We're Nifty Loans, your friendly neighbourhood neo-lenders
We believe in a no-nonsense approach to lending. If you apply with Nifty, you'll enjoy quick outcomes, high customer service standards and a smart application form that gives you no paperwork loans.
We may be a money lender, but we take a slightly different approach to getting our customers the money they need. We’re here to make sure small, quick, affordable, short-term, bad credit, unsecured personal cash loans are available to everyday Australians without the run-around you’d experience with a traditional lender.
Our systems are smart enough to know that your credit history is in the past.
Rather looking at how you currently manage your money and what you can reasonably afford.
The Nifty Mission
To empower every Aussie in need of a quick cash loan with the ability to apply whenever, wherever.
We process applications quickly, with each unique situation in mind
We’re open and frank about our fees and charges.
We provide second-to-none service.
How customers rate Nifty's personal loans
"Quick, easy and fast service!"
Saved my Christmas!!
"Found nifty to be very easy and straight forward to apply, even when a bit more information was required they were clear and quick to respond and explain things properly!"
"Helpful easy recommend to all 100% grateful."
"Great service, would recommend"
Good customer service
"I would recommend nifty to all my friends and family good customer service I would get another loan in the future thanks nifty."
Review your Nifty experience
Results speak for themselves
Less than 5% of all business listed on Word of Mouth qualify for the award.