We're Nifty Loans, your friendly neighbourhood neo-lenders

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We may be a money lender, but we take a slightly different approach to getting our customers the money they need. We’re here to make sure small, quick, affordable, short-term, bad credit, unsecured personal cash loans are available to everyday Australians without the run-around you’d experience with a traditional lender.

Our systems are smart enough to know that your credit history is in the past.

Rather looking at how you currently manage your money and what you can reasonably afford.

Want to know something Nifty?

See how it works!

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Want to know something Nifty?

See how it works!


The Nifty Mission

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We process applications quickly, with each unique situation in mind

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We’re open and frank about our fees and charges.

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We provide second-to-none service.

How customers rate Nifty's personal loans

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Results speak for themselves

Less than 5% of all business listed on Word of Mouth qualify for the award.

2016 Word of Mouth Service award 2017 Word of Mouth Service award

All it takes is a touch of a button to get your quick cash loan today!

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