Nifty Loans - Fast Cash Loans From $2,100 to $15,000
Nifty Logo Jacaranda Finance Logo

We're a part of the award winning Jacaranda Finance group.

Here's what you can expect:

  • Outstanding customer service
  • 60-second transfers once approved3
  • Fast applications1 and same-day loan outcomes2
  • Check if you qualify - no impact on your credit score
* All personal loan rates, fees and charges, product claims, and credit application links represented on this website are now for products and services offered by Jacaranda Finance, who you will be referred to to apply.

How Does It Work?

Our Happy Customers

Why choose
Nifty Personal Loans?

We help to find you a lender

We work with other lenders, namely Jacaranda Finance, who we may refer you to apply. You are always welcome to apply for their fast loans and they’ll give every Aussie a fair go – they could even offer you bad credit loans!

Loans up to $15,000

Nifty Loans can help you apply for quick personal loans with Jacaranda Finance starting at $2,100 and going up to $15,000. The repayment period depends on the amount you decide to borrow. If you apply for fast loans between $2,100 and $4,600, you can repay it over 9 to 18 months.

Trusted by thousands of Aussies

When through apply with Nifty Loans, you’ll see why thousands of Australians trust us to people access a simple and easy borrowing process. You can access cash loans and bad credit loans 100% online. With no clumsy physical paperwork and quick results – there’s not much to dislike! Don’t believe us? Then, hear just how fast the fast loans are straight from the horse’s mouth on Product Review, Trust Pilot, Word of Mouth, and Google.

Bad credit? No worries

Looking for bad credit loans? Well, you can apply through Nifty with Jacaranda! Traditional lenders, like banks or credit unions, will typically see bad credit as a huge red flag. Jacaranda, however, works a little differently. They approve loans for people with bad credit every single day!

Convenience at its best

Nifty Loans is 100% online. No need to run down to your local branch, wait in never-ending lines, or sit in tiresome meetings. Just apply for a fast loan online (it only takes a few minutes), and you’ll get quick online results! So, if you’re after an application for quick cash loans, Nifty is ready to help. Apply for a small loan and see for yourself!

Answers in a jiff

After you submit your application for fast loans, the team will get to work assessing your application and deliver results as quickly as possible. We want to help you access fast assessing and quick cash loans. We know that when you need cash, it’s quick! So, apply today for a fast personal loans today.

Cash transfers in 60 seconds!3

Our team works fast to deliver quick cash loans. If we approve your application, we automatically attempt to release the money to your bank account in 60-seconds3. Most customers have a New Payments Platform (NPP) bank account and receive the money in their bank account within 60 seconds. For other customers, the money will be available overnight on weekdays and overnight the following business day if approved on a weekend or public holiday.

Committed to customer service

Our Nifty team is always behind your screen, ready to help where they can (during regular business hours, of course). They’re committed to providing valuable online customer service for fast small loans and even bad credit loans. So, if you have any questions about our fast loans service, don’t hesitate to contact our team at or give them a call on 1300 471 328.

No fuss, no paperwork. Nifty loans.