Cash in your bank within 60 seconds of approval*

- It's possible with Nifty.

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*Only available for NPP enabled bank accounts
Piggy Bank

Cash in your bank within 60 seconds of approval*

- It's possible with Nifty.

Tell me more!

*Only available for NPP enabled bank accounts

Rental Bond Loan – Quick Easy up to $5,000. Apply now!

Get the right Rental Bond Loan up to $5,000 for you with Nifty Personal Loans. Apply now!

rental bond loan
There’s only one thing that moves quicker than a great rental in the Australian rental market – a bond Loan! If you need some quick cash to cover the cost of your bond then don’t hesitate, apply now!
House or apartment hunting can be as exciting as it is stressful. You go all over town, trying to fit appointments with real estate agents into your schedule. Then you get to the place and find out that it looks NOTHING like the pictures. All that hassle for nothing.

But then, after all that searching, you finally find it: the one. The perfect place for you. Close enough to work, friends, and the shops, with plenty of cool bars and restaurants nearby as well. Yay!

There’s just one problem – you can afford the rent, but you don’t quite have the money to cover the bond. You know you’ll be able to pay the money back soon, but if you don’t snap up this perfect rental now then someone else will surely take it instead. What do you do?

You talk to Nifty Loans, of course! You can apply with Nifty Loans to help get you into your new place as soon as possible!

What are loans for bond?

Our rental bond loan is a cash advance of between $300 and $5,000 repayable over a period of up to 24-months for medium and large loans and 6 to 9-months for small loans.

We strive to assess every loan application within 60-minutes, provided that they are lodged during our business hours. Once your application is approved you will have the funds in your bank account within 24 hours. However, this may be subject to change depending on the financial institution you choose to bank with.

Not sure if you’ll qualify? Don’t worry! We will consider applicants with a wide range of financial circumstances, whether you are searching for a loans for bond and you’re a Centrelink recipients, in an emergency or with a history of bad debt.

Nifty Loans can be used by:

What a Nifty Loans can do for you:

Nifty Personal Loans makes getting a rental bond loan easy. Our loans are simple and 100% online. This way you can apply no matter where you are in Australia! No need to make an appointment or go to an office or a bank – we’re all about convenience. Not only that, but in most cases we won’t even require physical paperwork.

Simply go online and complete our quick and easy application form. It can take just minutes to complete, so you can get on with your day. Once you submit your application, our specialised assessment team will be in touch soon to discuss your loan eligibility.

We guarantee no hidden fees at Nifty!

At Nifty Personal loans, we pride ourselves on being a responsible lender. We’re proud of the services we offer, so we have nothing to hide. Your loan contract will outline all the fees and charges associated with your loan, as well as give you a rundown of the simple repayment schedule we use. This way you’ll know up front exactly what your loan will look like.  And the icing on the cake? We don’t charge early payout fees.

Can all Australians apply with Nifty?

Of course! Whether you’re looking for rental bond loans QLD, rental bond loans NSW – Nifty Loans can help. No matter where you are, you can apply with us – all you need is an internet connection. So whether you’re in Broome or Brisbane (or anywhere in between), apply with Nifty Loans and we’ll see if we can help!

And because we’re Aussies too, we understand what the rental market here is like. If you find something you like, you’ve got to act quick! That’s why we’re committed to assessing your application lightning fast, so you can secure your dream rental right away.

Can I get a no credit check rental bond loan with Nifty Loans?

If you’ve got bad credit, you might be worried that this means you won’t be able to apply with Nifty Loans – don’t be! While we do credit checks, they’re not the only thing we look at.

Your credit history doesn’t define you – we know that, so why judge you just because of your credit history? We’re people – just like you – and because we’re people we understand that everyone makes mistakes. You don’t deserve to be punished for them forever.

If you’ve got bad credit and need a loan for bond payments, apply for one with Nifty Loans. We’ll assess your application fast and get back to you, so that you can get into your new rental ASAP!

Can I apply if I’m on Centrelink?

You sure can!

If you’re receiving Centrelink payments, then good news: we accept those as income! As long as your payments are consistent and reliable, you can definitely apply for a loan with us. We’ll assess your application to see if we can help you out.

Got any further questions? The Australian Government website Moneysmart might have the answers you are looking for.

When can I apply for a Nifty?

Anytime! That’s the beauty of our 100% online application process.

We know that sometimes you have to organise some late house inspections to fit in with everything else you’re doing. You might go to an inspection at night and find out that the bond is a bit more than you can afford! Oh no!

Even though it’s not in our business hours, you can apply for a loan on our website. That way your application will be there ready for us to assess first thing in the morning. We can sort out your loan and get you into that perfect rental before anyone else can snap it up!

No unnecessary delays!

We’re locals, so we understand just how competitive the Australian rental market can be. If you find a rental that you like, chances are there are quite a few others who are interested as well. We also understand that your time is important, so waiting for your application to be approved can be frustrating. Imagine if you’d applied for a loan to lock down your new place, but your lender took forever just to reply.

With Nifty Loans, this won’t be a problem. Our entire application process is built especially for you: our clients. It’s easy to access, simple to understand and fast to complete. No hassles with struggling to understand confusing financial lingo – we explain things in clear terms you won’t need to google!

After you apply, one of our team will review your application within 60-minutes if you apply during our business hours. From there, we can get your money to you fast – no muss, no fuss. Now that’s Nifty!

To take some pressure off you, you can apply to help cover a variety of needs. Whether it be bond down payments, assistance with rent or moving costs, Nifty Loans can give you the help you need.

Don’t miss out on your dream rental home because you don’t have your eligibility requirements down pat. Act now and apply today!

Need a bit more information?

If you want to know more, then don’t hesitate to contact us! Call during our business hours and we guarantee that you’ll speak to a real person, every time. Do you have some questions about for us, but it’s outside our business hours? No worries! Just send us an email and we will get back to you during the next business day. Our customer service is as Nifty as our loans!

How do I apply? 

Are you ready to start your Nifty journey? If so, you’ll be pleased to know that an application couldn’t be easier. Here’s what you’ll need to do:

Apply online 

Use the Nifty rental bond loan calculator at the top of the page to enter your desired loan amount and repayment period. This will show you what the weekly, fortnightly or monthly repayments could be on a rental bond loan. 

Fill out the form 

Our team will need to know a little more about you in order to conduct a fair and thorough assessment of your rental bond loan application. You will need to complete our 100% online application form. This could only take you a few short minutes. If you submit your form during AEST business hours our team will do their best to get back to you in 60 minutes with an outcome. 

We assess your application 

You can kick back and relax. Our team will assess your application and get back to you with an outcome ASAP! You can rest easy knowing that the Nifty team will always do the right thing by you. 

Sign your agreement

Our team will send over an agreement for you to review and sign. Make sure you read through the terms and conditions of your loan carefully. Keep in mind that default fees could incur for failed payments. 

Get your cash 

Once we receive a signed copy of your contract our team will transfer the money straight into your account. Instant banking could mean you will have the cash in your account and ready to use in just 60 seconds*. 

*For NPP enabled bank accounts.

Rental Bond Loan - Quick Easy up to $5,000. Apply now! Overall rating: ★★★★★ 4.6 based on 232 reviews
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Loan Costs

Small Loans

Small Loans

$300 - $2,000

Loan amounts:$300 - $2,000
Terms:6 - 9 months
Establishment fee:20%
Monthly Fee:4%
APR:N / A *
Comparison Rate:138.37%**
View Example

Small Loan Example

Loan amount:$1,000
Terms:6 Months,
(24 weekly repayments)
Establishment fee:$200
Total other fees:$240
Total payable:$1,440
Weekly installments:$60.00
View Loan Details
Medium Loans

Medium Loans

$2,001 - $4,600

Loan amounts:$2,001 - $4,600
Terms:9 - 24 months
Establishment fee:$400
Monthly Fee:$0
APR:47.8%
Comparison Rate:65.86%**
View Example

Medium Loan Example

Loan amount:$2,500
Terms:24 Months,
(104 weekly repayments)
Establishment fee:$400
Total other fees:$1,609.44 (reducing interest)
Total payable:$4,509.44
Weekly installments:$43.36
View Loan Details
Large Loans

Large Loans

$5,000

Loan amount:$5,000
Terms:9 - 24 months
Establishment fee:Variable
Monthly Fee:$0
APR:21.24%
Comparison Rate:48%**
View Example

Large Loan Example

Loan amounts:$5,000
Terms:18 months,
(78 weekly repayments)
Establishment fee and Total Interest:$1,897.54
Total payable:$6,897.54
Weekly installments:$88.43
View Loan Details
* Not applicable. Small loans do not charge an annual interest rate.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.

Loan Costs

Small Loans

Small Loans

$300 - $2,000

Loan amounts:$300 - $2,000
Terms:6 - 9 months
Establishment fee:20%
Monthly Fee:4%
APR:N / A *
Comparison Rate:138.37%**
View Example

Small Loan Example

Loan amount:$1,000
Terms:6 Months,
(24 weekly repayments)
Establishment fee:$200
Total other fees:$240
Total payable:$1,440
Weekly installments:$60.00
View Loan Details
Medium Loans

Medium Loans

$2,001 - $4,600

Loan amounts:$2,001 - $4,600
Terms:9 - 24 months
Establishment fee:$400
Monthly Fee:$0
APR:47.8%
Comparison Rate:65.86%**
View Example

Medium Loan Example

Loan amount:$2,500
Terms:24 Months,
(104 weekly repayments)
Establishment fee:$400
Total other fees:$1,609.44 (reducing interest)
Total payable:$4,509.44
Weekly installments:$43.36
View Loan Details
Large Loans

Large Loans

$5,000

Loan amount:$5,000
Terms:9 - 24 months
Establishment fee:Variable
Monthly Fee:$0
APR:21.24%
Comparison Rate:48%**
View Example

Large Loan Example

Loan amounts:$5,000
Terms:18 months,
(78 weekly repayments)
Establishment fee and Total Interest:$1,897.54
Total payable:$6,897.54
Weekly installments:$88.43

* Not applicable. Small loans do not charge an annual interest rate.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.

We don’t stop there

No matter what the occasion is, Nifty has your back.