- Outstanding customer service
- 60-second transfers once approved3
- Fast applications1 and same-day loan outcomes2
- Check if you qualify - no impact on your credit score
Christmas Loans With Nifty
- Smart and quick application form, which can be completed in minutes
- 50% of applicants receive an outcome instantly
- For applications that do not receive instant outcome, most receive a final outcome on the same day!*
- Smart and quick application form, which can be completed in minutes
- 50% of applicants receive an outcome instantly
- For applications that do not receive instant outcome, most receive a final outcome on the same day!*
We're a part of the award winning Jacaranda Finance group.
Here's what you can expect:
* All personal loan rates, fees and charges, product claims, and credit application links represented on this website are now for products and services offered by Jacaranda Finance, who you will be referred to to apply.
Longer days, balmy nights, mince pies officially hitting the supermarket aisles, that’s right – the festive season is officially upon us. In the scramble to prepare for Christmas, shopping for presents, food and decorations can add up extremely fast, causing a strain on many people’s budgets.
Fortunately, Nifty is your one-stop-shop this jolly season! Along with tips on how to cut back on hefty Christmas costs, we might be able to help ease the burden with our Christmas loans. Find out what these loans are and how they can help you get the most out of the holiday season.
What are Christmas loans?
In a nutshell – or, in a stocking? Nifty’s Christmas loans are personal loans that range from $2,100 to $15,000. This means they can be used for a range of expenses, including travel costs. The repayment period on our Christmas loans will depend on the amount you choose to borrow.
How do I apply for Christmas loans?
To get started, use our handy loan calculator to enter your desired loan amount and the repayment period. Hit ‘Apply now’, and you’ll be directed straight to Nifty’s 100% online application.
If you apply during our regular business hours, then you could receive an outcome on the same day*! Once the Nifty team has received your application, will assess your financial situation to see whether you’re suitable for a loan. If approved, we’ll send you through a loan contract.
As soon as our team receives your signed contract, we’ll transfer the cash straight to your account. Thanks to instant banking, you could receive your money straight to your account and ready to use in 60 seconds**.
What types of loans does Nifty offer?
Check out the types of loans that Nifty provides:
Unsecured
The loan amount: $2,100 to $4,600
The loan term: 9 to 18 months
Secured
The loan amount: $5,000 – 15,000
The loan term: 12 to 24 months
Am I eligible for Christmas loans?
Before you apply for our Christmas loans, we have a list of eligibility criteria that you’ll need to meet first:
- Be 18 years or older;
- Be an Australian Citizen or Permanent Resident;
- Receive a regular income (at least 3 months);
- Have an active Australian mobile number and email address;
- Have internet banking set up.
What documents do I need to provide?
With Nifty, you just need to fill out a few important personal and financial details, such as:
- 100 points of ID (name, D.O.B, etc.)
- Contact information
- The reason for your loan
- Internet banking and employment details
What can I use a Christmas loan for?
Gifts
You’re at the shopping centre, scaling each store of each level and crossing people’s presents off your list. Then you realise, you’ve missed someone… and another someone. The list gets longer by the second, it’s happened to the best of us.
Whether you’ve got kids who have their eyes on the latest tech and gadgets, parents you want to spoil, or a partner you want to plan a surprise trip for – a Christmas loan could help cover the costs of any of these gifts and more.
Food and decorations
We all know presents are the crown of jewel of the Christmas season. But don’t forget the food and decorations! A kitchen filled with the aromas of roast ham, seafood, salads and gingerbread, boxes filled to the brim with multi colored tinsel and glittery baubles – these are the things that everyone loves to see during Christmas.
Yet, when the cost of all of these items begin to grow faster than the money in your bank account, Nifty’s Christmas loans can help ensure you won’t have to leave anything (or anyone) out.
Holiday
Christmas is a time to reunite and spend time with family and friends. If you’re someone who has people close to you living in another state or country, a Christmas loan could help you cover the cost of flights and travel to visit them. Or, if you’re planning on taking a little getaway with some friends or the kids over the holiday period, Nifty’s Christmas loans could cover this too.
Why choose Nifty?
Here at Nifty, we like to do things differently. As a 100% online Australian money lender, we pride ourselves on delivering fast loans and excellent customer service. Here are just a few reasons why you’re better off turning to Nifty for Christmas loans:
- Fast application
- Quick approvals
- Same day loans
- Instant fund transfer**
- No hidden costs
- No early exit fee
- Helpful and friendly customer service.
Most importantly, Nifty understands that life doesn’t always go to plan, even during the festive season. This is why we put ourselves in every one of our applicant’s shoes to get a better understanding of their unique situation.
Think we could be the lender for you? Scroll up now to apply today!
