We're Nifty Loans, your friendly neighbourhood neo-lenders
We believe in a no-nonsense approach to lending. If you apply with Nifty, you'll enjoy quick outcomes, high customer service standards and a smart application form that gives you no paperwork loans.
We may be a money lender, but we take a slightly different approach to getting our customers the money they need. We’re here to make sure small, quick, affordable, short-term, bad credit, unsecured personal cash loans are available to everyday Australians without the run-around you’d experience with a traditional lender.
Our systems are smart enough to know that your credit history is in the past.
Rather looking at how you currently manage your money and what you can reasonably afford.
The Nifty Mission
To empower every Aussie in need of a quick cash loan with the ability to apply whenever, wherever.
We process applications quickly, with each unique situation in mind
We’re open and frank about our fees and charges.
We provide second-to-none service.
How customers rate Nifty's personal loans
Amazing service helped me so much
"I can't believe how much you guys have helped me with my finances as I was short of funds. I can't say enough about the service you guys go out of your way to help people and I am so grateful I found you website will be recommending your service to everyone. Keep up the great service."
"Fast, easy with 5 star service!! Especially applying at 4pm i received same day approval"
easy to use
"Great service easy to use easy repayments"
The best bad credit personal loan lender
"So far so good would recommend nifty to family and friends have no problems so far."
5 Star Customer Service
"I have used a few companys now, but have never had such good service, when i put my first application through they called me and explained why I was knocked back, it was because I was over comitted, when the loan finished I applied with Nifty, I was approved very quickly and for the same loan over the same amount of time the repayments were cheaper. It made my day"
Review your Nifty experience
Results speak for themselves
Less than 5% of all business listed on Word of Mouth qualify for the award.