Nifty short term loans can be an excellent solution to a short term cash flow problem. Most applicants have an outcome in roughly 60 minutes.
Need some fast finance? We're here to help.
WARNING: Do you really need a loan today?*
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
- For information about other options for managing bills and debts, call 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
- Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
- If you are on government benefits, ask if you can receive an advance from Centrelink: www.humanservices.gov.au/advancepayments
The Australian Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009
To be eligible for a Nifty loan you must:
- receive a regular income which is paid into your bank account for at least 3 months;
- receive at least $400 per week or $800 per fortnight from an employer or Centrelink;
- you must not have received a Centrelink Emergency payment within the last 3 months;
- not be in financial hardship, dealing with a financial councillor or be considering entering any form of bankruptcy;
- you must show evidence of being able to handle financial commitments on your bank statements (regular payments, direct debits, etc.).
SHORT TERM LOANS
Short Term Loans can be an excellent solution to a short term cash flow problem. Our short term loan terms vary depending on what you think you can fit into your budget. Most applicants have an outcome on their short term loan application in roughly 60 minutes.
At Nifty personal loans, we pride ourselves on being responsible short term loans providers. That means we would never lend you more than you could comfortably afford to repay. Other benefits when choosing our short term loans service? No messy paperwork! No hidden fees! No long wait times! No fine print!
HOW TO QUALIFY FOR A NIFTY PERSONAL LOAN
You are at least 18 years of age.
You are an Australian Citizen or Permanent Resident.
Receive a regular income into a personal bank account.
Receive at least $400 per week or $800 per fortnight from an employer or Centrelink.
How customer’s rate Nifty’s Short Term Loans?