Loan Details

Medium Loans

Medium Loan Example

$2,001 - $4,600

Loan amounts:
$2,001 - $4,600
Terms:
9 - 24 months
Establishment fee:
$400
Monthly Fee:
$0
APR:
47.8%
Comparison Rate:
65.86%**
View Example
Loan amounts:
$2,500
Terms:
24 Months, (104 weekly repayments)
Establishment fee:
$400
Total other fees:
$1,609.44 (reducing interest)
Total payable:
$4,509.44
Weekly installments:
$43.36
View Loan Details

Small Loans

Small Loan Example

$300 - $2,000

Loan amounts:
$300 - $2,000
Terms:
6 - 9 months
Establishment fee:
20%
Monthly Fee:
4%
APR:
N / A *
Comparison Rate:
138.37%**
View Example
Loan amount:
$1,000
Terms:
6 Months, (24 weekly repayments
Establishment fee:
$200
Total other fees:
$240
Total payable:
$1,440
Weekly installments:
$60
View Loan Details

* Not applicable. Small loans do not charge an annual interest rate.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.