1300 471 328 Apply

s WARNING: Do you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.


Check your options before you borrow:

  • For information about other options for managing bills and debts, call 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
  • If you are on government benefits, ask if you can receive an advance from Centrelink: www.humanservices.gov.au/advancepayments

The Australian Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.

*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009

About Us

Nifty Finance Pty Ltd, trading as Nifty Personal Loans, is a highly regarded finance company specialising in short term lending solutions for almost any purpose. With a highly experienced team and state of the art technology, we have the ability to get you your money in a fraction of the time of traditional lenders. Know that when it comes to combating life’s unexpected surprises, you can trust Nifty.

Online Company

We are a 100% online company. We don’t have shopfronts, so we can put more time and  money into offering a fast and efficient online service.

Customer Focused

You are our biggest asset; we will go the extra mile to make sure you are completely satisfied with our service.

Technology Innovator

Our technology is at the heart of our business and we will continue to develop this so we can offer you the best possible experience.

Responsible Lender

We take our responsible lending obligations very seriously; Nifty Finance will never lend you more than you can afford to pay back.