Searching for a small financial pick-me-up? Sometimes, we all need a hand with our small expenses. From unexpected bills causing you stress to a pot-hole wrecking a tire, sometimes we need a quick cash fix to get back on track. Thankfully, Nifty Loans is here to lend a hand when you need it. We offer quick small loans up to $3,000 that you can apply for anywhere, any time, 100% online.
Nifty Loans is an online specialist. Being one of the fastest-growing small online lenders, it’s safe to say we’re pretty good at what we do. We offer small cash loans up to $3,000 for everyday Aussies, with a flexible repayment schedule up to 12 months. We’re fast – we typically process our loans within 60-minutes* and provide instant transfers on approval. So, you could have your cash in your bank account in just 60-seconds**. Now, that’s pretty nifty.
You can apply online for up to $3,000 within minutes!
We’ll need to make sure you meet our eligibility criteria before we can approve your loan. You must:
So that we can process your loan application, please ensure you provide us with the following information:
Wonderful, simple easy, filled it out at lunch time and had the money by 5pm. No unexpected costs or issues. Extremely satisfied, thank you for getting me out of a Jam! Quick and easy and easy to repay!
Nifty are always prompt and easy to deal with.The process of applying and repaying is simple and I have utilised niftys service multiple times because of this.
They were so easy to deal with and super fast! From the application to approval & getting the funds in 24 hours. I also had to call to change some details and they were super friendly & accommodating. Highly recommended!
The process with Nifty is very easy. If you’re in need of a small loan, I’d recommend this company. I was approved within an hour and had my money by 7pm that night. Very happy with the service! Thanks Nifty!
What’s better than quick outcomes and an easy online application? Well, you can use your small loan for just about anything! If you’ve been thinking about some small renovations or a new fridge, you can use a small loan to cover your costs.
White goods could be anything from a washing machine to a new fridge. Often, these items are pretty expensive, and you can’t really live without them.
Got into a car accident? Sometimes, you can be left with a pretty hefty bill, even with car insurance. If you need to get back on the road again soon, you could consider a small loan.
If it’s time for a home refresh, you could use a small loan for home renovations. Whether you want to repaint an old paint job, buy some new flooring from Bunnings, or replace your countertop, Nifty can help out.
If a holiday is long overdue, you can use a small loan to cover your costs. So, you don’t need to put off a getaway any longer.
Here at Nifty, we’ve created our own advanced loan-processing engine, with our customers’ needs at the forefront. This is what allows us to be an inclusive lender and offer fair loans to customers, even if they have a bad credit history.
We pride ourselves on being fast when it comes to processing and delivering small loans. We strive to process your loan application within 60-minutes*. Plus, if you have an NPP-enabled bank account, you’ll likely receive your cash in just 60-seconds**.
Nifty Loans is completely Australian owned and operated. Based in Brisbane, Australia, our friendly customer service is more than happy to help with anything you need. If you have any questions or concerns, give us a call or send us an email.
Mountains of paperwork and long waiting times? Not at Nifty. We are a 100% online lender, from application to approval.
*If you apply within our standard business hours. Subject to individual assessment. 60-minute outcomes are not guaranteed.
**If you have an NPP-enabled bank account.