The Nifty Mission.
In short, Nifty aims to provide quick loans to Australians in need of quick, accessible finance.
To empower every Australian in need of small amount credit with the ability to access our small personal quick loans.
To process loan applications swiftly and to the complete satisfaction of our customers.
To be open and frank about our fees and charges.
To provide second-to-none service.
Nifty exists for you. We don’t mind saying we’re a money lender. After all, that’s exactly what we do. Small, quick , affordable, short-term, bad credit, unsecured personal cash loans to every day Australians.
We offer all types of loans, including travel loans! So, if you’re thinking of a European adventure or a Fiji family holiday – think Nifty!
What is Nifty Loans
We are an online provider of small, medium and large personal loans. Small personal loans with Nifty are unsecured (meaning no security is needed). They’re short term, too.
We understand that speed is important to you. When a situation arises where you need to borrow money quickly, we get that and we deliver. Most applications receive an outcome within 60 minutes, during business hours. Whether it’s a bond loan or you need the money for any other unexpected event, Nifty’s online loans are quick and easy to apply for.
What are quick loans?
Quick loans are just really fast personal loans, starting at $300 and going up to $5,000. The repayment period depends on the amount you decide to borrow. You can apply for quick loans in just a few minutes. Simply fill out our quick application, click submit and you’re good to go! It’s that easy. That’s no fuss lending. We’re 100% online, so there’s no need to make a trip down to your local branch and wait in endless lines. Just apply in minutes, then our team will work quick smart to deliver a result within the hour (if you apply during business hours).
Who is eligible for quick loans
Before you apply for quick loans, make sure you tick off all the requirements.
To apply, you must:
- Be over 18 years old
- Be an Australia citizen or permanent resident
- Have a regular income for at least 3 months in a personal account
- Have an active mobile number and email address
That’s it! So, before you apply with Nifty, just make sure you check off all these requirements and you should have no troubles!
How to apply with Nifty
Applying with Nifty loans is super easy. All you need to do is follow these three simple steps:
Step 1: You apply online
To apply online, simply scroll up and you’ll find our loan calculator. Simply select how much you wish to borrow and for how long. Then, you’ll see how much your repayments may be, and you can select whether you’d like to repay your loan weekly, fortnightly and monthly. Once you’re happy with your loan terms, click the Apply button. You’ll be taken to our application where you’ll need to add a few more details, then click Submit.
Step 2: We assess your application
After you submit your application, we’ll start working on it ASAP. Whilst we assess your application, keep an eye on your notifications because we’ll let you know if we need any more info. If an application is submitted outside of business hours, we’ll get to it first thing the following business day.
Step 3: Cash straight to your pocket
If your application is approved, we’ll send over an electronic contract to review and sign. If everything is completed within business hours, we’ll transfer the cash straight to your bank! Access to funds is subject to inter-bank transfer times.
The Nifty Difference
Nifty is a bit different, compared to traditional lenders.
We won’t treat you like a number or a liability like the more mainstream lenders. Whether you’re employed or get your income from Centrelink, you are welcomed by Nifty. We understand your wants and needs and our aim is to satisfy your requirements in the easiest and most efficient way possible. We want to establish a relationship with you so that you are comfortable dealing with us and communicating with us. We speak your language.
It can be stressful taking on debt. We can help you to overcome that with easy repayment terms.
When life throws up those challenges where fast cash today is critical, look no further than Nifty. You’ll never look back. We’ll do our best to offer you quick loans!