*During normal business hours.
Nifty Loans provides speedy cash loans from $300 to $10,000.
If you need short term financial assistance, Nifty Loans offers speedy cash loans online for eligible Australian applicants. We are one of the fastest-growing Australian lenders.
If you have been searching for a speedy cash payday loan, Nifty Loans may have a loan option for you. We offer speedy cash loans from $300 to $10,000 to eligible applicants in need of short term loans. We are one of Australia’s fastest online lenders that specialise in what are commonly referred to as payday loans Australia. We endeavour to deliver outcomes within 60-minutes* and support instant transfers on approval; this means that you could have your cash ready to use within 60-seconds of approval**. If you are searching for a fast financial solution, Nifty Loans may have a quick cash loan to suit you.
Speedy cash loans online are a form of personal loan delivered in a short period of time. Nifty Loans endeavours to process our loan applications within 60-minutes* and we support instant transfers on approval. We offer three types of personal cash loans: small loans, medium loans and large loans.
|Loan type||Loan amount||Security||Repayment options|
|Small loan||$300 to $2,000||Unsecured||6 to 9 months|
|Medium loan||$2,100 to $4,600||Secured||9 to 24 months|
|Large loan||$5,000 to $10,000||Secured||9 to 24 months|
If you would like a more detailed breakdown of these loan options, please refer to our costs page.
Speedy cash loans can be used just like any other personal loan. We receive applications for loans online for a variety of reasons; we have helped thousands of Australians with short term payday loans. These are some of the reasons we receive applications for our speedy cash loans:
If you are ready to apply for a speedy cash loan online, the application process could not be easier with our simple online application form. Within just a few minutes you can complete your loan application; we will endeavour to deliver your loan outcome within 60-minutes*. We support instant transfers on approval, so you could receive your money within 60-seconds of approval**. If you are ready to apply for your loan online, please follow these steps:
Step 1: Complete your online application form and submit along with your supporting documents
Step 2: Our team will process your application ASAP
Step 3: We will let you know the outcome of your loan application
Step 4: If approved, review and sign your loan contract
Step 5: Receive your speedy cash loan payout
We require electronic copies of the following documents in order to process your loan. So that our team can process your application as speedily as possible, please ensure that you supply these documents when you submit your application:
We have some standard eligibility criteria all of our applicants must meet before we can consider their loan. Please ensure you meet the following requirements before you apply so that we can process your loan application:
Nifty Loans is an online lender which allows us to be more lenient than traditional lenders in terms of our lending criteria. We provide bad credit loans to eligible applicants in need of credit. We use current bank statements to conduct a thorough financial assessment; this is to ensure that you can reasonably manage your loan repayments. If we find that you can manage your loan, even with bad credit, we may be able to provide you with a same day loan.
We follow the responsible lending guidelines set by ASIC and therefore must conduct credit checks on every applicant. However, a poor credit history will not stop you from accessing finance through Nifty Loans.
You can apply to borrow any amount from $300 to $10,000. If you are searching for a speedy cash 2000 loan, you can apply for a $2,000 loan and our team will conduct their financial assessment. Your repayments will depend on how much you borrow.
The fees and charges on your loan will be clearly outlined to you in the terms and conditions of your contract. Each of our loan options accompanies different fees and charges. Your current financial situation may influence other fees and charges, including the interest rate offered to you.
We will set up a direct debit in line with your current pay cycle. Your payments will be automatically debited from your bank account. When your loan has been repaid in full, your direct debits will stop.
We do not charge early settlement fees on our loans. This means that if you are in the position to repay your loan earlier than your set term, you are free to do so without incurring additional fees.
*If you apply within our business hours
**If you have an NPP-enabled bank accountApply Now
Since founding Nifty in 2016, Bell has continued to make waves within the local financial sector for his continued ambition and willingness to adopt emerging technologies.Read More
$5,000 - $10,000
$2,001 - $4,600
$300 - $2,000
* Not applicable. Small loans do not charge an annual interest rate.
** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.