Get the right Rental Bond Loan up to $5,000 for you with Nifty Personal Loans. Apply now!

How much cash do you want?
How long do you want it for?

Loans from $2100 to $5000 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

Loans from $2100 to $5000 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

Repayments

The Interest Rate for Secured Medium Loans is 48%. Maximum Comparison Rate is 67.41% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Click here to see a worked example.

The Interest Rate for Secured Large Amount Loans is 21.24%. Maximum Comparison Rate is 48% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Click here for a worked example

The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on our loans between $300 and $2000 is 199.43%. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Click here for a worked example

rental bond loan

What is the Nifty Easy Rental Bond Loan?

There’s only one thing that moves quicker than a great rental in the Australian rental market – a Nifty Rental Bond Loan! If you need some quick cash to cover the cost of your bond then don’t hesitate, apply now!
House or apartment hunting can be as exciting as it is stressful. You go all over town, trying to fit appointments with real estate agents into your schedule. Then you get to the place and find out that it looks NOTHING like the pictures. All that hassle for nothing.

But then, after all that searching, you finally find it: the one. The perfect place for you. Close enough to work, friends, and the shops, with plenty of cool bars and restaurants nearby as well. Yay!

There’s just one problem – you can afford the rent, but you don’t quite have the money to cover the bond. You know you’ll be able to pay the money back soon, but if you don’t snap up this perfect rental now then someone else will surely take it instead. What do you do?

You talk to Nifty Loans, of course! We can sort you out with an easy rental bond loan to help get you into your new place as soon as possible!

What is the Nifty Easy Rental Bond Loan?

Our Easy Rental Bond Loan is a cash advance of between $300 and $5,000 repayable over a period of up to 24 months for medium and large loans and 3-6 months for small loans.

We strive to assess every loan application within 60 minutes, provided that they are lodged during our business hours. Once your application is approved you will have the funds in your bank account within 24 hours. However, this may be subject to change depending on the financial institution you choose to bank with.

Not sure if you’ll qualify for a rental bond loan? Don’t worry! We will consider applicants with a wide range of financial circumstances, whether you are searching for a rental bond loan for Centrelink recipients, in an emergency or with a history of bad debt.

Our Nifty Loans easy rental bond loan is perfect for:

What a Nifty rental bond loan can do for you:

Nifty Personal Loans make getting a rental bond loan easy. Our loans are simple and 100% online. This way you can apply for a Nifty Rental Bond Loan no matter where you are in Australia! No need to make an appointment or go to an office or a bank – we’re all about convenience. Not only that, but in most cases we won’t even require paperwork.

Simply go online and complete our quick and easy application form. It takes just a few minutes, so you can get on with your day. Once you submit your application, our specialised assessment team will be in touch soon to discuss your loan eligibility.

We guarantee no hidden fees in a Nifty Rental Bond Loan!

At Nifty Personal loans, we pride ourselves on being a responsible lender. We’re proud of the services we offer, so we have nothing to hide. Our Rental Bond Loan offer will outline all fees and charges, and give you a rundown of the simple repayment schedule we use. This way you’ll know up front exactly what your rental bond loan will look like. By keeping out any nasty hidden fees, we can give you peace of mind to go with your new rental bond loan. And the icing on the cake? We don’t charge early payout fees. We really do mean “no hidden fees” when we say there will be no nasty surprises.

Can all Australians apply for a Nifty Rental Bond Loan?

Of course! Whether you’re looking for rental bond loans QLD, rental bond loans NSW, rental bond loans Victoria – or maybe even something as specific as rental bond loans Brisbane – Nifty Loans can help. No matter where you are, you can apply for a rental bond loan with us – all you need is an internet connection. So whether you’re in Broome or Brisbane (or anywhere in between), apply for a rental bond loan with Nifty Loans and we’ll see if we can help!

And because we’re Aussies too, we understand what the rental market here is like. If you find something you like, you’ve got to act quick! That’s why we’re committed to assessing your application lightning fast, so you can secure your dream rental right away.

Can I get a no credit check rental bond loan with Nifty Loans?

If you’ve got bad credit, you might be worried that this means you won’t be able to get a rental bond loan with Nifty Loans – don’t be! While we do credit checks, they’re not the only thing we look at.

Your credit history doesn’t define you – we know that, so why judge you just because of your credit history? We’re people – just like you – and because we’re people we understand that everyone makes mistakes. You don’t deserve to be punished for them forever.

If you’ve got bad credit and need a rental bond loan, apply for one with Nifty Loans. We’ll assess your application fast and get back to you, so that you can get into your new rental ASAP!

Can I get a rental bond loan if I’m on Centrelink?

You sure can!

If you’re receiving Centrelink payments, then good news: we accept those as income! As long as your payments are consistent and reliable, you can definitely apply for a loan with us. We’ll assess your application to see if we can help you out with a rental bond loan.

Got any further questions? The Australian Government website Moneysmart might have the answers you are looking for.

When can I apply for a Nifty rental bond loan?

Anytime! That’s the beauty of our 100% online application process.

We know that sometimes you have to organise some late house inspections to fit in with everything else you’re doing. You might go to an inspection at night and find out that the bond is a bit more than you can afford! Oh no!

Even though it’s not in our business hours, you can apply for a loan on our website. That way your application will be there ready for us to assess first thing in the morning. We can sort out your loan and get you into that perfect rental before anyone else can snap it up!

No unnecessary delays!

We’re locals, so we understand just how competitive the Australian rental market can be. If you find a rental that you like, chances are there are quite a few others who are interested as well. We also understand that your time is important, so waiting for your rental bond loan to be approved can be frustrating. Imagine if you’d applied for a rental bond loan so you could lock down your new place, but your lender took forever just to reply.

With Nifty Loans, this won’t be a problem. Our entire application process is built especially for you: our clients. It’s easy to access, simple to understand and fast to complete. No hassles with struggling to understand confusing financial lingo – we explain things in clear terms you won’t need to google!

After you apply, one of our team will review your application within 60 minutes if you apply during our business hours. From there, we can get your money to you fast – no muss, no fuss. Now that’s Nifty!

To take some pressure off you, you can apply for a Nifty Rental Bond Loan to cover a variety of needs. Whether it be bond down payments, assistance with rent or moving costs, a Nifty Rental Bond Loan can give you the help you need.

Don’t miss out on your dream rental home because you don’t have your eligibility for a rental bond loan sorted. Act now and secure your Nifty Rental Bond Loan today!

Need a bit more information about a rental bond loan?

If you want to know more, then don’t hesitate to contact us! Call during our business hours and we guarantee that you’ll speak to a real person, every time. Do you have some questions about a Nifty rental bond loan, but it’s outside our business hours? No worries! Just send us an email and we will get back to you during the next business day. Our customer service is as Nifty as our loans!

Ready to get started?

What are you waiting for? The Nifty Easy Rental Bond Loan is your first step to moving in, so get on it! Apply now and get funds fast. Your dream rental is just around the corner!

who can apply?

Looking for a loan? You can apply with us if:

  • You’re at least 18 years old.
  • You’re an Australian Citizen or Permanent Resident.
  • You’ve been receiving a regular income into a personal bank account for at least 3 months.
  • You have an active mobile number and email address.
Need to know more? Check out our FAQs

how it works.

small personal loans.

  • Loan amounts: $300 – $2,000
  • Terms: 3 months – 6 months
  • Establishment fee: Up to 20%
  • Monthly fee: 4%
  • WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Example

Loan Amount: $1000 $1000
Term: 6 Months, repayable weekly (25 weekly repayments) 12 Months, repayable weekly (50 weekly repayments)
Principal amount: $1000 $1000
Establishment fee: $200 (20% establishment fee) $200 (20% establishment fee)
Total other fees: $240 (fees based on 4% per month over 25 weeks) $480 (fees based on 4% per month over 50 weeks)
Total payable: $1,440 $1,680
Weekly installments: $57.60 $33.60

medium personal loans.

  • Loan amounts: $2,100 – $4,600
  • Terms: 13 months – 24 months
  • Establishment fee: up to $400.
  • Annual Percentage Rate (APR): 48%
  • Comparison Rate: 67.41%
  • WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Example

Loan Amount: $3,000 $4,500
Term: 18 months, repayable weekly (78 weekly repayments) 24 months, repayable weekly (104 weekly repayments)
Principal amount: $3,000 $4,500
Establishment fee: $400 $400
Total other fees: $1,379.06 (reducing interest) $2,732.56 (reducing interest)
Total payable: $4,779.06 $7,632.56
Weekly installments: $61.27 $73.39

large personal loans.

  • Loan amount: $5,000
  • Terms: 13 months – 24 months
  • Establishment fee: up to $400.
  • Annual Percentage Rate (APR): 21.24%
  • Comparison Rate: 48%
  • WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Example

Loan Amount: $5,000 $10,000
Term: 18 months, repayable weekly (78 weekly repayments) 24 months, repayable weekly (104 weekly repayments)
Principal amount: $5,000 $10,000
Total Interest: $2,027.80 $5,577.12
Total payable: $7,027.80 $15,577.12
Weekly installments: $90.10 $149.78

How customers rate Nifty’s Rental Bond Loan?

rbl Overall rating: 4.3 out of 5 based on 3 reviews.

Nifty rental bond loan is the best!

★★★★★
5 5 1
We have moved a few times and the last time we moved homes, we couldn't afford the rental bond straight up. We took out a loan from Nifty personal loans and re-payed it as soon as we could. Friendly staff and amazing service. Thanks Nifty.

fast bond loans

★★★★☆
4 5 1
I was moving house and I have bad credit so I didn't think I'd get help anywhere but Nifty came through with a rental bond loan. They worked out the amount that would be suitable for my financial situations and great repayment amounts. Will use again if ever needed.

Was very happy with the loan.

★★★★☆
4 5 1
Was very happy with nifty great help and money was in my bank very fast great service and loan was fast to get back to the person applying. Thank u

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