Need Cash Now? | Nifty Offers Fast Personal Loans | Apply Now!

If you need cash now, you can apply with a short-term lender like Nifty Loans. But Nifty isn’t like any other short-term lender. We’re able to get you a small loan – super fast! Even if you have bad credit, Nifty still may be able to help you out with a loan.

Need Cash Now?

Realizing that you need money urgently can be a stressful thought, especially when you don’t know who to turn to. When a financial emergency or a surprise bill strikes and you need money now, Nifty can lend a hand. We’re here for those rough times. We understand that most of the time when you need cash, you need it quickly. That’s why Nifty has created a seamless 100% online application process so that everyday Aussies can get the cash they need when they need it.

Borrowing from a bank or traditional lender can mean standing in long queues and printing out mountains of paperwork. The whole process can take days but if you’re like most people, you don’t have days to wait. Therefore, if you need cash now, you could consider a neo-lender, such as Nifty.

Why Nifty Loans?

You might be wondering, ‘who is Nifty loans and what do they do’? We’re glad you asked. Nifty is a trusted and reputable name in the world of online lending. We’ve revolutionised the way people view lending. Our process is 100% online meaning you can apply from the comfort of your own living room, you won’t have to take one step inside a branch or line up in lengthy queues. The best part? You could get an outcome in as little as 60 minutes (if you apply during business hours). If you’re approved, we may transfer the funds to your account the same business day (access to funds is subject to inter-bank transfer times. You could receive the funds in as little as 60 seconds, providing your bank account is NPP enabled however, the latest you will receive the funds will be overnight).

Are we trustworthy? At Nifty, we are proud to be a responsible lender. What’s a responsible lender? It means we won’t give out a loan to anyone who can’t comfortably afford the repayments.

What Can I Use As Security?

Nifty can accept your car, motorbike, boat or caravan as security. Keep in mind, that applicants must be the registered owner of the vehicle they wish to use as security.

Nifty also offers car registration loans. Learn more here!

Adding security against the loan greatly reduces the risk for the lender. Therefore, this allows the lender to be more lenient when assessing an application and may improve your chances of being approved.

I Need A Cash Loan Now: Can Nifty Help?

We sure can! If you are in urgent need of cash now, you’re at the right place. Our application process is 100% online, so you can apply wherever you are and whenever you like.

We know that there are many reasons why you might need cash now – from covering unexpected expenses to paying for something you really want. That’s why we offer fast cash loans. If you’re approved, you can get the funds transferred within 60-seconds**. Now, that’s Nifty! So, if you need a cash loan now, apply with us.

After Instant Cash Now?

There are so many reasons that could leave you thinking, “I need fast cash now”. At Nifty, we’ve heard them all. So, here are a few of the most common reasons for needing cash now:

Car Repairs

You may need cash fast when you’re hit with unexpected car repairs. Depending on what car you have, repairs can start getting very expensive. Especially if you rely on your car for work. If you need cash now for car repairs, Nifty can get you the cash you need fast!

Medical Emergencies

Medical emergencies are stressful enough as it is. Not only do they disrupt your life, but they can seriously derail your budget. Medical procedures can often be expensive, and it’s difficult to have enough cash on hand to pay for them. Medical emergencies require emergency money. If you don’t have enough to cover such expenses, Nifty can provide you with emergency money fast.

I Need Cash Now With Bad Credit: Can Nifty Help?

At Nifty, we treat all borrowers fairly. So, if you’re worried about your credit score, don’t be. We’re here to help you and won’t judge you based on your credit score. A credit score doesn’t have to be the end of your story. We don’t believe that a mistake from the past should haunt you in the future. Anyone can have less than stellar credit or bad credit. That doesn’t mean that you shouldn’t be allowed to borrow money when you need cash fast.

How do we do this? Well, we use the latest in safe banking technology to access a read-only copy of your bank statements. From here, we are able to get a better understanding of you and your relationship with money. If we can see that you’ve been making an effort with your other repayments, and have been receiving a regular income for the last 90-days, you stand every chance of being considered for approval.

You can trust Nifty

Nifty is all about responsible lending. That means we will never give you a loan we do not believe you are capable of repaying. As we have mentioned, what you see is what you get. Nifty is a lender with a difference. Unlike traditional lending avenues – such as the big banks – you can trust us to give you the consideration you deserve.

I Need Quick Cash Now: Am I Eligible?

At Nifty, we give everyone a fair go. However, there are few requirements you must meet before you can apply for a fast cash loan with Nifty. So, before you start applying, just make sure you:

  • Are at least 18-years old;
  • Are an Australian citizen or permanent resident;
  • Have been receiving a regular income for at least the last 90-days,
  • Have a valid mobile number and email address;
  • Possess a personal bank account with internet banking set up.

Are you concerned about bad credit or are you receiving Centrelink? Don’t worry! If you are looking for a financial pick-me-up to help you get through a rough patch, then you can look to Nifty Personal Loans. Read about how we can help here.

What Do I Need With Me When Applying?

We want to make it easy for people to borrow cash fast. That’s why we have a simple application and you can complete it within a few minutes. However, before you start, have these important details handy to absolutely fly through your loan application:

  • Bank account details;
  • Personal contact information (mobile number, active email address etc.);
  • Reason for applying;
  • Employment information
  • Centrelink/MyGov details (if you receive Centrelink benefits) .

If you have all this information, you should be able to complete the application form within a few minutes. You can shoot us an email at if you have any questions about the application and everything you need to complete it.

Need cash now? Apply with Nifty!

When you can’t wait and need the cash now, don’t waste your time with banks and traditional lenders. You no longer have to wait in long queues or fill mountains of paperwork to apply for a fast cash loan. Just apply with Nifty by completing our super-simple application and see how fast we give you an outcome. So, apply for a fast cash loan with Nifty today.

If you have any further questions, head on over to the contact us page.