Website Terms of Use - Nifty Personal Loans

Fast Personal Loans

  • Smart and quick application form, which can be completed in minutes
  • 70% of applicants receive an outcome instantly
  • For applications that do not receive instant outcome, most receive a final outcome within 60 minutes!*
*During normal business hours.

Cash in your bank within 60 seconds

88% of our customers have their funds within 60 seconds of signing their contract.*

Tell me more!

*Only available for NPP enabled bank accounts

Cash in your bank within 60 seconds

88% of our customers have their funds within 60 seconds of signing their contract.*

Tell me more!

*Only available for NPP enabled bank accounts

Fast Personal Loans

  • Smart and quick application form, which can be completed in minutes
  • 70% of applicants receive an outcome instantly
  • For applications that do not receive instant outcome, most receive a final outcome within 60 minutes!*
*During normal business hours.

Website Terms of Use

This website, www.niftypersonalloans.com.au, is owned by Nifty Loans PTY LTD, t/a Nifty Personal Loans, ABN 66 630 101 843, Australian Credit Licence 514 260. By accessing this website, you are agreeing to abide by terms and conditions set in place and governed by Nifty Finance Pty Ltd. By entering and utilising this website you have taken on a responsibility to be compliant with any local applicable laws.

Liability

Nifty Loans PTY LTD (and its employees and associates), is not liable to any party/parties in relation to the use of this website that results in any loss or damages. We do not assure the security of information electronically transmitted and your communication with us through such means signifies your acceptance of any risk attaching thereto.

Copyright

The copyright of everything you see on this website is proprietary information belonging solely to Nifty Loans PTY LTD. We encourage you to use the site but in doing so, to acknowledge that you may not reproduce or transmit anything from it without first obtaining our permission.

Security

Our website is secured by the GeoTrust SSL Certificate, along with our state of the art system and strategic processes you can be assured your personal information in extremely secure.

Privacy Statement

While using this website, information may be collected from you. We understand the importance of handling your information in a responsible manner and we are dedicated to conduct business in an open and transparent way to reflect this. For further information on how we collect, use, hold and disclose information, please refer to our Privacy Policy.

Cookies

This website may send you “cookies” to help identify you when dealing with us online. If you have visited our website from a paid advertising source, anonymous information such as previous pages visited may also be collected to improve advertising effectiveness.

Third Party Websites

There are links on this website to the websites of other service providers whose presence is purely to make your interaction with us more pleasurable and purposeful. When following such open links, you will be leaving our website and in so doing, you will lose our indemnification. We accept no liability for any loss or damages resulting from the use of a link on this website.

Contact Us

If you have any questions in regards to this privacy policy, or would like to know more about our management and use of information, you can contact us at:

Phone: 1300 471 328
Fax: (07) 3041-5027
Post: P O Box 1833, Milton, Qld 4064
Email: info@niftypersonalloans.com.au
Website: www.niftypersonalloans.com.au

We will endeavour to respond to any queries or requests as soon as practically possible.

We don’t stop there

No matter what the occasion is, Nifty has your back.

Our Happy Customers

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Loan Costs

Small Loans

Small Loans

$300 - $2,000

Loan amounts: $300 - $2,000
Terms: 6 - 9 months
Establishment fee: 20%
Monthly Fee: 4%
APR: N / A *
Comparison Rate: 138.37%**
View Example

Small Loan Example

Loan amount: $1,000
Terms: 6 Months,
(24 weekly repayments)
Establishment fee: $200
Total other fees: $240
Total payable: $1,440
Weekly installments: $60.00
View Loan Details
Medium Loans

Medium Loans

$2,001 - $4,600

Loan amounts: $2,001 - $4,600
Terms: 9 - 24 months
Establishment fee: $400
Monthly Fee: $0
APR: 47.8%
Comparison Rate: 65.86%**
View Example

Medium Loan Example

Loan amount: $2,500
Terms: 24 Months,
(104 weekly repayments)
Establishment fee: $400
Total other fees: $1,609.44 (reducing interest)
Total payable: $4,509.44
Weekly installments: $43.36
View Loan Details
Large Loans

Large Loans

$5,000

Loan amount: $5,000
Terms: 9 - 24 months
Establishment fee: Variable
Monthly Fee: $0
APR: 21.24%
Comparison Rate: 48%**
View Example

Large Loan Example

Loan amounts: $5,000
Terms: 18 months,
(78 weekly repayments)
Establishment fee and Total Interest: $1,897.54
Total payable: $6,897.54
Weekly installments: $88.43
View Loan Details
* Not applicable. Small loans do not charge an annual interest rate.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.

Loan Costs

Small Loans

Small Loans

$300 - $2,000

Loan amounts: $300 - $2,000
Terms: 6 - 9 months
Establishment fee: 20%
Monthly Fee: 4%
APR: N / A *
Comparison Rate: 138.37%**
View Example

Small Loan Example

Loan amount: $1,000
Terms: 6 Months,
(24 weekly repayments)
Establishment fee: $200
Total other fees: $240
Total payable: $1,440
Weekly installments: $60.00
View Loan Details
Medium Loans

Medium Loans

$2,001 - $4,600

Loan amounts: $2,001 - $4,600
Terms: 9 - 24 months
Establishment fee: $400
Monthly Fee: $0
APR: 47.8%
Comparison Rate: 65.86%**
View Example

Medium Loan Example

Loan amount: $2,500
Terms: 24 Months,
(104 weekly repayments)
Establishment fee: $400
Total other fees: $1,609.44 (reducing interest)
Total payable: $4,509.44
Weekly installments: $43.36
View Loan Details
Large Loans

Large Loans

$5,000

Loan amount: $5,000
Terms: 9 - 24 months
Establishment fee: Variable
Monthly Fee: $0
APR: 21.24%
Comparison Rate: 48%**
View Example

Large Loan Example

Loan amounts: $5,000
Terms: 18 months,
(78 weekly repayments)
Establishment fee and Total Interest: $1,897.54
Total payable: $6,897.54
Weekly installments: $88.43

* Not applicable. Small loans do not charge an annual interest rate.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.