Had a health emergency? Gotten into a car accident? Have you been faced with unexpected bills? Whatever your situation may be, we can all agree financial emergencies can be expensive, and unpredictable. So, when you find yourself struggling with an emergency expense, Nifty’s quick loans could help. Our quick personal loans are 100% online, paperless, and fast — all the things you want to hear when you’re in need of cash, quick.
We are one of Australia’s fastest-growing small online lenders. We service quick and easy online loans up to $3,000 for everyday Aussies with repayment periods up to 12 months. Our dedicated loan specialists work with hundreds of Aussies each and every day to identify the best loan for their needs.
Here at Nifty, we’ve developed our very own loan-processing engine with our customers’ needs first in mind. This enables us, as an inclusive lender, to provide fair quick loans to customers, even if they have bad credit.
We are one of the fastest lenders in Australia. We’re quick when it comes to both processing and delivering loans. We strive to process your loan application within an hour*. If you have an NPP-enabled bank account, which is 90% of bank accounts, you’ll likely get the cash you need in just 60-seconds**.
We’re completely Australian owned and operated. Our team is based in Brisbane, Queensland, so we understand your needs. Our customer service team is more than happy to help with anything you need. Give us a call or email through any questions you have.
We’re a 100% online lender, which means there’s no old-fashioned paperwork or long waiting times involved when applying for a quick loan. You can apply online in just three easy steps.
Apply for a Nifty loan in three simple steps:
To be eligible for our quick loans, you need to:
One of the great things about applying with Nifty Loans is our loan application is 100% online and paperwork-free. All you need is:
Wonderful, simple easy, filled it out at lunch time and had the money by 5pm. No unexpected costs or issues. Extremely satisfied, thank you for getting me out of a Jam! Quick and easy and easy to repay!
Nifty are always prompt and easy to deal with.The process of applying and repaying is simple and I have utilised niftys service multiple times because of this.
They were so easy to deal with and super fast! From the application to approval & getting the funds in 24 hours. I also had to call to change some details and they were super friendly & accommodating. Highly recommended!
The process with Nifty is very easy. If you’re in need of a small loan, I’d recommend this company. I was approved within an hour and had my money by 7pm that night. Very happy with the service! Thanks Nifty!
*If you apply within our standard business hours. Subject to individual assessment. 60-minute outcomes are not guaranteed.
**If you have an NPP-enabled bank account.