Same Day Loans up to $10,000 | Fast Approvals Online

Same Day Loans

Apply now for:

Fast Personal Loan

up to $5,000

or

Car Loan

for cars over $10,000

Personal Loan

Car Loan

I want to borrow $1,000

For loans over $5,000 we recommend utilising your car as security.

Paid back over 9Months

Estimated repayments:

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  • 100% Online
  • Fast Outcomes
  • Quick and Easy Application
  • 60-Second Transfers**

Need a same day loan?

If you need money fast, you’ve come to the right place. Whether it’s car repairs, emergency cash, or an unexpected bill, Nifty Loans has you covered. Applying online is easy and your application could be completed in minutes. Nifty offers loans fast from $500 to $3,000. We have flexible loan terms up to 24 months, and competitive rates for Aussies anywhere in Australia.

Why choose Nifty Loans?

Same day loans are easy with Nifty. We pride ourselves on being a trustworthy lender. We have exceptional customer service and our dedicated loan specialists are committed to providing fast approvals on loan applications. So you can rest assured that your small cash loan with Nifty will be a quick and easy process.

ⓘ Loan Disclaimer

Need a same day loan?

If you need money fast, you’ve come to the right place. Whether it’s car repairs, emergency cash, or an unexpected bill, Nifty Loans has you covered. Applying online is easy and your application could be completed in minutes. Nifty offers loans fast from $500 to $3,000. We have flexible loan terms up to 24 months, and competitive rates for Aussies anywhere in Australia.

Why choose Nifty Loans?

Same day loans are easy with Nifty. We pride ourselves on being a trustworthy lender. We have exceptional customer service and our dedicated loan specialists are committed to providing fast approvals on loan applications. So you can rest assured that your small cash loan with Nifty will be a quick and easy process.

Our Happy Customers

How to apply for a same day loan with Nifty

Applying online is easy and you can get your hands on the funds you need quickly all thanks to Nifty. Simply follow these steps:

  1. Apply online by completing the loan application form;
  2. Wait for our team to assess your application and provide you with a response within 60-minutes of submission*;
  3. Receive your cash into your nominated bank account in 60-seconds**!

Am I eligible?

There’s an eligibility criteria you’ll need to meet before you apply:

  • Be 18 years old;
  • Be an Australian citizen or permanent resident;
  • Have internet banking;
  • Have an active mobile number and email address;
  • Have been receiving a regular income for the last 90 days;
  • Minimum income/salary of $400/week.

What do I need to apply?

At Nifty Loans, our personal loan application is 100% online and paperwork-free. All you need to provide is:

  1. Personal details (name, address, D.O.B.);
  2. 100 points of ID;
  3. The reason for your loan;
  4. Internet banking details;
  5. Employment details and contact info.

Got questions about our same day loans?

Take a look at some of our frequently asked questions for some more information about our same day loans.

Visit FAQs

*If you apply within our standard business hours. Subject to individual assessment. 60-minute outcomes are not guaranteed.

**If you have an NPP-enabled bank account.