Car Repair Loans

Emergency car repair loans with Nifty

Whether it’s your car registration, an unexpected flat tire or a major repair job, Nifty has you covered with our emergency car repair loans. As one of Australia’s fastest-growing unsecured, short-term loan lenders, we have the ability to meet all of your car repair needs. 

Nifty Loans offers fast cash loans for car repairs up to $10,000. This can be a good option for you when car repairs are going to put a strain on your budget. Why create the unneeded stress? We could have a loan option that suits your needs.

What services do car repair loans cover?

Quick personal loans for car repairs can cover the following emergency maintenance and repairs costs:

• Smashed window repairs
• Scratch or dent repairs
• Paint damage repairs
• Interior or upholstery repairs
• General auto repairs 

Who can apply for car repair loans?

If you wish to apply for a cash loan for car repairs with us, there are a few eligibility requirements that you must first meet:

• You’re at least 18 years old
• You’re an Australian citizen or Permanent Resident
• You have had a consistent income into your bank account for the last 90 days
• You have an active email address and mobile number
• You have internet banking set up

Documents required

In order to ensure your application can be processed swiftly, please ensure you have these documents available when you apply.

• 100 points of identification
• Your basic personal information (name, D.O.B, address etc.)
• Online banking login details (so we can access read-only copies of your bank statements)
• Your myGov details (if you receive Centrelink benefits)
• The reason for your loan application

Car repair loans with bad credit

Worried that your credit score will stop you from accessing a car repair loan with Nifty? We will not deny your application solely based on your credit history. We must conduct a credit check as it’s required by law but we’ll generally put more focus on other factors like your income and spending. 

We have been able to help thousands of Aussies with bad credit. If you’ve been denied by a bank or other traditional lender, Nifty is ready to give you the fair go you deserve. Apply online for one of our bad credit loans up to $10,000 today. 

How it works

Ready to apply for a short-term auto repair loan? All you need to do is use our 100% online, paperwork free application. It couldn’t be easier to follow these simple steps:

Step one: Apply online

Use our loan slider to select the amount you want to borrow. Once you’ve done this, click ‘Apply Now’ and fill out the rest of our online application.

Step two: We assess your application 

Once we have received your completed application, along with your supporting documents, we will begin processing. We will aim to get back to you within 60 minutes* (if you apply within our business hours).

Step three: Review and sign your contract

If your application is approved, we will send a copy of your contract to you electronically. We encourage you to read all the terms and conditions and make yourself familiar with any fees or charges you could incur with late fees etc. Once you’re happy, sign your contract and send it back to us.

Step four: Receive your money

Once we receive your signed contract, we will transfer your funds straight to your account. Depending on which bank you are with, you could have your money within just 60 seconds**.

FAQs

Still have questions about our auto repair loans? These are the answers to some of our most frequently asked questions.