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To get started, all you need is an phone or laptop and a few minutes of your time. Simply apply online by filling out a quick application, and we’ll get to work assessing your application. We’ll then let you know via email or text, whether your application is approved.

If you’re approved, we’ll transfer your funds as soon as you return your signed contract. However, the time it takes for your funds to arrive in your account will depend on the speed of your bank.

The short answer is yes, we do conduct credit checks. Don’t let that deter from you applying with Nifty Loans. Our team looks at more than just your credit score. They also look at your current relationship with money. So, if you have less-than-perfect credit, don’t let credit checks get you down, apply with Nifty Loans and we’ll do our best to help, bad credit and all.

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Monday - Thursday8:00 am - 5:00 pm
Friday8:00 am - 4:00 pm
Saturday - SundayClosed

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