To be eligible for a Nifty loan you must:
- receive a regular income which is paid into your bank account for at least 3 months;
- You must have an active mobile number and email address;
- you must not have received a Centrelink Emergency payment within the last 3 months;
- not be in financial hardship, dealing with a financial councillor or be considering entering any form of bankruptcy;
- you must show evidence of being able to handle financial commitments on your bank statements (regular payments, direct debits, etc.).