Small Loans | Small Cash Loans Online up to $2,000

Small Loans

Apply now for:

Fast Personal Loan

up to $5,000

or

Car Loan

for cars over $10,000

Personal Loan

Car Loan

I want to borrow $1,000

For loans over $5,000 we recommend utilising your car as security.

Paid back over 9Months

Estimated repayments:

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  • 100% Online
  • Fast and Easy Application
  • Inclusive Lender
  • 60-Second Transfers**

Need a small loan?

Searching for a small financial pick-me-up? Sometimes, we all need a hand with our small expenses. From unexpected bills causing you stress to a pot-hole wrecking a tire, sometimes we need a quick cash fix to get back on track. Thankfully, Nifty Loans is here to lend a hand when you need it. We offer quick small loans up to $3,000 that you can apply for anywhere, any time, 100% online.

Small loans online

Nifty Loans is an online specialist. Being one of the fastest-growing small online lenders, it’s safe to say we’re pretty good at what we do. We offer small cash loans up to $3,000 for everyday Aussies, with a flexible repayment schedule up to 12 months. We’re fast – we typically process our loans within 60-minutes* and provide instant transfers on approval. So, you could have your cash in your bank account in just 60-seconds**. Now, that’s pretty nifty.

ⓘ Loan Disclaimer

Need a small loan?

Searching for a small financial pick-me-up? Sometimes, we all need a hand with our small expenses. From unexpected bills causing you stress to a pot-hole wrecking a tire, sometimes we need a quick cash fix to get back on track. Thankfully, Nifty Loans is here to lend a hand when you need it. We offer quick small loans up to $3,000 that you can apply for anywhere, any time, 100% online.

Small loans online

Nifty Loans is an online specialist. Being one of the fastest-growing small online lenders, it’s safe to say we’re pretty good at what we do. We offer small cash loans up to $3,000 for everyday Aussies, with a flexible repayment schedule up to 12 months. We’re fast – we typically process our loans within 60-minutes* and provide instant transfers on approval. So, you could have your cash in your bank account in just 60-seconds**. Now, that’s pretty nifty.

Ready to apply?

You can apply online for up to $3,000 within minutes!

Our eligibility criteria:

We’ll need to make sure you meet our eligibility criteria before we can approve your loan. You must:

  • Be at least 18-years of age;
  • Be an Australian citizen or permanent resident;
  • Have Internet banking set up;
  • Have an active mobile number and email address;
  • Have been receiving regular income for the past 90-days.

Documents you’ll need:

So that we can process your loan application, please ensure you provide us with the following information:

  • Contact information;
  • The reason for your loan;
  • Internet banking details.

Our Happy Customers

What can I use a small loan for?

What’s better than quick outcomes and an easy online application? Well, you can use your small loan for just about anything! If you’ve been thinking about some small renovations or a new fridge, you can use a small loan to cover your costs.

White Goods

White goods could be anything from a washing machine to a new fridge. Often, these items are pretty expensive, and you can’t really live without them.

Car repairs

Got into a car accident? Sometimes, you can be left with a pretty hefty bill, even with car insurance. If you need to get back on the road again soon, you could consider a small loan.

Renovation costs

If it’s time for a home refresh, you could use a small loan for home renovations. Whether you want to repaint an old paint job, buy some new flooring from Bunnings, or replace your countertop, Nifty can help out.

Travel or holiday costs

If a holiday is long overdue, you can use a small loan to cover your costs. So, you don’t need to put off a getaway any longer.

Personal Loan Calculator

Get a good car loan deal with rates starting from 10%.

I want to borrow

Paid back over 9Months

Estimated Repayments

$100

per week

$200

per fortnight

$400

per month

ⓘ Loan Disclaimer

How Nifty offers small loans Australia

Our technology
Our speed
We’re Australian
100% online

Here at Nifty, we’ve created our own advanced loan-processing engine, with our customers’ needs at the forefront. This is what allows us to be an inclusive lender and offer fair loans to customers, even if they have a bad credit history.

We pride ourselves on being fast when it comes to processing and delivering small loans. We strive to process your loan application within 60-minutes*. Plus, if you have an NPP-enabled bank account, you’ll likely receive your cash in just 60-seconds**.

Nifty Loans is completely Australian owned and operated. Based in Brisbane, Australia, our friendly customer service is more than happy to help with anything you need. If you have any questions or concerns, give us a call or send us an email.

Mountains of paperwork and long waiting times? Not at Nifty. We are a 100% online lender, from application to approval.

Frequently asked questions

Visit FAQs

*If you apply within our standard business hours. Subject to individual assessment. 60-minute outcomes are not guaranteed.

**If you have an NPP-enabled bank account.