Getting a loan with bad credit history can be difficult. Thankfully, Nifty Loans looks past a bad credit rating when assessing personal loan applications. We look at other factors to determine whether one of our personal loans for bad credit is suitable for you.
We endeavour to deliver our outcomes within 60-minutes*, making us one of the fastest lenders in Australia! Once approved, you could have your cash ready to use in 60-seconds**.
Here at Nifty Loans, we operate 100% online across Australia. This means you can apply for $500 to $2,000 anywhere, any time. We are proudly Australian owned and operated. We exist for one simple purpose: to make accessing short term loans quick and easy for everyone! Whether you have good credit or poor credit, apply for a loan with Nifty Loans for a fair go.
Wonderful, simple easy, filled it out at lunch time and had the money by 5pm. No unexpected costs or issues. Extremely satisfied, thank you for getting me out of a Jam! Quick and easy and easy to repay!
Nifty are always prompt and easy to deal with.The process of applying and repaying is simple and I have utilised niftys service multiple times because of this.
They were so easy to deal with and super fast! From the application to approval & getting the funds in 24 hours. I also had to call to change some details and they were super friendly & accommodating. Highly recommended!
The process with Nifty is very easy. If you’re in need of a small loan, I’d recommend this company. I was approved within an hour and had my money by 7pm that night. Very happy with the service! Thanks Nifty!
Apply for a Nifty loan in three simple steps:
Nifty Loans believes that a credit score doesn’t always tell us everything we need to know. We offer cash loans bad credit up to $2,000 for when you need cash and don’t have time to wait. We’re fast, we’re fair, and we’re ready to help you.
We developed our own advanced loan processing engine, with our customers' needs first in mind, so that we could provide fair loans to everyone, no matter their credit score.
Not only do we process loans quickly, but we deliver them quickly too. Our team aims to process all loan applications within 60-minutes* and if you have an NPP-enabled bank account, which is 90% of bank accounts, you will have your cash in your bank account in 60-seconds**.
We are completely Australian owned and operated. Our team is based in Brisbane, Australia, so we understand your needs. If you need a hand with anything, our customer service team is ready to speak with you on the phone.
We operate 100% online, which means there’s no need for paperwork or long waiting times. You can apply whenever you need cash fast without the hassle of old-fashioned application forms. We developed our application to be as simple and easy as possible.
To be eligible for one of our same day loans bad credit, you need to:
Before we can approve your loan, we will need the following supporting information:
*If you apply within our standard business hours. Subject to individual assessment. 60-minute outcomes are not guaranteed.
**If you have an NPP-enabled bank account.