s WARNING: Do you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, call 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
  • If you are on government benefits, ask if you can receive an advance from Centrelink:

The Australian Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.

*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009

Website Terms of Use

This website,, is owned by Nifty Finance Pty Ltd, t/a Nifty Personal Loans, ABN 29611111605, Australian Credit Licence 485862. By accessing this website, you are agreeing to abide by terms and conditions set in place and governed by Nifty Finance Pty Ltd. By entering and utilising this website you have taken on a responsibility to be compliant with any local applicable laws.


Nifty Finance Pty Ltd (and its employees and associates), is not liable to any party/parties in relation to the use of this website that results in any loss or damages. We do not assure the security of information electronically transmitted and your communication with us through such means signifies your acceptance of any risk attaching thereto.


The copyright of everything you see on this website is proprietary information belonging solely to Nifty Finance Pty Ltd. We encourage you to use the site but in doing so, to acknowledge that you may not reproduce or transmit anything from it without first obtaining our permission.


Our website is secured by the GeoTrust SSL Certificate, along with our state of the art system and strategic processes you can be assured your personal information in extremely secure.

Privacy Statement

While using this website, information may be collected from you. We understand the importance of handling your information in a responsible manner and we are dedicated to conduct business in an open and transparent way to reflect this. For further information on how we collect, use, hold and disclose information, please refer to our Privacy Policy.


This website may send you “cookies” to help identify you when dealing with us online. If you have visited our website from a paid advertising source, anonymous information such as previous pages visited may also be collected to improve advertising effectiveness.

Third Party Websites

There are links on this website to the websites of other service providers whose presence is purely to make your interaction with us more pleasurable and purposeful. When following such open links, you will be leaving our website and in so doing, you will lose our indemnification. We accept no liability for any loss or damages resulting from the use of a link on this website.

Contact Us

If you have any questions in regards to this privacy policy, or would like to know more about our management and use of information, you can contact us at:

Phone: 1300 471 328
Fax: (07) 3041-5027
Post: P O Box 1833, Milton, Qld 4064

We will endeavour to respond to any queries or requests as soon as practically possible.