White Goods Loans | Household Finance Loans up to $15,000
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What's New?

We're now becoming part of the award winning Jacaranda Finance group.

Here's what you can expect:

  • Market leading customer service
  • 60-Second Transfers once approved3
  • Fast Loan Outcomes1
  • Simple & Easy Application
* All personal loan rates, fees and charges, product claims, and credit application links represented on this website are now for products and services offered by Jacaranda Finance, who you will be referred to to apply.
What is a white goods loan?

A white goods loan, otherwise known as a household loan, is a personal loan to cover the expense of repairing, replacing or purchasing white goods. White goods are large electrical home appliances that are typically finished in white enamel and can be considered essential goods and services. We offer fast cash loans from $2,100 to $15,000 to cover these modern-day lifesavers.

Types of white goods

You could use a white goods loan to cover expenses for any of the following items:

  • Fridges
  • Washing machines
  • Dishwashers
  • Ovens and microwaves
  • Air conditioners
  • TVs and electrical goods
  • Beds and other furniture

White goods loan for bad credit

Worried your credit history will impact your loan application? Here at Nifty, we like to take a different approach to your credit history. While we conduct credit checks on loan applicants, we will look at your financial situation as a whole. We look at your current relationship with money. So, you can rest assured that your credit score will only be one factor in whether we approve your application.

Am I eligible?

We have a few eligibility requirements that all of our applicants must meet. Before you apply, ensure you can say ‘yes’ to the following:

  • You are at least 18 years old
  • You are an Australian citizen or Permanent Resident
  • You have received a regular income into a personal bank account for the last 90 days
  • You have an active mobile number and email address

Frequently asked questions about white goods loans

Still have questions? Here are some of the answers to our most commonly asked questions.

What are the rates and fees?

This will depend on a few factors. The following are things that can affect the rates and fees associated with your loan:

  • The amount you borrow and your loan term
  • Your credit score
  • If your loan is secured or not
How much can I borrow?

You can borrow anywhere from $2,100 to $15,000 with our quick cash loan options. Your loan term will vary between 9 and 24 months, depending on your loan amount and your personal preferences.

Do you do employment checks?

We will only conduct an employment check if we need to request more information or verify your employment. If we do need to conduct an employment check, don’t stress – our highly skilled and professional team will not disclose any personal information to your employer, including the reason for your application. However, in most cases, we won’t need to.

Ready to Apply?