Do You Need An Urgent Cash Loan Today? Nifty You Get You The Cash You Need!

urgent cash loans

Have you been searching for a reliable lender to provide you with an urgent cash loan when you really need it? Well, you may have just struck gold. Nifty Loans is a lender with a difference. Our cash is delivered quickly and 100% online. There is no longer any need to wait in line at the bank for hours on end. You can apply online, right now, with Nifty. Our application process could only take you a few minutes to complete. Nifty’s experienced team of lenders could even have an answer to you within 60 minutes of approval (during business hours).

Who Are We

Nifty Personal Loans is a 100% online lender committed to giving Aussies a fair go at an urgent cash loan. We think you deserve a little leg up. That’s why we do our best to find a loan product to suit your individual circumstance. At Nifty, we pride ourselves on looking deeper. We consider your relationship with money and do not focus solely on credit checks. Our team of lenders look at your employment status, current spending habits as well as an array of other practical elements that make up your financial profile.

Unlike some traditional lenders, we understand what it is like to be in a sticky situation. It can be extremely challenging when you feel as if there is nowhere to turn. It can be even worse if you know your credit score is less than fantastic. That’s why Nifty encourages all applicants to apply for a loan – regardless of their credit. We believe in second chances. That means we will do our best to come up with a strategy and loan product to suit your individual situation. So, apply today and let us know how we can help sort the loan you need. You might be surprised. Nifty could even provide you with an emergency loan, renovation loans, funeral loans, even an unexpected expenses loan.

Why Should You Trust Nifty

Well, that’s simple. Nifty has helped heaps of happy customers get the cash they need right when they need it. We believe in complete transparency. That’s why, when you sign a contract with Nifty, we will always clearly state the fees and charges you could incur for late payment of instalments and other breaches of our agreement.

We encourage you to ask as many questions as you see necessary. Nifty also encourages you to read your contract before signing to ensure the agreement you are entering in to is right for your individual situation.

Lucky for you, we are 100% online. That means you can ask us a question at any time with the click of a button. There is no such thing as a stupid question, so ask away! You can always get in touch!

Urgent Cash Loans Australia

You might be wondering what an urgent cash loan actually is? Well here’s a simple explanation – it’s the cash you need right now! Maybe you’ve run into a medical emergency, or maybe your car has broken down and you need cash to fix it right now, or possibly you just need cash for your next holiday. Whatever it is, when it comes to fast cash – Nifty has you covered. If you need fast urgent cash loans we could be the lender to provide the goods.

Many of our applicants think urgent cash loans are only available in an emergency situation for an emergency expense. Well, we are here to tell you that isn’t entirely true. You can take out an urgent cash loan to cover a wide variety of expenses. Nifty could even loan you the funds you need for cosmetic surgery or a house renovation – bet you didn’t know that! Yes, we loan cash to cover more expenses than you might think.

The best part is it doesn’t matter where you are. Nifty is proud to be Australia wide. You could even apply for a cash loan whilst sitting on your couch in Darwin, or lying by your pool in Perth, or sipping coffee in Melbourne.

No matter where you are or what you are doing Nifty is always in your pocket. So, why not grab your smartphone and see it for yourself. Yes, we are the experts in urgent cash loans Australia.

Does Nifty Loan Cash For Bad Credit?

The simple answer to that question is yes, Nifty does loan cash to people with not-so-perfect credit scores, however, we would need to take a closer look at your individual circumstances. As we believe in 100% transparency, we do check your credit score. However, you can have full confidence in the fact that this is just a part of the process.

We prefer to take a more realistic approach to your finances. Our experienced team of lenders will take a look at your current relationship with money. After all, the most important factors are how you are planning on paying back your urgent cash loan.

As part of the application approval procedure, we may need to contact your workplace to verify employment. There is no need to stress – employment checks are something we perform regularly. Our team will never disclose any of your personal information or the reason you are applying for a loan. Nifty Personal Loans are bound by a strict privacy and confidentiality agreement.

So, if you’re looking for a trusted lender to provide an urgent cash loan bad credit Nifty could be the guy for the job.

Urgent Cash Loans For Unemployed

If you’re unemployed and looking for a lender to provide you with quick cash, why not let Nifty see what we can do for you? Regardless of whether you are employed or not, you can be guaranteed a fair go at approval with Nifty Loans. We help people receiving Centrelink benefits get the cash they need in a hurry.

Providing cash to unemployed applicants can be challenging. There are many checks that need to be carried out. However, at Nifty, we are experienced when it comes to matching a loan product with the correct customer. If you receive Centrelink, Nifty may need to look at what percentage of your income the benefits make up.

We may also need to take a look at your spending habits and regular transactions made into your account. This is usually done by accessing read-only copies of your bank statements. Don’t worry, it’s totally secure – we don’t access your bank account. Nifty will only access copies of the statements themselves. You can rest easy knowing that we use the latest in safe banking technology. In order to provide urgent cash for unemployed or urgent cash loans bad credit, these checks are necessary.

What Can I Use My Fast Urgent Cash Loan For?

You can use your fast urgent cash loan for a variety of different expenses. From emergencies to holidays, you could apply for an urgent cash loan right now.

Finance For A Holiday

Have you been dreaming of taking the kids to Fiji this school holidays? Maybe your super keen to finally do a European summer or maybe you just want to head away for a romantic weekend – whatever the reason, Nifty could have the cash you need right now. All you need to do is ask.

You can even apply for a loan on your smartphone. Our application form could only take you a few minutes to complete. You could be up, up, up and away much sooner than you think. At Nifty, we love making things simple. That’s why we are always here to help. If you’ve got any questions at all please don’t hesitate to shoot us a message.

Quick Cash For Cosmetic Surgery

From boob jobs to facelifts. Tummy tucks to liposuction. Nose jobs to dermal fillers. Cosmetic surgery is fast becoming ‘the norm’. It is more accessible than ever meaning it is fast becoming more popular than ever. But, who really has the cash just lying around. If you want to improve on yourself but can’t seem to find the funds, Nifty could be your best friend. We could provide fast urgent cash loans for cosmetic surgery.

If you’re planning a procedure you want the best medical care possible. So, why risk it? If you apply for a cosmetic surgery loan with Nifty Personal Loans you could have the cash you need to ensure you get the best of the best when it comes to professional care. Urgent cash loans for cosmetic surgery are more common than ever – so, why not see what Nifty can do for your individual circumstance. You could even have an answer within 60 minutes, during business hours.

Urgent Cash Loans For Vet Bills

If your best mate is under the weather don’t panic – Nifty could provide you with the fast cash you need. That’s correct, Nifty provide urgent cash for applicants looking to cover vet bills. Unfortunately, the vet can be an extremely expensive experience. A tick on your cat could end up costing you thousands. But, you don’t have to go it alone. Nifty could lend a helping hand. You could even apply for a loan of up to $5,000 on your smartphone. You don’t have to go it alone. If your thinking I need urgent cash loans no credit check to cover my vet bills then let Nifty take care of the details. After all, you need to focus on getting your fur baby back to perfect health. We are always here to assist, so send us a message.

What Type Of Urgent Cash Can I Apply For?

Nifty Personal Loans offer three different types of cash loans. These are small, medium and large. Wondering what that means, we’ve made it easy for you:

Small Loans

Small loans can be taken out for any value between $300 and $2,000. The repayment period on a small loan is 3 to 6. Small loans are classified as unsecured. That means you do not need to provide any equity. Equity is when a car, motorbike, caravan or boat is attached to a loan.

Medium Loans

Medium loans are loans taken out for any cash amount between $2,001 and $4,600. The repayment schedule on a medium loan is anywhere between 13 to 24 months. Nifty recommends you attach equity to a medium loan, however, it is not essential if you do not own a car, motorbike, caravan or boat.

Large Loans

Large loans are, as the name suggests, loans taken out for up to $5,000. These loans are also repaid over 13 to 24 months. Again, equity is not essential, but Nifty does encourage you to attach it to a large loan application.

Who Have We Helped

Nifty has helped lots of Aussies with the cash they need! Our team will always do their best to match you with a suitable loan product. Take a look…

Urgent Cash Loans TodayAmountApproved
Instant Cash Online For Bad CreditAUD ($)1,000
Quick Cash Loans NowAUD ($)3,000
Speedy Cash Loans OnlineAUD ($)4,000

Disclaimer: The above examples are for demonstrative purposes only. They do not, in any way, reflect the terms of your possible loan, or the amount you may be approved for.

How Do I Apply

It’s super simple and 100% online for your convenience. We don’t waste your time. Just follow these three simple steps to apply for a fast personal loan:

Step 1: Just scroll up and use our loan calculator to get started. Select an amount and repayment period that suits you. We will then show you the weekly, fortnightly and monthly repayments on your loan. You can then hit apply now!

Step 2: If you’ve chosen to ‘apply now’ then you will be directed to our fast, simple application form. This could only take you a few minutes to complete. We only look at the essential details to start the application approval process.

Step 3: If you are approved for a cash loan with Nifty Loans we will send you over a contract to review and sign. Ensure you read through the contract and ask us any questions that you might have. We are always here to help. Once we receive the agreement back from you we will transfer the cash to your account. Access to funds is subject to inter-bank transfer times.

Who can apply?

18 Years and Older Can Apply For Loans

You're at least 18 years old

Personal Loans Australia

You're an Australian Citizen or Permanent Resident.

Emergency Cash Loans When Earning an Income For More Than 3 Months

You've been receiving a regular income into a personal bank account for at least 3 months.

Our Money Lenders Will Be In Contact

You have an active mobile number and email address.

How it works

Small Loans

$300 - $2,000

Quick Small Loans - Borrow Money Now
Loan amounts:$300 - $2,000
Terms:3 - 6 months
Establishment fee:20%
Monthly Fee:4%
APR:N / A *
Comparison Rate:138.37%**

Small Loan Example

Loan amount:$1,000
Terms:6 Months,
(24 weekly repayments)
Establishment fee:$200
Total other fees:$240
Total payable:$1,440
Weekly installments:$60.00

Medium Loans

$2,001 - $4,600

Medium Loans In An Hour Once Approval Has Been Confirmed
Loan amounts:$2,001 - $4,600
Terms:13 - 24 months
Establishment fee:$400
Monthly Fee:$0
Comparison Rate:65.86%**

Medium Loan Example

Loan amount:$2,500
Terms:24 Months,
(104 weekly repayments)
Establishment fee:$400
Total other fees:$1,609.44 (reducing interest)
Total payable:$4,509.44
Weekly installments:$43.36

Large Loans


Get Fast Money Today - Small to Big Cash Loans
Loan amount:$5,000
Terms:13 - 24 months
Establishment fee:Variable
Monthly Fee:$0
Comparison Rate:48%**

Large Loan Example

Loan amounts:$5,000
Terms:18 months,
(78 weekly repayments)
Total Interest:$1,897.54
Total payable:$6,897.54
Weekly installments:$88.43

* Not applicable. Small loans do not charge an annual interest rate.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.

Who we've helped

Fast Cash Loans Australia With A Good Reputation
Nifty Peronal Loans Customer Reviews



- james


Types of loans