Apply

s WARNING: Do you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.


Check your options before you borrow:

  • For information about other options for managing bills and debts, call 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
  • If you are on government benefits, ask if you can receive an advance from Centrelink: www.humanservices.gov.au/advancepayments

The Australian Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.

*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009

Get the right Rental Bond Loan up to $2,000 for you with Nifty Personal Loans. Apply now!

How much cash do you want?
How long do you want it for?
Repayments

Weekly

Fortnightly

Monthly

s WARNING: Do you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.


Check your options before you borrow:

  • For information about other options for managing bills and debts, call 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
  • If you are on government benefits, ask if you can receive an advance from Centrelink: www.humanservices.gov.au/advancepayments

The Australian Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.

*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009

To be eligible for a Nifty loan you must:

  • receive a regular income which is paid into your bank account for at least 3 months;
  • receive at least $400 per week or $800 per fortnight from an employer or Centrelink;
  • you must not have received a Centrelink Emergency payment within the last 3 months;
  • not be in financial hardship, dealing with a financial councillor or be considering entering any form of bankruptcy;
  • you must show evidence of being able to handle financial commitments on your bank statements (regular payments, direct debits, etc.).

Have you got your eyes on a great new rental and need help ASAP to cover the bond? Do you feel like you’ve knocked down every door in town and no one is really listening?

Well stop looking! You’ve found the Nifty Personal Loans Easy Rental Bond Loan.

What is the Nifty Easy Rental Bond Loan?

Our Easy Rental Bond Loan is an unsecured, instant cash advance of between $100-$2000 repayable over 3 to 6 months.

We strive to have every loan application assessed within 60 minutes, and once approved you will have the funds in your bank account within 24 hours, depending on which financial institution you bank with and whether the application was received within business hours.

Furthermore, we will consider your current financial circumstances, whether are searching for a rental bond loan on Centrelink payments, in an emergency or with a history of bad debt.

Our Nifty Easy Rental Bond Loan is perfect for:

What Nifty Personal Loans can do for you

Nifty Finance is rental bond loans made easy. Our loans are simple and 100% online so you can apply for a Nifty Rental Bond Loan no matter where you are! In most cases – we won’t even require paperwork.
Simply go online and complete our 2-3 minute application – sit back and wait! Our specialised assessment team will be in touch soon to discuss your loan eligibility.

We guarantee no hidden fees!

Our Nifty Rental Bond Loan offer will outline all fees and charges – as well as the simple repayment schedule we use – so you will know up front exactly what your rental loan will look like.

No credit checks up to $400

At Nifty Personal Loans, we believe that your credit history is history. We’re people – just like you – and because we’re people we know that everyone makes mistakes. You don’t deserve to be punished for them forever.

No unnecessary delays

Because we’re locals – we understand how competitive the Australian rental market can be. We also understand that your time is important so waiting for bond loan approvals can be frustrating.

To take some pressure off you – you can apply for a pre-approved Nifty Rental Bond Loan to cover bond down payments, assistance with rent, moving costs and emergency rental costs.

Don’t miss the boat on your perfect family home because you don’t have your eligibility for a bond loan sorted. Act now and secure your Nifty Rental Bond Loan today!

Need a bit more information?

That’s easy too! Just get in touch! At Nifty, we guarantee if you call between 8am – 6pm Monday to Friday you will speak to a real person – every time. If you have a question outside of business hours – just send us an email and we will get back to you during the next business day.

Ready to get started?

Get online! The Nifty Easy Rental Bond Loan is your first step to moving in! So why wait? Your dream rental is just around the corner!

TO QUALIFY FOR A NIFTY RENTAL BOND LOAN – YOU ARE:

At least 18 years of age.

An Australian Citizen or Permanent Resident.

A recipient of a regular income into a personal bank account.

Receiving at least $400 per week or $800 per fortnight from an employer or Centrelink.

HERE'S HOW OUR SMALL PERSONAL LOANS WORK

Z
Loan Amounts: Minimum $100 to Maximum $2,000.
Z
Costs: Up to 20% Establishment Fee charged upfront plus a monthly fee up to 4%. Under the current legislation Nifty Personal Loans does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%). For more information about the allowable fees and charges for SACCs visit the MoneySmart website.
Z
Terms: Minimum 9 weeks to Maximum 24 weeks.
Z
Example: Loan Amount of $500 over 10 weeks repayable weekly $500 (Principle Amount)+ $100 (20% Establishment Fee) + $60 (fees based on 4% per month over 10 weeks) = $660 total repayable in 10 weekly installments of $66.

HERE'S HOW OUR MEDIUM PERSONAL LOANS WORK (Product launch in late 2017)

Z
Loan Amounts: Minimum $2001 to Maximum $4,000.
Z
Costs: Up to $400 Establishment Fee charged upfront. Annual Percentage Rate (APR): 47.6158% with a comparison rate of 65.6597% p.a. This comparison rate is based on our Medium Loan for an amount of $2,500 over 2 years and a $400 establishment fee. For more information about the allowable fees and charges for MACCs visit the MoneySmart website.
Z
Terms: Minimum 12 months to Maximum 18 months.
Z
Example: Loan Amount of $2,500 over 18 months repayable weekly $2,500 (Principle Amount)+ $400 (Establishment Fee) + $1183 (other fees) = $4,083 total repayable over 18 months with weekly installments of $52.84.

How customers rate Nifty’s Rental Bond Loan?

rbl Overall rating: 4.3 out of 5 based on 3 reviews.

Nifty rental bond loan is the best!

★★★★★
5 5 1
We have moved a few times and the last time we moved homes, we couldn't afford the rental bond straight up. We took out a loan from Nifty personal loans and re-payed it as soon as we could. Friendly staff and amazing service. Thanks Nifty.

fast bond loans

★★★★☆
4 5 1
I was moving house and I have bad credit so I didn't think I'd get help anywhere but Nifty came through with a rental bond loan. They worked out the amount that would be suitable for my financial situations and great repayment amounts. Will use again if ever needed.

Was very happy with the loan.

★★★★☆
4 5 1
Was very happy with nifty great help and money was in my bank very fast great service and loan was fast to get back to the person applying. Thank u
Name
Email
Review Title
Rating
Review Content
rental bond loan