Quick Loans up to $10,000 | Fast Outcomes & Instant Transfer

Quick Loans

Apply now for:

Fast Personal Loan

up to $5,000

or

Car Loan

for cars over $10,000

Personal Loan

Car Loan

I want to borrow $1,000

For loans over $5,000 we recommend utilising your car as security.

Paid back over 9Months

Estimated repayments:

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  • 100% Online
  • Easy Application
  • Quick Outcomes
  • Cash in 60-Seconds**

Need quick cash?

Had a health emergency? Gotten into a car accident? Have you been faced with unexpected bills? Whatever your situation may be, we can all agree financial emergencies can be expensive, and unpredictable. So, when you find yourself struggling with an emergency expense, Nifty’s quick loans could help. Our quick personal loans are 100% online, paperless, and fast — all the things you want to hear when you’re in need of cash, quick.

Get the best loan for your needs

We are one of Australia’s fastest-growing small online lenders. We service quick and easy online loans up to $3,000 for everyday Aussies with repayment periods up to 12 months. Our dedicated loan specialists work with hundreds of Aussies each and every day to identify the best loan for their needs.

ⓘ Loan Disclaimer

Need quick cash?

Had a health emergency? Gotten into a car accident? Have you been faced with unexpected bills? Whatever your situation may be, we can all agree financial emergencies can be expensive, and unpredictable. So, when you find yourself struggling with an emergency expense, Nifty’s quick loans could help. Our quick personal loans are 100% online, paperless, and fast — all the things you want to hear when you’re in need of cash, quick.

Get the best loan for your needs

We are one of Australia’s fastest-growing small online lenders. We service quick and easy online loans up to $3,000 for everyday Aussies with repayment periods up to 12 months. Our dedicated loan specialists work with hundreds of Aussies each and every day to identify the best loan for their needs.

How does Nifty offer quick loans?

Our technology
Our speed
We’re Australian
100% online

Here at Nifty, we’ve developed our very own loan-processing engine with our customers’ needs first in mind. This enables us, as an inclusive lender, to provide fair quick loans to customers, even if they have bad credit.

We are one of the fastest lenders in Australia. We’re quick when it comes to both processing and delivering loans. We strive to process your loan application within an hour*. If you have an NPP-enabled bank account, which is 90% of bank accounts, you’ll likely get the cash you need in just 60-seconds**.

We’re completely Australian owned and operated. Our team is based in Brisbane, Queensland, so we understand your needs. Our customer service team is more than happy to help with anything you need. Give us a call or email through any questions you have.

We’re a 100% online lender, which means there’s no old-fashioned paperwork or long waiting times involved when applying for a quick loan. You can apply online in just three easy steps.

How to apply for a quick loan

Apply for a Nifty loan in three simple steps:

  1. Complete your loan application;
  2. Our team assesses your application and gives you a quick outcome;
  3. Receive your cash.

Am I eligible for a quick loan?

To be eligible for our quick loans, you need to:

  • Be at least 18 years old;
  • Be an Australian citizen or permanent resident;
  • Have internet banking;
  • Have an active email address and mobile phone number;
  • Have had a consistent income for the last 90 days;
  • Minimum income/salary of $400/week.

What documentation do I need?

One of the great things about applying with Nifty Loans is our loan application is 100% online and paperwork-free. All you need is:

  • Personal details (name, address, D.O.B.);
  • 100 points of ID;
  • The reason for your loan;
  • Internet banking details;
  • Employment details and contact info.

Our Happy Customers

We don’t stop there

No matter what the occasion is, Nifty has your back.

Frequently Asked Questions

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*If you apply within our standard business hours. Subject to individual assessment. 60-minute outcomes are not guaranteed.

**If you have an NPP-enabled bank account.