We're Nifty Loans, your friendly neighbourhood neo-lenders
We believe in a no-nonsense approach to lending. If you apply with Nifty, you'll enjoy quick outcomes, high customer service standards and a smart application form that gives you no paperwork loans.
We may be a money lender, but we take a slightly different approach to getting our customers the money they need. We’re here to make sure small, quick, affordable, short-term, bad credit, unsecured personal cash loans are available to everyday Australians without the run-around you’d experience with a traditional lender.
Our systems are smart enough to know that your credit history is in the past.
Rather looking at how you currently manage your money and what you can reasonably afford.
The Nifty Mission
To empower every Aussie in need of a quick cash loan with the ability to apply whenever, wherever.
We process applications quickly, with each unique situation in mind
We’re open and frank about our fees and charges.
We provide second-to-none service.
How customers rate Nifty's personal loans
"Great and efficient car repair loan service! Highly recommended if you're in a bind. Repayments very reasonable and affordable! Based my application on current merits and circumstances! Can't find any fault in the service provided!"
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Results speak for themselves
Less than 5% of all business listed on Word of Mouth qualify for the award.