Travel Loans | Quick Online Loans from $2,500 to $10,000
Quick, hassle-free travel

Is it time for a much-needed getaway? Are you craving the taste of adventure or just a break from day to day life? Here at Nifty Loans, we understand that itchy feet feeling. Not to mention, we also understand that financing such travels can be hard as well. That’s where our travels loans can be a god-send.

If you need a financial pick-me-up to get going on your travel adventures – Nifty is here for you! Regardless of whether you’re planning your dream trip, or heading off on business, Nifty Loans is here to help you out with travel loans. And to sweeten the deal for you, we’re also going to give you a bunch of our personal favourite money-saving tips, to get you where you need to be, faster! So get your pen and paper out, because Nifty Loans is about to give you the lowdown on all things travel!

Travel loans in 60 seconds!**

What’s more, our assessment team works hard to process each and every application with lightning speed and we aim to have your application assessed within 60 minutes*. If we haven’t reached an outcome for you within 60 minutes*, don’t panic too much, we may just need further information or documentation.

If you’re approved for our travel loans, you could get your money transferred into your nominated bank account in only 60 seconds**! However, this is only the case for NPP-enabled bank accounts.

Have questions regarding your application? Not a problem! Give us a quick call and we’re happy to help you out with any queries you may have.

What are travel loans?

Travel loans are fast cash loans for those wanting to travel. Whether you’re wanting to travel quickly, take advantage of a deal for future travel or looking into finance to contribute towards plans you’ve already booked, Nifty Loans can help you out!

Our travel loans range from $2,500 to $10,000 and an application can take just just minutes to complete. The application process is 100% online and we pride ourselves on our super fast assessment times. Nifty can get you on your feet in no time!

No matter where you want to go or what you want to do, our travel loans can get you the finance you need. Apply today and get adventurous!

What do I need to qualify for travel loans?

We’ve made it super simple to be eligible for a loan.Tick off these four requirements, and you’re ready to apply!

  • You must be at least 18 years of age;
  • Be an Australian citizen or permanent resident;
  • Receive a regular income into a personal bank account for at least 90-days;
  • Have an active mobile number and email address.

Does this apply to you? Great! Feel free to head to the top of the page and hit the APPLY NOW button. Just fill in our super-quick application form and get your loan application processing now!

Frequently Asked Questions

How much can I apply for?

Nifty offers two different loan types, each designed to suit different circumstances. Whether you’re planning a weekend getaway or the trip of a lifetime, Nifty can help with a travel loan! All our loans are personal loans and are divided into two – medium and large loans – ranging from $2,500 to $10,000.

Take a look below to see the different options for our personal loans:

Medium Loan Unsecured or Secured $2,500 – $4,600
Large Loan Secured $5,000 – $10,000

It should be noted that each loan type comes with its own fee and interest structure. For an in-depth view of the cost for each, have a quick look at our costs page.

Can I get travel loans if I am receiving Centrelink benefits?

The short answer is, yes – you could be eligible for a travel loan when receiving Centrelink! Here at Nifty Loans, we are happy to accept certain Centrelink benefits as a form of regular income. So, if you’re receiving a regular Centrelink benefit into a personal bank account, you’re eligible to apply! However, we do assess each and every applicant individually and look at your financial circumstances. On the other hand, we are not like traditional lenders. We encourage anyone to apply and we’ll do our best to get you an outcome in 60 minutes* if you apply during normal business hours.

If you have any questions at all or are unsure whether you qualify, don’t hesitate to give our friendly customer service team a call or email. They’re happy to discuss any questions or queries you may have and enlighten you on all aspects of Nifty Loans!

Do you perform credit checks on your travel loans?

As responsible lenders, we perform credit checks on all of our loans – be that green loansbad credit loans, or travel loans – but they’re not the only criteria that we look at. That is because we won’t lend you any money you can’t afford to pay back. However, we don’t assess your application only by your credit score. We look at more important things, like your current relationship with money and your bank statements. We believe that your credit report isn’t the be-all and end-all and shouldn’t automatically exclude you from being eligible. We also carefully look at your current financial situation and how you’re handling your money now and take all this information into account during our assessment.

Can I get travel loans with bad credit?

We understand that sometimes things can happen that are out of the ordinary. Sometimes these unfortunate circumstances can lead to a bad credit score. That is why we don’t judge you solely on your credit score alone. By looking at your current relationship with money as well as your credit report we aim to ensure that a loan is right for you and that you can afford to repay it within the responsible lending guidelines.

Nifty Loans can help out with bad credit loans so you can get on with your travels and adventures. This is why we encourage our clients to apply or have a chat with our friendly customer service advisors to see how we can help you! If you’re looking for cash loans for bad credit, apply with us today!

Have more questions? The Australian Government website, MoneySmart, might have the answers for you.

How do repayments work?

We make repaying your loan super easy for you. If your application is approved, we set up your repayments to be automatically direct debited in line with your payday or whenever you desire. No need to remember about making your repayments as we do everything for you! However, we do advise to also keep track of your repayments and ensure the funds are available in your account on your repayment day.

The repayment terms are subject to the amount you borrow. Our small loans have a term of 12 months, and our medium and large loans have terms from 9-24 months.

The direct debit for your repayments will also automatically stop once your loan has been paid back in full, so you won’t need to worry about overpaying or having to remember to call to finalise everything. How Nifty is that?

Ready to Apply?

Personal Loan Details

Loan Amounts $5,000 – $10,000
Loan Terms 9 – 24 months
Starting Interest Rate (APR) 11.42% (Excellent Credit)
Starting Comparison Rate 14.49% (Excellent Credit)
Ceiling Interest Rate (APR) 21.24% (Average Credit)
Ceiling Comparison Rate 45.56% (Average Credit)
Type of rate Fixed Rate
Repayment options Weekly, Fortnightly, Monthly
Monthly Fee $0
Early repayment fee $0
Average turnaround 60 minutes*
Loan Options Unsecured & secured options

Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.