Ah, the weekend – relaxing in front of the TV, hanging out with friends, soaking in the sun – it’s why we work all week. However, sometimes the sweet taste of a delicious Friday afternoon can be overshadowed by an empty bank account. You suddenly realise you have to cancel drinks with your girlfriends or that romantic dinner date. Sometimes the joy of your weekend can depend on the weight of your wallet, and once you finally get paid, it all goes to bills. That’s no fun. So, that’s why you can apply for weekend loans at Nifty Loans. Before we get into all the handy features of Nifty’s personal loans, we’d better introduce ourselves.
We are Nifty Loans
Nifty Loans is an online lender that is ready to help all Aussies apply for the cash they need when they need it most. At Nifty, we know that when you need cash, you need it quickly. What you don’t need is a lengthy application, with an endless review process and an outcome that takes days. That’s why you won’t find any of that at Nifty. You can complete your application online and in minutes, and we’ll do our best to deliver an outcome within the hour (if you apply during business hours). That’s Nifty.
We offer all sorts of personal loans, like travel loans, medical loans, loans for bad credit and for clients receiving Centrelink. Loans, loans and more loans! That’s what we do and we do it fast. What to know more? Well, we offer personal loans starting from $300 to $5,000 and the repayment period will depend on how much you decide to borrow.
So, if you’re looking for some cash to help boost your weekend plans, keep reading to find out more about weekend loans.
What are exactly weekend cash loans?
Weekend loans are personal loans from $300 to $5,000. They can be either unsecured or secured depending on the amount you choose to apply for. Quick loans can help spice up your favourite time of the week when bills eat all your spare cash. After working hard all week, we all deserve a bit of me-time. So, don’t let a light wallet weigh you down, just apply with Nifty Loans for some cash for that dinner date or a night out with the squad.
Who is eligible to apply?
At Nifty Loans, we want to help all Aussies looking for weekend cash loans, but we do have a few requirements to meet before you apply.
To apply, you must:
- Be at least 18 years old
- Be an Australian citizen or permanent resident
- Have a regular income for at least 3 months in a personal bank account
- Have an active number and email address
So, before you apply, just make sure to tick off all these requirements. To get started, just scroll up and you’ll find our loan calculator.
What to have by your side when you apply?
When you apply with Nifty all you really need is a few minutes of your time and an internet connection. However, to make life that bit easier, also have these details handy:
- Personal contact details e.g active mobile number and primary email address
- The reason for your loan
- Internet banking details (so we can pull your bank statements)
- MyGov (if you receive Centrelink)
- Employment info
That’s it. Just have these details handy when you apply and you’ll breeze through your application. If you have any questions about why we require some of these details, you can contact our friendly team at firstname.lastname@example.org.
What is the difference between unsecured and secured loans?
At Nifty Loans, we offer three types of personal loans: small unsecured loans, medium secured loans and large secured loans. Here’s a breakdown of what all that means.
Small unsecured loans are small loans from $300 to $2,000 that you can borrow for 3 to 6 months. Unsecured simply means they don’t require you to attach any security to your application. Small weekend loans are perfect for a little financial pick-me-up, without too much commitment.
Medium and large secured loans start from $2,001 and go up to $5,000 and the repayment period is between 13 to 24 months. Medium secured loans start at $2,001 and go up to $4,600 and we also offer large loans of $5,000. Secured simply means that we require security to apply for this amount, such as a car, motorbike, caravan or boat. Medium or large secured loans could be worth considering for a big bachelorette or bachelor weekend, especially if you’re a key member of the bridal party and want to make it one for the books.
So, that’s the difference between secured and unsecured loans. When you’re deciding how much to borrow keep in mind if you borrow over $2,000, you must provide security.
How to apply for fast weekend loans
Applying with Nifty Loans is pretty easy, almost instant! You only need a few minutes to complete an application, and our team could deliver an outcome within the hour (if you apply during business hours). To apply, simply follow these 3 easy steps:
Step 1: You apply online
To apply all you need is a few minutes and an internet connection. So, whether you’re on the go or relaxing in your favourite armchair – just scroll up and begin with our loan calculator. Firstly, select how much you want to borrow and for how long. Then, you’ll see your possible repayment for your proposed loan, either weekly, fortnightly or monthly. Once you are happy with your loan terms, click the Apply button and you’ll be taken straight to your application.
We’ll ask for a few more details, then click the submit button and you’re all done!
Step 2: We assess your application
After you submit your application, our team will get straight to work (if you apply during business hours) to deliver an outcome as quickly as possible. So, you can sit back and relax, whilst we do all the legwork! If we need any extra info, we’ll contact you via SMS or email.
Step 3: We deliver an outcome
Once we’ve assessed your application, we’ll let you know the outcome. If you’re approved (congrats!), we’ll send over a contract for you to review and send back. Then, we’ll transfer your weekend funds on the same day (if signed within business hours)! Delivery times may vary depending on the speed of your bank. When you apply with Nifty Loans, we deliver the cash straight to your pocket.
That’s it! To apply just follow these 3 simple steps to apply and receive an outcome for your application. With Nifty Loans, you can apply on the go or from the comfort of your living room. And of course, we all know any task is easier with a cozy cuppa in hand.
What are the possible costs?
Before you apply we think it’s best if you know a little bit about the costs. So, before deciding on your loan amount, check out the costs below at the bottom of the page, or on our “costs” page.
Do we conduct credit checks?
The short answer is yes, we do perform credit checks on all our applications, however, don’t let that deter you from applying with Nifty Loans. At Nifty Loans, we adhere to responsible lending practices. Therefore, we conduct credit checks, but we also look at more than just your credit score. We only approve applicants that can afford their repayments, so we look at the big picture, your income, expenses and other relevant habits. So, on that note, let’s talk personal loans for bad credit.
Can we provide weekend loans bad credit?
Yes! At Nifty Loans, we welcome every Aussie who’s looking for quick cash to apply, bad credit and all. When we assess your application, we look at more than just your credit score. We also look at your current relationship with money. That’s why we ask for your internet banking details. Don’t worry, there are no long lost relatives from Nigeria in sight, we simply use your details to access a read-only copy of your bank statements. So, if you have bad credit and looking for quick weekend loans, apply with Nifty Loans today and get ready for a fresh take on less-than-perfect credit.
Can we help customers on Centrelink?
Yes, we can! At Nifty Loans, we can offer loans for people on Centrelink. If you receive Centrelink benefits and you’re looking for some extra cash, you may have been knocked back by traditional lenders. Well, we’re glad you found us! When we look at customers on Centrelink, we can classify Centrelink payments as regular income if you’ve been receiving them for at least 3 months. So, if you receive Centrelink and looking for some extra funds for a special event, just scroll up and apply with Nifty Loans.
We’re 100% Online
Nifty Loans is an online lender with a twist. We’re modern, quick and here for the customer. We’re 100% online for your convenience. You can apply with Nifty whether you’re on your lunch break, or binging your new favourite TV addition. Nifty Loans is always in your pocket and ready to help! You can complete our online application in minutes, without the hassle of submitting tiresome paperwork. We simply pull all the info we need electronically, just to make your life that bit easier.
We don’t like fuss
We’re committed to no fuss lending. There’s no need to rush down to your local branch, only to wait in a never-ending line and realise that you’ll never get the cash you need for the big family weekend reunion. Don’t sweat it, just apply with Nifty for no-fuss lending and a team behind the screen you can trust.
Trusted by 1000s of Aussies
Every month, thousands of Aussies trust us to take care of the cash they need quickly. Behind the screen, we have a small team of efficient loan wizards that are ready to help with any enquiry. If you have a question about your application, just contact our team on 1300 471 328 or email them at email@example.com.
You can apply on the weekend!
At Nifty Loans, you can apply 24/7, so when you know you need cash quick smart, you can apply straight away, without any delays. Of course, our loan team need their beauty sleep, so if you do apply outside of normal business hours, they’ll get to your application by the next business day. Take care of your weekend needs today with Nifty Loans.
Let’s be friends
So, if you have a weekend packed with tons of fun, don’t let that pile of bills on the bench stop you. Apply with Nifty Loans for unexpected bill loans.
If you’re experiencing information overload, head over to our FAQs if you have any questions or contact our team here.