Quick Cash Loans | Fast Cash Loans Online - Nifty Loans

Quick Cash Loans

Apply now for:

Fast Personal Loan

up to $5,000

or

Car Loan

for cars over $10,000

Personal Loan

Car Loan

I want to borrow $1,000

For loans over $5,000 we recommend utilising your car as security.

Paid back over 9Months

Estimated repayments:

Your data is secure

Comodo Logo

Trusted by

Trusted Site Logo

Our customer rating

Google Reviews

  • 100% Online
  • Easy Application
  • Quick Outcomes
  • 60-Second Transfers**

Need a loan quickly?

These days, everyone is looking for a quick and easy online option to tackle their everyday tasks. From finding a home loan to ordering a pizza – people want solutions at their fingertips. This is no different for short-term cash loans.

Fortunately, we’ve done all the hard work for you. So, if you’re someone who needs quick cash, why not let Nifty lend a hand?

Why choose Nifty?

We are one of Australia’s fastest-growing small online lenders. We service online loans up to $3,000 for everyday Aussies – with repayment periods up to 12-months. Our dedicated loan specialists work with hundreds of Aussies each and every day to identify the best loan for their needs.

More importantly, we are a committed, responsible lender. As such, we comply with all the relevant state and federal legislation so you can trust that we will get you the best outcome every time. So, need quick loans now and ready to apply? Keep reading to find out all you need to know!

ⓘ Loan Disclaimer

Need a loan quickly?

These days, everyone is looking for a quick and easy online option to tackle their everyday tasks. From finding a home loan to ordering a pizza – people want solutions at their fingertips. This is no different for short-term cash loans.

Fortunately, we’ve done all the hard work for you. So, if you’re someone who needs quick cash, why not let Nifty lend a hand?

Why choose Nifty?

We are one of Australia’s fastest-growing small online lenders. We service online loans up to $3,000 for everyday Aussies – with repayment periods up to 12-months. Our dedicated loan specialists work with hundreds of Aussies each and every day to identify the best loan for their needs.

More importantly, we are a committed, responsible lender. As such, we comply with all the relevant state and federal legislation so you can trust that we will get you the best outcome every time. So, need quick loans now and ready to apply? Keep reading to find out all you need to know!

Documentation you’ll need:

  • Contact information
  • The reason for your loan
  • Internet banking details
  • MyGov account details (if you receive Centrelink benefits)

Eligibility criteria:

  • Be at least 18-years of age;
  • Be an Australian citizen or permanent resident;
  • Have internet banking set up;
  • Have an active mobile number and email address;
  • Have been receiving regular income for the past 90-days.

Ready to apply?

You can apply for up to $3,000 within minutes!

Apply Now

Our Happy Customers

What can I use my quick cash for?

The great thing about quick loans is that they can be used to pay for almost anything you need them for. Whether your car has broken down or you want to spruce up your home, there are many reasons why you might need a quick cash loan.

New fridge or washing machine

White goods are often expensive to buy and aren’t things that you can live without for a very long time. Well, unless you’re excellent with an esky.

Car repairs

Got into a car accident or broken down? If you don’t have comprehensive car insurance, you’ll be left to pay for the damages to your vehicle. If you need funds to get your car back on the road, our quick cash loans are for you.

Renovation costs

Perhaps you’ve decided it’s time to give a room in your house a facelift. A Nifty quick cash loan can be just the thing to turn your renovation desires into a reality and you can worry about paying it off later.

Travel or holiday costs

Been waiting for what feels like forever to travel? A personal loan can help you to achieve the holiday you need and deserve.

Wedding or honeymoon plans

Weddings can be expensive, so if you need help financing your special day, we can assist with that!

Personal Loan Calculator

Get a good car loan deal with rates starting from 10%.

I want to borrow

Paid back over 9Months

Estimated Repayments

$100

per week

$200

per fortnight

$400

per month

ⓘ Loan Disclaimer

How Nifty offers quick and easy cash loans

Our technology
Our speed
We’re Australian
100% online

Here at Nifty Loans, we’ve developed our very own advanced loan-processing engine, with our customers’ needs first in mind. This allows us, as an inclusive lender, to provide fair loans to customers, even if they have poor credit.

We’re pretty quick when it comes to both processing and delivering loans. We aim to process your loan application within 60 minutes*. If you have an NPP-enabled bank account (which is 90% of bank accounts), you’ll likely have your cash in your bank account in just 60-seconds**.

Nifty Loans is completely Australian owned and operated. Our team is based in Brisbane, Queensland, so we understand your needs. Our friendly customer service team is more than happy to help with anything you need. Just give us a call or email through any questions or concerns you have!

We’re a 100% online lender, which means there’s no old-fashioned paperwork or long waiting times involved when applying for a quick cash loan.

How much quick cash can I borrow from Nifty?

To give you an idea of the costs of our loans, scroll up to use our handy loan repayment calculator. Just use the sliders to select how much you want to borrow as well as the repayment period over which you would like to repay the loan. If you want to find out more about the allowable fees and charges for a short term loan, just visit the Moneysmart website.

If you want more information regarding the fees and charges surrounding your loan, get in contact with our customer support team. They’re more than happy to help with any and all questions you may have.

Frequently asked questions

Visit FAQs

*If you apply within our standard business hours. Subject to individual assessment. 60-minute outcomes are not guaranteed.

**If you have an NPP-enabled bank account.