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*Only available for NPP enabled bank accounts

How to: save a few bucks on fuel

How to: save a few bucks on fuel

Did you know?

A recent report from the RACQ found that drivers in Brisbane suffer through some of the most expensive petrol prices in the country. Prices peaked in May of this year, with an average of 127.4 cents per litre. These are higher than prices in Sydney, Melbourne, Adelaide and Perth! Although Canberra, Darwin and Hobart’s residents continue to top the list for highest fuel prices throughout the nation, this is of little comfort to Australians in general. In addition, Australians are known to be creatures of habit meaning they will always prefer to go to familiar petrol stations. So that’s why we’ve put together this list of tips on how to save fuel!

Petrol Rewards credit cards

We all know that our daily commute to work can sometimes get a little tedious, it can also get very pricey. In case you’ve slept in and don’t have time to check where the cheapest petrol stations are, we have a way of saving you the time, stress and money. One great idea to save fuel is to get yourself a credit card that carries rewards for savings on petrol, travel and, and life in general. That way, you’re at least getting something back every time you fill up your car. Here is a list of the best rewards credit cards:

List of the best petrol rewards credit cards

Shell Card

Using this card is a good way to save fuel as it is designed for business owners with more than one vehicle. If you apply before 31st December 2017 and quote MYSERVO, you can save 6 cents per litre at all Shell stations. In addition, customers can earn Flybuys points when you use your Shell Card at any Shell Coles Express site. The card costs $30 per annum, but the savings can be quite extensive.

American Express Platinum Edge Credit Card

With every dollar that you spend at any major grocery store, including Coles and Woolies, customers can earn up to 3 points. Every dollar spent at a major petrol station earns you 2 points and for every dollar spent on other purchases, you earn 1 point. Although this card comes with an annual fee of $195, points can be redeemed with cash back, gift cards or travel rewards. They also have tie-ups with Velocity, Emirates, Etihad, Singapore Airlines and Cathay Pacific. This card also comes with complimentary travel insurance.

David Jones American Express

With this card, it’s easy to rack up those points because for every $1 spent at major supermarkets & petrol stations, you can earn 3 rewards points. This card carries an annual fee of $99 however, in addition to the rewards point, customers who spend over $500 on electrical, homewares, furniture, and bedding items, get 4 years interest-free!

Caltex Star Card

This card is great if you are running a small business.  That’s because it helps you get extra value from your fuel purchases and car costs. The annual fee for the Caltex Star Card is $34.50. Though, if you are running a small business and petrol prices are starting to give you a headache, this card can save you up to 4 cents per litre for every car! You can also earn Qantas Points for petrol, servicing and administration. So, when it comes time to take that well-deserved holiday, you’ll be prepared for it.

  • Other Rewards Cards
  • Woolworth’s Everyday Platinum Card
  • Coles Rewards Mastercard
  • Velocity Frequent Flyer points
  • Motorcharge or Motorpass
  • Fleetcard
  • Collect Petrol Vouchers

One great way to save fuel is to collect the vouchers on the Woolworths and coles receipts. Customers who spend $5 or more at Woolworths and $30 or more at Coles can receive petrol vouchers. Woolworths offers 4 cents off per litre for all Caltex petrol stations that have both Caltex and Woolworths branding on their price boards. Coles also offers 4 cents off per litre for all Shell Coles Express petrol stations. In addition, Coles offers a further 10 cents off per litre of petrol if you spend $20 or more in a Coles Express. So, if you have a sweet tooth or a habit of buying lotto tickets, you could potentially save 14 cents per litre once you pair your Coles Express and Coles Supermarket discounts together.

Other strategies to save fuel

  • Save fuel by making fewer trips
  • Don’t drive in rush hour
  • Close your windows on the motorway to reduce ‘dragging’
  • Remove roof racks when you aren’t using them. This lightens the weight of the car
  • Don’t carry unnecessary weight. Unfortunately, children are classed as necessary weight.
  • Accelerate smoothly
  • Don’t push the accelerator down too far
  • Turn the air-conditioning off when you aren’t using it
  • Stick to the speed limit (this one is the law so really you should be doing this anyway)
  • Check your tyre pressures regularly (every fortnight or so)

For more information on how to save fuel click here:

Final words

Obviously, a couple of these strategies are not doable. Especially if you are a 9 to 5er and peak hour is really the only time you’re in the car. It may also if you are a parent doing school drop-offs, or you’re the designated driver amongst your friends. That’s because it can be hard to save fuel by reducing the number of trips you take throughout the week. Therefore, it is a great idea to invest in any of the rewards cards listed above. That way you still get the credit for being a free personal taxi driver. Plus, you get something out of it for yourself as well. Reward yourself, you’ve earned it!

Need a loan? Why not ask Nifty! 

Are you looking for a little extra cash without the hassle of a traditional lender? Well, you might have just hit the jackpot! Nifty is making it easier than ever for Aussies to access the cash they need when they need it. Our application process is simple and straightforward just like our nifty little loans. In fact, you won’t even need to leave the comfort of your living room to submit an application. Nifty’s application process is made for Aussies on the go. If we are able to match you with an appropriate loan product our team will be in touch straight. At Nifty, we understand that your time is valuable. We’ll do the hard work so you can get back to doing what you do best. 

How could you save on power bills? Nifty has the details you need to read.

Read all how to save a few extra bucks on your electricity bill right here.

Loan Costs

Small Loans

Small Loans

$300 - $2,000

Loan amounts:$300 - $2,000
Terms:6 - 9 months
Establishment fee:20%
Monthly Fee:4%
APR:N / A *
Comparison Rate:138.37%**
View Example

Small Loan Example

Loan amount:$1,000
Terms:6 Months,
(24 weekly repayments)
Establishment fee:$200
Total other fees:$240
Total payable:$1,440
Weekly installments:$60.00
View Loan Details
Medium Loans

Medium Loans

$2,001 - $4,600

Loan amounts:$2,001 - $4,600
Terms:9 - 24 months
Establishment fee:$400
Monthly Fee:$0
APR:47.8%
Comparison Rate:65.86%**
View Example

Medium Loan Example

Loan amount:$2,500
Terms:24 Months,
(104 weekly repayments)
Establishment fee:$400
Total other fees:$1,609.44 (reducing interest)
Total payable:$4,509.44
Weekly installments:$43.36
View Loan Details
Large Loans

Large Loans

$5,000

Loan amount:$5,000
Terms:9 - 24 months
Establishment fee:Variable
Monthly Fee:$0
APR:21.24%
Comparison Rate:48%**
View Example

Large Loan Example

Loan amounts:$5,000
Terms:18 months,
(78 weekly repayments)
Establishment fee and Total Interest:$1,897.54
Total payable:$6,897.54
Weekly installments:$88.43
View Loan Details
* Not applicable. Small loans do not charge an annual interest rate.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.

Loan Costs

Small Loans

Small Loans

$300 - $2,000

Loan amounts:$300 - $2,000
Terms:6 - 9 months
Establishment fee:20%
Monthly Fee:4%
APR:N / A *
Comparison Rate:138.37%**
View Example

Small Loan Example

Loan amount:$1,000
Terms:6 Months,
(24 weekly repayments)
Establishment fee:$200
Total other fees:$240
Total payable:$1,440
Weekly installments:$60.00
View Loan Details
Medium Loans

Medium Loans

$2,001 - $4,600

Loan amounts:$2,001 - $4,600
Terms:9 - 24 months
Establishment fee:$400
Monthly Fee:$0
APR:47.8%
Comparison Rate:65.86%**
View Example

Medium Loan Example

Loan amount:$2,500
Terms:24 Months,
(104 weekly repayments)
Establishment fee:$400
Total other fees:$1,609.44 (reducing interest)
Total payable:$4,509.44
Weekly installments:$43.36
View Loan Details
Large Loans

Large Loans

$5,000

Loan amount:$5,000
Terms:9 - 24 months
Establishment fee:Variable
Monthly Fee:$0
APR:21.24%
Comparison Rate:48%**
View Example

Large Loan Example

Loan amounts:$5,000
Terms:18 months,
(78 weekly repayments)
Establishment fee and Total Interest:$1,897.54
Total payable:$6,897.54
Weekly installments:$88.43

* Not applicable. Small loans do not charge an annual interest rate.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.

We don’t stop there

No matter what the occasion is, Nifty has your back.