Boat Loans | Up To $50,000 | Fast Outcomes | Apply Online Today!

Set sail with boat loans from Nifty

Yearning for the open sea? Have a hankering for some fresh fish? Just want to get away from things? Well, channel your inner Jack Sparrow and get a boat! Depending on the variety, boats enable you to explore a whole host of new activities. Think deep-sea fishing to open-water kayaking or water skiing to wakeboarding; whatever you want, you can do it with a boat! Don’t have enough funds? Don’t sweat! With boat loans through Nifty, you could be gliding across those waves in no time.

“Who’s Nifty?” You may ask yourself. Well, we’re an Australian-based lender looking to shake up the game. We offer online personal loans from $2,500 to $10,000 aimed to suit your small to medium financial needs. Need something a little larger? We’ve got just the thing! Nifty also offers a unique broker-finding service that allows our clients to go further and apply for loans from $10,000+, though we’ll get into this later. In the meantime, let’s get into some boats!

A yacht on calm water with an old-fashioned village on a hill in the background.

More On Nifty’s Fast Personal Loans

The beauty of these loans is that they can be used for almost anything! Think boat loans to medical loans; dental loans to car repair loans; Nifty has it all! For greater reference, shown below is a break-down of the offered loan types and their respective loan amounts:

Medium Personal Loans Unsecured or Secured $2,500 – $4,600
Large Personal Loans Secured $5,000 – $10,000
Fast Personal Loans Criteria

Interested in applying for one of our fast personal loans for your boat? Fantastic! Before you apply, it is worth checking that you meet our base criteria. To be eligible to apply, you must:

  1. Must 18 years or older;
  2. Have Australian citizenship or permanent residency;
  3. Be receiving a regular income into a personal bank account for the last 3-months;
  4. Have an active mobile and email address.

About our broker service

Why did we choose them?

Using state-of-the-art software, the Diversifi broker team is able to find finance solutions efficiently, matching your unique financial needs. All brokers have extensive experience in the finance sector and commit to ongoing training, as well as holding Australian Credit Licenses.

With the help of Diversifi, our clients are able to apply for loans of $10,000+. Have your eye on a new boat? Enquire through Nifty and Diversifi will be able to assist you in applying for boat loans online.

Broker Service Criteria

Of course, we’d like to help everyone, though, our broker-finding service works a little differently than our personal loans. Our brokers require that you meet the following requirements before applying:

  • Must be over 18 years old;
  • Be an Australian citizen or permanent resident;
  • Have a drivers licence;
  • Be receiving a regular work income into a personal bank account for the last 3-months;

And that’s it! If you’re interested in this service, scroll the top of the page and select the ‘over $10,000’ option. In a few short steps, you could be on your way to sourcing a new boat loan!

Want to know more?

If there is anything else you want to know, don’t be a stranger, give us a call on 1800 471 328 or send us a message from our contact us page, and one of our friendly customer service staff will be able to assist you.

Want more of Nifty? You can also follow us on PinterestInstagramTwitter and also keep up to date with the latest personal finance and lifestyle trends via our blog.

Personal Loan Details

Loan Amounts $5,000 – $15,000
Loan Terms 9 – 24 months
Starting Interest Rate (APR) 11.42% (Excellent Credit)
Starting Comparison Rate 14.49% (Excellent Credit)
Ceiling Interest Rate (APR) 21.24% (Average Credit)
Ceiling Comparison Rate 45.56% (Average Credit)
Type of rate Fixed Rate
Repayment options Weekly, Fortnightly, Monthly
Monthly Fee $0
Early repayment fee $0
Average turnaround 60 minutes*
Loan Options Unsecured & secured options

Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.