If you need money fast, you’ve come to the right place. Whether it’s car repairs, emergency cash, or an unexpected bill, Nifty Loans has you covered. Applying online is easy and your application could be completed in minutes. Nifty offers loans fast from $2,500 to $10,000. We have flexible loan terms up to 24 months, and competitive rates for Aussies anywhere in Australia.
Same day loans are easy with Nifty. We pride ourselves on being a trustworthy lender. We have exceptional customer service and our dedicated loan specialists are committed to providing fast approvals on loan applications. So you can rest assured that your small cash loan with Nifty will be a quick and easy process.
Our Happy Customers
How to apply for a same day loan with Nifty
Applying online is easy and you can get your hands on the funds you need quickly all thanks to Nifty. Simply follow these steps:
Apply online by completing the loan application form.
Wait for our team to assess your application and provide you with a response within 60-minutes of submission*.
Receive your cash into your nominated bank account in 60-seconds**!
- Be 18 yeas old
- Be an Australian citizen or permanent resident
- Have internet banking;
- Have an active mobile number and email address
- Have been receiving a regular income for the last 90 days
- Personal details (name, address, D.O.B.)
- 100 points of ID
- The reason for your loan
- Internet banking details
- Employment details and contact info
Got questions about
our same day loans?
Take a look at some of our frequently asked questions for some more information about our same day loans.
What is a same day loan?
Same day loans are personal loans that are applied for, processed, and approved all on the same day. Typically same day lenders, like Nifty, operate 100% online so you can complete a quick and easy online application and you’ll know if your loan is approved within 60-minutes* from submission.
How quickly can I get a same day loan with Nifty?
Do you need money fast? If you apply during business hours, you could get your loan outcome in 60-minutes*. What’s more, if you have an NPP-enabled bank account, you could receive your cash in as little as 60-seconds** from approval.
Do you offer same day loans no credit check?
Here at Nifty, we’re committed to responsible lending. This means that we must make reasonable enquiries to ensure the loan suitability for our customers. In line with this, we may conduct a credit check. Rest assured, our loan specialists work tirelessly to ensure that all applicants are given a fair go. We’ll take into consideration your financial history, including read-only copies of your bank statements. So your assessment won’t solely depend on your credit score.
Can I get same day loans bad credit?
You sure can! When you apply for a loan with Nifty, our team will obtain a read-only copy of your bank statements to get a better idea of your current financial situation. From this, we’ll determine whether or not you can repay a personal loan. If we find that you can manage your loan repayments, even with bad credit, we may be able to provide you with a same day loan.
What are the fees and charges?
The fees and charges associated with your loan will vary depending on your financial situation and the amount you apply for. These factors will also affect the interest rate on your personal loan. For a detailed breakdown of the possible costs, visit our cost page.
Do you offer same day loans for Centrelink customers?
Here at Nifty, we view Centrelink payments as a source of income, unlike some lenders. We believe that Centrelink customers should still have the opportunity to apply for personal finance. While we can’t guarantee you’ll be approved as the decision will depend on your financial situation, you can rest assured that our experienced team of loan specialists will provide you with a fair and just assessment.