What do I need to get started?
Having your mobile, email and banking details is always handy when starting a new application. We’ll let you know if we need any extra info via text and email. So, after you apply keep an eye on your notifications.
How quickly do I get my money?
Once we receive a signed copy of an electronic contract, most customers have the funds in their account in 60 seconds, if their bank account is NPP enabled. This includes contracts that are signed after business hours and on weekends!
If your bank does not support instant payments, the latest you will receive the funds will be overnight if you have signed your contract by 5:00pm AEST (during banking days). If signed on the weekend or public holidays, these will be paid on the next business day.
Not sure if your bank supports instant payments? You can find out more here.
Do you conduct credit history checks?
We do perform a credit check or a formal credit enquiry. We consider credit checks an important aspect of our responsible lending policy. However, we do look at more than just your credit score. We also look at your current relationship with money, and that includes income and expenses. For all loans, we ensure that we only lend to customers when we know they can afford one of our loans.