We're Nifty Loans, your friendly neighbourhood neo-lenders
We believe in a no-nonsense approach to lending. If you apply with Nifty, you'll enjoy quick outcomes, high customer service standards and a smart application form that gives you no paperwork loans.
We may be a money lender, but we take a slightly different approach to getting our customers the money they need. We’re here to make sure small, quick, affordable, short-term, bad credit, unsecured personal cash loans are available to everyday Australians without the run-around you’d experience with a traditional lender.
Our systems are smart enough to know that your credit history is in the past.
Rather looking at how you currently manage your money and what you can reasonably afford.
The Nifty Mission
To empower every Aussie in need of a quick cash loan with the ability to apply whenever, wherever.
We process applications quickly, with each unique situation in mind
We’re open and frank about our fees and charges.
We provide second-to-none service.
How customers rate Nifty's personal loans
Best loan company to go through
"I have not had much luck with any other loan company but NIFTY gave me a go and I would advise others to go through NIFTY as well."
"I read everything & it was very helpful to those people in need, Even people on benefits have an opportunity to get a loan,Bad Credit people have a chance to back in life...More power to all of You..."
I would definitely borrow money again!
"Very easy to apply, very fast service and friendly staff! Will recommend to other people the repayments are affordable i found the online application was basic not too much information needed."
Great when in need very helpful
"Thank you for giving me a chance nifty helped me out when in desperate need to repair my car, I'm very grateful. I highly recommend these guys I am a very happy customer thanks again."
Review your Nifty experience
Results speak for themselves
Less than 5% of all business listed on Word of Mouth qualify for the award.