We're Nifty Loans, your friendly neighbourhood neo-lenders

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We may be a money lender, but we take a slightly different approach to getting our customers the money they need. We’re here to make sure small, quick, affordable, short-term, bad credit, unsecured personal cash loans are available to everyday Australians without the run-around you’d experience with a traditional lender.

Our systems are smart enough to know that your credit history is in the past.

Rather looking at how you currently manage your money and what you can reasonably afford.

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Need Cash Fast? Easy & Quick Loans at Nifty

Want to know something Nifty?

See how it works!


The Nifty Mission

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We process applications quickly, with each unique situation in mind

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We’re open and frank about our fees and charges.

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We provide second-to-none service.

How customers rate Nifty's personal loans

Excellent Service

"Great and efficient car repair loan service! Highly recommended if you're in a bind. Repayments very reasonable and affordable! Based my application on current merits and circumstances! Can't find any fault in the service provided!"

- Leanne B

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Results speak for themselves

Less than 5% of all business listed on Word of Mouth qualify for the award.

2016 Word of Mouth Service Award - Nifty Personal Loans 2017 Word of Mouth Service Award - Nifty Personal Loans

All it takes is a touch of a button to get your quick cash loan today!

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