Are You Looking For Quick Loans Online? Nifty Could Be The Lender For The Job…

quick loans online

Do you need a loan? Has your car broken down and you need to have it fixed quickly? Have you experienced a medical emergency and need some cash to pay the bills? If your answer to any of these questions is ‘yes’, then apply with Nifty Loans for a fair go at finding the cash you need.

At Nifty, we understand the stress you experience when life leaves you in the lurch and you need some cash fast. At such a time, you hate filling mountains of paperwork or waiting days to have your loan application processed. So, what you need is a loan that’s easy, fast and secure. And, that’s exactly what we provide. You could even get a fast cash loan online today!

Our quick loans online are designed to alleviate some of your stress by providing super simple applications and fast outcomes. So, we won’t make you fill mountains of paperwork or wait for days to see if you’re approved. Our application process is hassle-free and extremely fast. That’s right, you may just get an outcome on your loan application within 60 minutes (during normal business hours). So, if your application is approved, you may just have the funds in your account the same business day. Now that’s Nifty! Want to know more about online loans? You could even be eligible for a consumer loan today!

Quick Loans Online Same Day

Life is unpredictable and your perfectly planned monthly budget can be made redundant in a flash. So, if an unexpected event hits you, you may need extra cash fast to meet your demands. For instance, if your car breaks down, you might not have enough cash on hand to pay for the repairs. You may rely on your car to get to work, so you don’t have the time to wait around whilst it’s in the shop.

If you head to the bank to get a loan for car repairs, you’ll likely have to fill out a lengthy application and you could wait for days to see if you’re approved. So, if you have a quick cash option, like Nifty, then skip the big banks. Don’t wait days for a loan, when you could have your loan on the same day.

When you apply for a quick loan same day from Nifty, you don’t have to deal with long queues and pesky appointments. All you have to do is fill our simple loan application. You could even get an outcome within 60 minutes (during normal business hours). If you’re approved, you may just have the funds in your account the same day (if approved during normal business hours). Access to funds is subject to inter-bank transfer times.

Quick Loans Bad Credit

Many Aussies find themselves suddenly short on money. They may be faced with a sudden medical bill, an unexpected home repair or a host of other unfortunate, costly surprises. We know this can happen to anyone. If this happens to you, you’ll need to find a way to get some cash in your hand fast. What’ll happen if your credit score is bad? You’ll struggle to get a loan from lenders.

There are many lenders in Australia who believe that credit score is the be all and end all. But, not Nifty! As part of our lending practice, our team looks at more than just your credit score. That’s okay, we understand. We know that your credit score doesn’t define you and your current financial condition.

That’s why we offer a fair go to you and won’t judge you based solely on your credit score. With our quick loans online bad credit, you may just be able to borrow the funds from us even with a poor credit score. We will check your credit score, but we’ll consider several other factors as well to see if you qualify. So, you could be approved for a loan with bad credit if your current relationship with money is good.

Quick Safe Loans

You might be thinking, “quick loans from Nifty sound too good to be true, there’s bound to be a catch”. Well, there’s no catch. We offer quick safe loans online when you need it most. The application process is easy and secure and your information is safe with us. There are no headaches or hassles when you apply with Nifty, we’re your local trusted lender.

All the information about your loan product will be provided to you when you work with us. There are no hidden fees or charges associated with any of our loan products including quick loans online.

All of the costs for each of our products will be clearly displayed within the contract if you are approved. Just because we offer access to quick cash doesn’t mean we’ll try and dodge questions about our costs. If you ever feel confused or if you have a question regarding our products, feel free to contact us via the Contact page. At Nifty, we will always treat you fairly no matter what the situation.

Why You May Need a Quick Loan?

For little surprises in life, you can look to quick fast loans online. You may use a quick loan for car repairs, medical bills, or to fund your holiday among other purposes.

Quick Loans for Car Repairs

If you rely on your car to get to work and it breaks down without warning, you’ll have to get it back to working condition as soon as possible. If you don’t have the cash on hand to pay for car repairs, you can get a quick loan from Nifty and spread the costs of repairs over time. That way, you won’t have to wait for days to have your car repaired.

Quick Loans for Medical Procedures

Dealing with an unexpected medical procedure is extremely stressful and finding out that you don’t have enough cash on hand to pay for the procedure certainly isn’t helpful. The good news? Nifty is ready to help everyday Aussies pay for medical procedures. When life throws curveballs at you, turn to us for help.

We offer quick online loans instant approval for medical procedures. With a quick loan from us, you can spread the costs of the medical procedure over time. You won’t have to foot the entire bill in one go. Fill our simple application and see if you qualify for our quick instant online loans.

Quick Loans for Holidays

If you have planned a holiday trip with your family, you may have been saving for days to fund the trip out of pocket. However, even after months of cutting back on expenses and sacrificing to save, you may still not have enough cash on hand to finance the trip. Does that mean you should cancel your much-awaited trip? Not when Nifty’s got your back.

We offer quick online loans for holidays to make your dream trips a reality. If you need some extra cash to finance your holiday, apply for a quick loan from us and see if you qualify. If you are approved, you may just get the funds in your account the same day. The next day, you can book your tickets and fly to your vacation destination. Isn’t that Nifty?

Eligibility Criteria For Quick Loans Online

As responsible lenders, we have specific eligibility criteria that you must meet for a quick loan.

You are eligible if:

  • You’re at least 18 years old
  • You’re an Australian Citizen or permanent resident
  • Have an internet banking account setup
  • You have been receiving a regular income for at least 3 months
  • You have a valid mobile number and email address

Do you meet our eligibility criteria? That’s great! Now, don’t hesitate to apply for a quick loan.

How Our Quick Loans Online Work

Our online application can be completed within a matter of minutes and you may get an outcome within 60 minutes (during normal business hours). So, you don’t have to complete mountains of paperwork to apply for a quick loan with Nifty and wait days before you get an outcome. Just follow the simple steps shown below to apply:

Step 1:

Click here and use our loan calculator to select the amount you need to borrow and the time you need to pay it back. Done? Now click the ‘apply now’ button and complete the application. Don’t worry it only takes minutes to complete.

Step 2:

Once you have completed the application, our experts will review it to determine if you are eligible for the quick loan. If submitted within business hours, our team will aim to have an outcome for you within 60 minutes.

Step 3:

If you are approved, we will transfer the funds the same day (if approval comes during normal business hours). Latest, you’ll have the cash with you overnight. Access to funds is subject to inter-bank transfer times…

What are the possible costs?

Before you apply, we want our clients to know the possible costs of your loan. So, head over to our Costs page to check out the possible costs of your loan.

Some loan types may have other payable fees and charges. If you do miss a repayment on your loan, there may be additional fees that apply. To find out more about fees and charges for loans, feel free to give our customer service team a call or pop an email in. We’re happy to answer any questions you may have.

Why Nifty?

You may be wondering, “Why you should get a quick loan from Nifty?” We’re glad you asked. Well, there are many reasons for choosing us over other lenders. But, we’ll lay down just a few to give you a glimpse of what you get from working with us.

No Nasty Gimmicks

All our loan products are transparent. There are no hidden fees associated with any of our loans, all of the costs of your loan will be clearly laid out in your contract.

Super Simple Application

You don’t have to fill lengthy applications to apply for a quick loan with Nifty Loans. Our super simple application requires just a few details and you may be able to complete it within a few minutes. You can apply for a quick personal loan in minutes, not days.

Fast Outcomes

While you may have to wait days to get approved from other lenders, Nifty is different. We realise the value of your time. That’s why we may let you know the outcome of your application within 60 minutes (during normal business hours).

Quick Funds

We don’t just process applications fast. We are also quick with the transfer of funds. The funds will be transferred on the same day the loan is approved and accepted during normal business hours. Access to funds is subject to inter-bank transfer times…

Simple Repayment

Our application and approval process is a breeze, but our process for loan repayment is even easier. You’ll be set with a direct debit that’ll automatically come out of your account on the day you agree to our terms. This way you won’t have to worry about repayments. When you finish re-paying your quick loan, the payments stop. It’s that simple. Click here to find out how you could get a loan today!

Ready to Apply?

Then, just scroll up and use our loan calculator to apply. With Nifty Loans, you can apply in minutes and have an outcome within the hour. No waiting around, just quick, convenient cash when you need it most.

Looking for a Perth loan? NIfty could lend a hand!

Who can apply?

18 Years and Older Can Apply For Loans

You're at least 18 years old

Personal Loans Australia

You're an Australian Citizen or Permanent Resident.

Emergency Cash Loans When Earning an Income For More Than 3 Months

You've been receiving a regular income into a personal bank account for at least 3 months.

Our Money Lenders Will Be In Contact

You have an active mobile number and email address.

How it works

Small Loans

$300 - $2,000

Quick Small Loans - Borrow Money Now
Loan amounts:$300 - $2,000
Terms:3 - 6 months
Establishment fee:20%
Monthly Fee:4%
APR:N / A *
Comparison Rate:138.37%**

Small Loan Example

Loan amount:$1,000
Terms:6 Months,
(24 weekly repayments)
Establishment fee:$200
Total other fees:$240
Total payable:$1,440
Weekly installments:$60.00

Medium Loans

$2,001 - $4,600

Medium Loans In An Hour Once Approval Has Been Confirmed
Loan amounts:$2,001 - $4,600
Terms:13 - 24 months
Establishment fee:$400
Monthly Fee:$0
Comparison Rate:65.86%**

Medium Loan Example

Loan amount:$2,500
Terms:24 Months,
(104 weekly repayments)
Establishment fee:$400
Total other fees:$1,609.44 (reducing interest)
Total payable:$4,509.44
Weekly installments:$43.36

Large Loans


Get Fast Money Today - Small to Big Cash Loans
Loan amount:$5,000
Terms:13 - 24 months
Establishment fee:Variable
Monthly Fee:$0
Comparison Rate:48%**

Large Loan Example

Loan amounts:$5,000
Terms:18 months,
(78 weekly repayments)
Total Interest:$1,897.54
Total payable:$6,897.54
Weekly installments:$88.43

* Not applicable. Small loans do not charge an annual interest rate.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.

Who we've helped

Fast Cash Loans Australia With A Good Reputation
Nifty Peronal Loans Customer Reviews

Awesome loans! Love getting them

"Excellent business and 100% online."

- Liam


Types of loans